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Security report for centor.co.uk

Clear Insurance Management Limited · Finance · United Kingdom

Medium risk. 5 critical or high findings in Email security, SSL/TLS and 1 other check.

Security score

66/100

Risk levelMedium

0–100, higher is better. How it is calculated

Clear Insurance Management Limited is a well-established independent Chartered insurance broker based in London, specializing in professional, financial, corporate, and property insurance lines. The company has a strong market position supported by a history of acquisitions and certifications such as Investors in People Platinum and B Corp. Their London Great Tower Street branch serves as a central hub for larger teams focusing on specialist risks and London markets. The website reflects a professional and trustworthy brand with comprehensive service offerings and clear contact channels. Technically, the site is built on modern platforms like Webflow, uses Cloudflare DNS, and integrates essential tools such as Google Tag Manager, Hotjar, and Usercentrics for consent management, indicating a mature digital infrastructure. Security posture is good with HTTPS, reCAPTCHA on forms, and no visible vulnerabilities, though improvements in security headers and incident response disclosures are recommended. Overall, the site is safe, compliant with GDPR, and provides a positive user experience with excellent design and navigation.

Scanned

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching centor.co.uk

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
32
Security headers
55
Email security
40
DNS health
75
Network security
100
GDPR outside view
95
Average
66

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets businesses and high net worth individuals requiring insurance and risk management services, operating primarily in the finance and real estate sectors. Their business model focuses on brokerage and advisory services with a strong emphasis on client retention and professional standards. The presence of multiple subsidiaries and partner sites indicates a broad ecosystem and strategic growth through acquisitions. The company leverages digital marketing and analytics tools to engage clients and maintain compliance. Their market positioning is strong within the UK insurance brokerage industry, supported by regulatory authorization and recognized certifications.

Security posture

Clear Insurance Management demonstrates a mature security posture with HTTPS enforcement, use of Google reCAPTCHA to protect forms, and a consent management platform ensuring GDPR compliance. No exposed sensitive data or vulnerable libraries were detected. However, the absence of security headers and a public security policy or incident response contact reduces transparency and could be improved. The domain lacks DNSSEC, which is a recommended enhancement. Overall, the security measures are adequate for the business type but could be strengthened to align with best practices and enhance trust.

Recommendations

  1. Implement standard security headers such as Content-Security-Policy, X-Content-Type-Options, and X-Frame-Options to improve protection against common web attacks.
  2. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  3. Publish a clear security policy and provide incident response contact information to improve transparency and preparedness.
  4. Consider adding a vulnerability disclosure policy or security.txt file to facilitate responsible reporting of security issues.
  5. Regularly review and update third-party libraries and scripts to mitigate potential vulnerabilities.

Contact details published on the site

Addresses
Legal name
Clear Insurance Management Limited
Registration number
3712209
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Clear Insurance Management Limited
Description
Clear Insurance Management Limited is an independent Chartered insurance broker authorised and regulated by the FCA. The London Great Tower Street branch houses teams specializing in professional and financial lines, specialist risks, London markets, corporate and property. The company has a history of acquisitions including Centor Insurance and Risk Management, Porticus Insurance Consultants, and Moore Robinson.
Key services
Professional indemnity insurance, Corporate insurance, Property insurance, Specialist risk insurance, Employee benefits, Business protection, Personal protection
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, Google reCAPTCHA, Usercentrics CMP, Hotjar, jQuery 3.5.1, WebFont Loader, Cloudflare DNS
Frameworks
Webflow (implied by data-wf-site and class names)
Platforms
Cloudflare (DNS and likely CDN)
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Google reCAPTCHA on forms
  • Consent management platform (Usercentrics)
  • No exposed sensitive data in HTML
  • Form validation with jQuery Validate

Analytics and tracking

Services
Google Tag Manager, Hotjar
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Hotjar
Marketing tools
Usercentrics CMP
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Clear contact information with phone numbers and physical address provided.
  3. Multiple certifications and accreditations mentioned, enhancing trust.
  4. Use of modern tracking and consent technologies indicating GDPR compliance.
  5. No signs of malicious content or security issues detected.
  6. Domain age is recent but business history is older, explained by acquisitions.
  7. No security.txt or explicit security policy found.
  8. No email addresses explicitly listed on the page.
Technical notes

Notes

The website is built using Webflow CMS and hosted with Cloudflare DNS services, integrating modern JavaScript libraries and tracking tools such as Google Tag Manager, Hotjar, and Usercentrics for cookie consent. The site is mobile-optimized with responsive design and good accessibility features. Performance is moderate, with room for optimization. The use of Google Fonts and asynchronous script loading improves user experience. Form handling includes client-side validation and Google reCAPTCHA for spam prevention. The technical stack is modern and well-maintained, supporting the company's professional image and operational needs.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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