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Security report for cb.is

Central Bank of Iceland · Finance · Iceland

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

The Central Bank of Iceland operates as the national financial authority responsible for monetary policy, financial stability, and regulatory oversight within Iceland. The website serves as a comprehensive portal offering detailed information on monetary policy, financial supervision, payments infrastructure, licensing, and statistical data. It targets a broad audience including consumers, financial institutions, and government entities, positioning itself as a trusted and authoritative source in the Icelandic financial sector. Technically, the website employs modern web technologies such as Blazor Server, JavaScript modules, and CSS3, supported by Veva CMS. It integrates accessibility features and cookie consent mechanisms, reflecting a mature digital infrastructure. The site demonstrates good performance and mobile optimization, with clear navigation and professional design. From a security perspective, the site enforces HTTPS, utilizes cookie consent management, and holds ISO 27001 certification, indicating a strong commitment to information security. However, there is room for improvement by enabling DNSSEC, adding explicit security headers, and publishing incident response contacts or vulnerability disclosure policies. Overall, the website presents a low-risk profile with high trustworthiness, professional content, and compliance with privacy regulations. Strategic enhancements in security headers and transparency around incident response would further strengthen its security posture.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Facebook, Twitter, LinkedIn, Cloudflare

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching cb.is

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
90
Email security
70
DNS health
80
Network security
100
GDPR outside view
50
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Central Bank of Iceland holds a critical position as the country's central financial institution, providing essential services such as monetary policy formulation, financial stability oversight, and regulation of financial markets. Its business model is government-driven, focusing on public service rather than commercial revenue generation. The website reflects a well-established entity with a domain age consistent with its history since 2006. The bank maintains partnerships and related domains for data portals and client services, enhancing its ecosystem. The presence of ISO 27001 certification and comprehensive policy documentation underscores its commitment to operational excellence and regulatory compliance. The target customer segments include financial institutions, consumers, and government bodies, with a focus on transparency and public engagement.

Security posture

The Central Bank of Iceland's website demonstrates a mature security posture with enforced HTTPS, cookie consent mechanisms, and ISO 27001 certification, indicating adherence to international security standards. No visible vulnerabilities or exposed sensitive data were detected. However, the absence of DNSSEC and certain security headers such as Content-Security-Policy and X-Frame-Options suggests opportunities for strengthening defenses against DNS spoofing and clickjacking attacks. The lack of a published incident response or abuse contact page limits transparency in vulnerability reporting. Overall, the site is secure but could benefit from enhanced security header implementation and formal vulnerability disclosure mechanisms to align with best practices.

Recommendations

  1. Enable DNSSEC for the domain to enhance DNS security and prevent spoofing.
  2. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  3. Publish an incident response or abuse contact page to facilitate vulnerability reporting and improve transparency.
  4. Consider adding a security.txt file to formalize vulnerability disclosure policies.
  5. Regularly review and update cookie and privacy policies to maintain GDPR compliance and user trust.

Contact details published on the site

Addresses
Legal name
Central Bank of Iceland
Registration number
KT: 560269-4129
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Central Bank of Iceland
Description
Central Bank of Iceland is the national bank responsible for promoting price stability, financial stability, and sound and secure financial activities in Iceland.
Key services
Monetary policy, Financial stability oversight, Financial supervision, Payments infrastructure, Licensing and regulation, Statistics and publications
Content quality
excellent
Branding
consistent

Technology

Stack
Blazor Server, JavaScript modules, CSS3, SVG icons, CookieHub consent management, ReadSpeaker webReader
Frameworks
Blazor, Veva.Modules
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • ISO 27001 certification

Analytics and tracking

Services
Siteimprove Analytics
Tracking level
minimal
Privacy practices
good

Advertising

Tracking pixels
Siteimprove Analytics
Marketing tools
CookieHub
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Comprehensive information about monetary policy, financial stability, supervision, and payments
  3. Clear contact information including physical address, email, and phone
  4. Cookie consent and privacy policies are implemented and accessible
  5. ISO 27001 certification is prominently displayed
  6. No signs of security blocking or WAF challenges
  7. Use of modern web technologies including Blazor and JavaScript modules
  8. Social media presence on LinkedIn, Twitter (X), and Facebook
  9. No visible security vulnerabilities or exposed sensitive data
Technical notes

Notes

The website is built using modern web technologies including Blazor Server for interactive UI, JavaScript ES modules, and CSS3 for styling. It leverages Veva CMS modules and integrates third-party services such as CookieHub for cookie consent management and ReadSpeaker for accessibility. The site uses SVG icons and preloads fonts and styles for performance optimization. While the hosting provider is not explicitly identified, the domain uses Icelandic name servers consistent with the institution's location. Performance is moderate with good mobile optimization and accessibility features. The site structure is clear with semantic HTML and ARIA labels, supporting SEO and usability. Opportunities exist to improve technical security configurations and enhance performance monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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