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Security report for cdic.ca

Canada Deposit Insurance Corporation · Finance · Canada

Medium risk. 2 critical or high findings in SSL/TLS and Security headers.

Security score

66/100

Risk levelMedium

0–100, higher is better. How it is calculated

The Canada Deposit Insurance Corporation (CDIC) is a Canadian government agency established in 1967 to protect depositors by providing deposit insurance coverage for member financial institutions. The website serves as a comprehensive resource for depositors, financial professionals, brokers, and trustees, offering detailed information on deposit insurance coverage, failure resolution, compliance requirements, and educational resources. CDIC holds a strong market position as the national deposit insurer in Canada, emphasizing trust and financial security for Canadian depositors. Technically, the website is built on WordPress with a modern tech stack including jQuery, Yoast SEO, Algolia search, and multiple analytics and tag management tools such as Google Tag Manager and Microsoft Clarity. The site demonstrates good performance, excellent mobile optimization, and strong SEO and accessibility practices. The presence of structured data and social media integration further enhances its digital maturity. From a security perspective, the site enforces HTTPS, implements key security headers, and avoids exposing sensitive data. However, it lacks a public vulnerability disclosure policy and incident response contact details, which are recommended for enhanced transparency and security readiness. Privacy and cookie policies are comprehensive and GDPR compliant, reflecting a strong commitment to user privacy. Overall, the website is professional, trustworthy, and well-maintained, with a high security posture and good privacy compliance. The absence of WHOIS data is likely due to privacy protection, which is justified for a government-related entity. Strategic recommendations include publishing a vulnerability disclosure policy, incident response contacts, and a dedicated security policy page to further strengthen trust and security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching cdic.ca

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
65
Email security
70
DNS health
75
Network security
100
GDPR outside view
83
Average
66

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention cdic.ca, from OffSeq Breach.

No leaked records found

Breach holds no records for cdic.ca right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

CDIC operates as a government-backed financial protection entity focused on deposit insurance in Canada. Its business model centers on safeguarding depositor funds and supporting member institutions through compliance and resolution planning. The website targets multiple user segments including depositors seeking insurance information, financial professionals requiring compliance resources, brokers, and trustees. CDIC's competitive advantage lies in its official government mandate and long-standing history since 1967. The organization leverages partnerships such as with the French language site www.sadc.ca to broaden accessibility. The site content and structure indicate a mature organization with a stable market presence and a focus on education, compliance, and risk mitigation.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and multiple security headers implemented, including HSTS, X-Frame-Options, and Content-Security-Policy. There is no evidence of exposed sensitive data or vulnerable libraries. Forms are secured with autocomplete off and no suspicious scripts detected. However, the absence of a public vulnerability disclosure program and incident response contact information represents a gap in transparency and readiness. Privacy policies are comprehensive and GDPR compliant, indicating good data protection practices. Overall, the security posture is strong but could be improved by adding explicit security governance documentation and disclosure channels.

Recommendations

  1. Publish a public vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  2. Add incident response contact information such as security@ or abuse@ email addresses.
  3. Create a dedicated security policy page outlining frameworks and best practices followed.
  4. Regularly review and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance transparency by providing clear data retention policies and user privacy controls.

Contact details published on the site

Addresses
Legal name
Canada Deposit Insurance Corporation
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Canada Deposit Insurance Corporation
Description
CDIC protects deposits since 1967 and covers money when one of its members fail.
Key services
Deposit insurance coverage, Financial education and literacy, Member institution compliance and support, Failure resolution coordination
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, jQuery, Yoast SEO, Algolia Search, Google Tag Manager, Microsoft Clarity, Bing UET
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
excellent

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Security headers present
  • No exposed sensitive data in HTML
  • Secure forms with autocomplete off

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, Bing UET
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Bing Ads
Tracking pixels
Microsoft Clarity, Bing UET
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is comprehensive, professionally presented, and well-structured.
  3. Strong focus on deposit insurance and financial protection for Canadian depositors.
  4. Multiple user groups targeted: depositors, financial professionals, brokers, trustees.
  5. Good SEO and accessibility practices observed.
  6. Privacy and cookie policies are present and GDPR compliant.
  7. No direct security incident or vulnerability disclosure information found.
  8. WHOIS data is unavailable, likely due to privacy protection or registry restrictions.
Technical notes

Notes

The website is built on a WordPress CMS platform using a modern technology stack including jQuery, Yoast SEO for search engine optimization, Algolia for enhanced search capabilities, and Google Tag Manager for tag management. Analytics tools include Google Analytics, Microsoft Clarity, and Bing UET, indicating a comprehensive approach to user behavior tracking and performance monitoring. The site is mobile-optimized with responsive design and accessibility features such as skip links and ARIA attributes. Performance is moderate, with potential for improvement in hosting provider transparency and caching strategies. The technical implementation reflects a well-maintained and modern infrastructure suitable for a government agency.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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