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Security report for cashback.net.au

Auto & General Services Pty Ltd · Finance · Australia

Medium risk. 8 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

Cashback Car Insurance, operated by Auto & General Services Pty Ltd, was an Australian car insurance provider offering cashback rewards. The website currently serves as a legacy informational page notifying visitors that the service no longer accepts new customers and directs them to Budget Direct for new policies. The site provides limited contact information, primarily a phone number for existing customers to manage policies or claims. Technically, the site uses Google Tag Manager and Adobe DTM for analytics but lacks modern security headers and privacy compliance features. The domain registration aligns well with the business's Australian market focus and history, indicating legitimacy. However, the absence of privacy and cookie policies, as well as minimal contact details, reduces overall trust and compliance scores.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

Need hands-on remediation? Email guard@offseq.com

Keep watching cashback.net.au

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
15
Email security
70
DNS health
70
Network security
100
GDPR outside view
35
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The business operates in the finance sector, specifically car insurance, targeting Australian consumers. The business model was based on providing car insurance with cashback rewards, but it has ceased onboarding new customers. The partnership with Budget Direct suggests a strategic alliance or transition of customers. The company is medium-sized with a history dating back to at least 2003. The website content is basic, focusing on legacy customer support rather than active sales. The lack of extensive digital presence or social media links indicates a limited current marketing effort.

Security posture

The website shows a basic security posture with HTTPS implied but no visible security headers such as CSP, HSTS, or X-Frame-Options. DNSSEC is not enabled for the domain, which is a minor security gap. No forms or inputs reduce attack surface, but the lack of incident response contacts or security policies is a compliance concern. Analytics tools are used but without visible privacy controls or cookie consent mechanisms, indicating potential GDPR compliance gaps. Overall, the security maturity is low to moderate, suitable for a legacy informational site but not for active customer engagement.

Recommendations

  1. Implement and publish a comprehensive privacy policy and cookie policy with consent mechanisms to improve compliance.
  2. Add security headers (CSP, HSTS, X-Frame-Options) to enhance site security.
  3. Enable DNSSEC for the domain to improve DNS security.
  4. Provide additional contact channels including email and physical address for better customer support and compliance.
  5. Establish and publish an incident response policy and contact information to improve security readiness.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Auto & General Services Pty Ltd
Description
Cashback Car Insurance offered car insurance with rewards to Australians but is no longer accepting new customers. Existing customers can manage policies or claims via phone. The site redirects new customers to Budget Direct for new car insurance policies.
Key services
Car insurance with cashback rewards
Content quality
basic
Branding
consistent

Technology

Stack
Google Tag Manager, Adobe DTM (Dynamic Tag Manager), Budget Direct clientlibs JS
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
50/100
Good practices seen
  • Use of Google Tag Manager and Adobe DTM for analytics

Analytics and tracking

Services
Google Tag Manager, Adobe DTM
Tracking level
moderate
Privacy practices
poor

Advertising

Tracking pixels
Adobe DTM
Marketing tools
Adobe DTM
Transparency
basic

Site quality

Design
basic
User experience
basic
Content relevance
basic
Navigation
basic
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website is a legacy site informing visitors that Cashback Car Insurance no longer accepts new customers.
  2. Redirects new customers to Budget Direct, a partner insurance provider.
  3. No privacy, cookie, or terms of service policies found on the site.
  4. Contact information limited to a phone number for existing customers.
  5. No forms or email contacts present on the site.
  6. Use of Google Tag Manager and Adobe DTM for analytics and tracking.
  7. No social media links detected.
  8. No security headers or advanced security configurations detected.
  9. WHOIS data consistent with Australian business and domain usage.
Technical notes

Notes

The website uses standard HTML5 with linked CSS and JavaScript libraries for analytics (Google Tag Manager and Adobe DTM). No CMS or advanced frameworks detected. The site is moderately optimized for mobile and SEO but lacks accessibility features. Performance is moderate with no evident optimization or CDN usage. The domain is registered with Melbourne IT and uses DNS Made Easy name servers. The site does not use DNSSEC, which is recommended. Overall, the technical infrastructure is basic and suitable for a legacy informational site but could benefit from modernization and security enhancements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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