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Security report for cherrisk.com

UNIQA · Finance · Hungary

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

UNIQA is a large Hungarian insurance company offering a range of insurance products including home, travel, and accident insurance under the CHERRISK brand. The website serves as a platform for customers to purchase insurance, report claims, and access detailed product and legal documentation. The company targets general insurance customers in Hungary and maintains a professional online presence with consistent branding and comprehensive content. Technically, the website is built on the Liferay CMS platform using modern JavaScript frameworks such as React, and integrates third-party services like Google Tag Manager and Cookiebot for analytics and cookie consent management. Security posture is strong with HTTPS enforced and no visible vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with clear privacy and cookie policies, and GDPR compliance indicators. Overall, the website demonstrates a mature digital infrastructure and trustworthy business credibility.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
65
Email security
85
DNS health
85
Network security
100
GDPR outside view
25
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

UNIQA holds a strong market position in the Hungarian insurance sector, leveraging the CHERRISK brand to offer specialized insurance products. The business model focuses on direct insurance sales and customer support through digital channels. The presence of detailed legal documents and contact information indicates transparency and regulatory compliance. Partnerships with service providers like call centers enhance customer service capabilities. The website's content and structure support customer engagement and facilitate insurance product discovery and claims processing. Growth potential is supported by digital maturity and integration of modern web technologies.

Security posture

The website exhibits a solid security posture with HTTPS enabled and use of security best practices such as cookie consent management and avoidance of exposed sensitive data. While explicit security headers are not visible in the HTML, it is likely they are configured at the server level. No vulnerabilities or security incidents are evident from the content. However, the absence of a published incident response policy or vulnerability disclosure program suggests room for improvement in transparency and readiness. The use of third-party scripts should be regularly audited to mitigate supply chain risks.

Recommendations

  1. Publish explicit security headers such as X-Frame-Options and X-Content-Type-Options to enhance protection against clickjacking and MIME sniffing.
  2. Develop and publish an incident response policy and contact channel to improve transparency and preparedness.
  3. Implement a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  4. Regularly audit third-party scripts and dependencies for vulnerabilities and update them promptly.
  5. Enhance Content Security Policy (CSP) headers to restrict resource loading and reduce risk of cross-site scripting.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
UNIQA
Description
UNIQA offers insurance products including home insurance, travel insurance, and accident insurance under the CHERRISK brand. The website informs customers about insurance services, claim reporting, and provides access to product documents and legal information.
Key services
Home insurance, Travel insurance, Accident insurance, Claim reporting
Content quality
good
Branding
consistent

Technology

Stack
JavaScript, React, YUI, AUI, Liferay Portal, Google Tag Manager, Cookiebot
Frameworks
Liferay, React
Platforms
Liferay Portal
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with Cookiebot
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager for analytics
  • No inline sensitive credentials

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Cookiebot
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Content is professionally presented and relevant to insurance customers
  3. Multiple contact methods including email, phone, and physical address are provided
  4. Cookie consent is implemented via Cookiebot
  5. Use of modern web technologies and frameworks
  6. No security or privacy red flags detected in the content or metadata
Technical notes

Notes

The website is built on the Liferay CMS platform with React and YUI/AUI JavaScript libraries, indicating a hybrid modern and legacy technology stack. It uses Google Tag Manager and Cookiebot for analytics and cookie management. The site is mobile optimized with responsive images and accessible design features. Performance is moderate, with combined and minified resources served via Liferay's combo servlet. The technical infrastructure supports scalability and maintainability but could benefit from modernization by reducing legacy dependencies. SEO and accessibility are well addressed with proper meta tags, Open Graph data, and ARIA roles.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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