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Security report for cfc.ie

Cathedral Financial Consultants Limited · Finance · Ireland

Medium risk. 6 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

53/100

Risk levelMedium

0–100, higher is better. How it is calculated

Cathedral Financial Consultants Limited is a well-established financial advisory firm based in Ireland, operating since 2003. The company offers a comprehensive range of financial services including retirement planning, investment strategies, protection products, and inheritance planning. Their market position is strengthened by regulation under the Central Bank of Ireland and a clear focus on personalized client service. The website reflects a professional and consistent brand image with clear navigation and relevant content tailored to individuals and businesses seeking financial advice. Technically, the site is built on WordPress using the Divi theme, hosted on WPEngine, and employs modern web technologies with good mobile optimization and performance. Security posture is strong with HTTPS enforced and appropriate security headers, complemented by a GDPR-compliant cookie consent mechanism. However, the site lacks dedicated security and incident response policy pages, which could enhance trust and compliance. Overall, the website demonstrates a mature digital presence with good privacy compliance and business credibility.

Scanned

NIS2 and GDPR posture

GDPR outside view
55/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
15
Email security
85
DNS health
60
Network security
100
GDPR outside view
55
Average
53

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets a broad audience including individuals at various life stages and business clients ranging from sole traders to PLCs and charities. Their business model centers on providing expert financial advice and tailored solutions, supported by transparent fee structures and regulatory compliance. The partnership with platforms like CashCalc and MyPension indicates integration with financial technology services to enhance client experience. The firm maintains a consistent brand and content strategy, positioning itself as a trusted advisor in the Irish financial services market. Growth potential is supported by digital tools and clear communication of services and client benefits.

Security posture

The website exhibits a solid security foundation with HTTPS and multiple security headers implemented. The cookie consent mechanism is robust, offering granular user control and compliance with GDPR. No vulnerable libraries or exposed sensitive data were detected in the HTML content. However, the absence of a published security policy or incident response contact information represents a gap in transparency and preparedness. There is no evidence of vulnerability disclosure or security certifications. Overall, the security posture is good but could be improved by adding dedicated security documentation and incident response details.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Add incident response contact channels such as security@ or abuse@ email addresses.
  3. Enhance website accessibility to meet higher standards for inclusivity.
  4. Regularly review and update third-party scripts and plugins to mitigate vulnerabilities.
  5. Consider implementing a vulnerability disclosure policy to encourage responsible reporting.

Contact details published on the site

Addresses
Legal name
Cathedral Financial Consultants Limited
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Cathedral Financial Consultants Limited
Description
Cathedral Financial Consultants Limited provides expert financial advice and planning services including retirement planning, investment strategies, risk management, and wealth preservation. They serve a diverse client base including individuals and businesses.
Key services
Financial Planning, Life, Critical Illness & Income Protection, Pension Planning, Employer & Employee Benefits, Savings & Investments, Inheritance Planning
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Divi Theme, jQuery, Cookie Law Info Plugin
Frameworks
Divi
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with granular controls
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Marketing tools
Cookie Law Info
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses HTTPS with strong security headers
  2. Cookie consent mechanism is implemented with granular controls
  3. Clear and consistent branding with professional design
  4. Comprehensive business and contact information provided
  5. No signs of malware or phishing
  6. No exposed sensitive data or vulnerable scripts detected
  7. No dedicated security or incident response policy pages found
Technical notes

Notes

The website is built on a stable and widely used CMS platform (WordPress) with the Divi theme, ensuring flexibility and ease of content management. Hosting on WPEngine provides reliable infrastructure and performance. The site uses jQuery and a cookie consent plugin to manage privacy compliance. Performance is moderate with good mobile responsiveness and SEO optimization. There is some technical debt in accessibility features and the lack of advanced analytics or marketing integrations. The site is well-structured with valid HTML and CSS, but could benefit from further modernization and enhanced security documentation to reduce operational risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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