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Security report for cic.fr

CIC · Finance · France

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

83/100

Risk levelLow

0–100, higher is better. How it is calculated

CIC (Crédit industriel et commercial) is a major French banking and insurance group offering a wide range of financial services including accounts, loans, insurance, savings, and digital banking solutions. The website targets individuals, entrepreneurs, professionals, and associations primarily in France, emphasizing proximity banking and ethical commitments as an enterprise with a mission. The digital infrastructure is modern and well-optimized for mobile and accessibility, leveraging multiple third-party services for enhanced user experience and analytics. Security posture is strong with HTTPS and secure practices, though explicit security policies and incident response contacts are not publicly detailed. The absence of WHOIS data is noted but likely due to AFNIC domain registration policies. Overall, the site is professional, trustworthy, and compliant with GDPR, serving a large customer base effectively.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching cic.fr

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
70
DNS health
90
Network security
100
GDPR outside view
68
Average
83

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention cic.fr, from OffSeq Breach.

Total records
38,864
Employees
0
Customers
38,634
Third parties
230
Weak passwords
22%

64 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for cic.fr.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

CIC positions itself as a responsible bank with a strong focus on SMEs and local customer relationships, supported by a network of regional federations and specialized subsidiaries. Its business model integrates traditional banking with insurance and digital services, supported by partnerships with telecom and home security providers. The company emphasizes social and environmental commitments, including 18 societal engagements and a dividend dedicated to social impact. The website content and structured data reflect a mature organization with a comprehensive product portfolio and a clear customer-centric approach.

Security posture

The website employs HTTPS with good SSL configuration and uses secure cookies. It integrates secure login mechanisms and a virtual assistant for customer support. However, explicit security headers like CSP, X-Frame-Options, and X-Content-Type-Options are not clearly documented in the HTML. There is no visible security policy or vulnerability disclosure program, which could be improved to enhance transparency and incident response readiness. No vulnerabilities or exposed sensitive data were detected in the content. The use of multiple third-party scripts requires ongoing monitoring to mitigate supply chain risks.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and compliance.
  2. Implement and document security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  3. Establish a vulnerability disclosure program or publish a security.txt file to facilitate responsible reporting.
  4. Provide clear contact information for the Data Protection Officer and incident response team.
  5. Regularly audit third-party scripts and dependencies to ensure no vulnerabilities are introduced.

Contact details published on the site

Addresses
Legal name
Crédit industriel et commercial
VAT number
FR34542016381
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
CIC
Description
Le Crédit industriel et commercial (CIC) est une banque de réseau et une société d’assurances français.
Key services
Bank accounts and cards, Loans and credits, Insurance products, Savings and investments, Mobile and internet services, Telesurveillance and teleassistance
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, CSS, HTML5, JSON-LD, SPLIDE slider, Exalead search, Genesys chat (disabled), Virtual assistant
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure cookies with Secure flag
  • No exposed sensitive data in HTML
  • Use of authentication and secure login
  • Use of virtual assistant with controlled access

Analytics and tracking

Services
Google Analytics (implied), dclic-events.e-i.com
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
dclic-events.e-i.com, dclic-resolver.e-i.com
Marketing tools
Google Analytics (implied), Genesys chat platform (disabled), Exalead search
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected
  2. Strong presence of structured data and SEO best practices
  3. Comprehensive product and service offerings clearly presented
  4. Multiple contact channels and social media integration
  5. Good mobile optimization and accessibility features
  6. No explicit security policy or incident response contact found
  7. No vulnerability disclosure or security.txt detected
  8. WHOIS data unavailable, which is common for .fr domains but reduces transparency
  9. Use of multiple third-party scripts and CDNs with moderate tracking
  10. No adult or questionable content detected
Technical notes

Notes

The website uses a modern tech stack including JavaScript, CSS, JSON-LD structured data, and third-party libraries like SPLIDE for sliders and Exalead for search functionality. It is hosted on e-i.com CDN infrastructure, ensuring good performance and availability. The site is mobile-optimized with responsive design and accessibility features. SEO is well addressed with meta tags, canonical links, and structured data. No CMS is explicitly detected, suggesting a custom or proprietary platform. Performance is moderate with room for optimization in script loading and caching strategies. Overall, the technical implementation supports a robust and user-friendly banking website.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 76/100Low18 findingsView report
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