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Security report for cefor.no

Cefor - The Nordic Association of Marine Insurers · Energy · Norway

Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 2 other checks.

Security score

53/100

Risk levelMedium

0–100, higher is better. How it is calculated

Cefor is a well-established Nordic marine insurance association based in Norway, founded in 1999. The organization provides key services including marine insurance statistics, standard clauses, educational programs, and industry policy advocacy targeted at marine insurance professionals and stakeholders in the Nordic maritime sector. The website reflects a professional and consistent brand presence with good content quality and clear navigation. Technically, the site uses standard web technologies including Google Analytics and Tag Manager for user tracking, but lacks advanced frameworks or CMS identification. Security posture is moderate with HTTPS implied but missing explicit security headers and incident response policies. Privacy compliance is adequate with a clear privacy policy but lacks a cookie consent mechanism. Overall, the domain WHOIS data aligns well with the business claims, indicating high legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
68/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching cefor.no

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
15
Email security
70
DNS health
75
Network security
20
GDPR outside view
68
Average
53

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Cefor occupies a niche position as the Nordic marine insurance association, leveraging its long history and member base to provide authoritative statistics, policy documents, and educational resources. Its business model centers on industry collaboration and knowledge sharing rather than direct commercial sales. The organization targets marine insurers, shipowners, and maritime industry stakeholders primarily in the Nordic region. The website supports this with relevant content and member-focused resources. The absence of extensive marketing or e-commerce features aligns with its association status. Growth indicators include recent updates to clauses and educational offerings. Partnerships with entities like Equinor ASA suggest strong industry ties.

Security posture

The website demonstrates a basic to moderate security posture. HTTPS is used, ensuring encrypted communications. However, there is no evidence of advanced security headers such as Content-Security-Policy or HSTS, which would enhance protection against common web attacks. No explicit incident response or security policy pages are present, limiting transparency on security governance. The use of Google Analytics and Tag Manager introduces moderate user tracking but no cookie consent mechanism was detected, which may pose GDPR compliance risks. No vulnerabilities or exposed sensitive data were identified in the HTML content. Overall, the security maturity is adequate for an informational site but could be improved to meet higher compliance and security standards.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to enhance web security.
  2. Add a cookie consent mechanism to comply fully with GDPR and improve user privacy transparency.
  3. Publish explicit security and incident response policies to improve trust and preparedness.
  4. Conduct regular security audits to identify and remediate potential vulnerabilities in scripts and forms.
  5. Enhance mobile optimization and accessibility features to improve user experience across devices.

Contact details published on the site

Addresses
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Cefor - The Nordic Association of Marine Insurers
Description
Cefor is the Nordic Association of Marine Insurers, providing statistics, clauses, education, and industry policy for marine insurance in the Nordic region.
Key services
Marine insurance statistics, Insurance clauses and compliance documents, Educational seminars and webinars, Industry policy consultation and advocacy
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, Google Tag Manager, JavaScript, CSS
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
60/100
Good practices seen
  • HTTPS usage (implied by external Google Analytics scripts loaded over HTTPS)

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented and relevant to marine insurance industry.
  3. Privacy and cookie policies are present but cookie consent mechanism is missing.
  4. No explicit security or incident response policies found.
  5. Use of Google Analytics and Tag Manager indicates moderate user tracking.
  6. No suspicious or malicious content detected.
  7. WHOIS data supports legitimacy and long-term operation.
Technical notes

Notes

The website uses a traditional HTML structure with linked CSS and JavaScript bundles. It integrates Google Analytics and Google Tag Manager for analytics and tracking. No modern JavaScript frameworks or CMS platforms were identified, suggesting a custom or legacy build. Performance appears moderate with asynchronous loading of analytics scripts. Mobile optimization is basic, with viewport meta tags present but no advanced responsive design features detected. SEO is basic with canonical links and meta tags but no structured data like JSON-LD or Open Graph tags found. Accessibility features are minimal. Hosting provider and server details are not disclosed in the HTML content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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