Skip to main content

Security report for cash.me

Cash App · Finance · United States

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

77/100

Risk levelLow

0–100, higher is better. How it is calculated

Cash App is a leading financial services platform owned by Block, Inc., offering a comprehensive suite of services including peer-to-peer payments, banking, investing, bitcoin trading, and tax filing. The platform targets general US residents seeking convenient and flexible financial management tools. The website demonstrates a mature digital presence with modern technologies such as Next.js and Contentful CMS, supported by a robust CDN infrastructure for fast and reliable performance. Mobile optimization and accessibility are well implemented, ensuring a seamless user experience across devices. Security is a core focus, with HTTPS enforcement, encryption, fraud detection, and real-time alerts enhancing user trust. Privacy compliance is strong, featuring clear policies and consent mechanisms. Overall, the site reflects a professional, trustworthy fintech brand with high market credibility.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching cash.me

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
57
Security headers
80
Email security
85
DNS health
85
Network security
100
GDPR outside view
53
Average
77

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention cash.me, from OffSeq Breach.

Total records
355
Employees
0
Customers
355
Third parties
0
Weak passwords
57%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for cash.me.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Cash App holds a strong market position as a versatile fintech platform under Block, Inc., leveraging its parent company's resources and reputation. Its business model integrates multiple revenue streams including transaction fees, instant deposit fees, and brokerage commissions. The platform appeals to a broad demographic in the US, emphasizing ease of use and financial empowerment. Partnerships with regulated entities like Sutton Bank and Cash App Investing LLC enhance service legitimacy. The company maintains a robust ecosystem with subsidiaries focused on investing and tax services. Trust signals such as App Store Editor’s Choice and excellent Trustpilot ratings reinforce its competitive advantage. The website's integration with regulatory bodies and transparent disclosures further support its market credibility.

Security posture

The website exhibits a high security maturity level with enforced HTTPS, comprehensive security headers, and encrypted data transmission. Fraud prevention measures include 24/7 monitoring, real-time transaction alerts, and card locking features. However, explicit incident response and vulnerability disclosure policies are not publicly available, representing an area for improvement. No vulnerabilities or exposed sensitive data were detected in the content. The platform complies with industry best practices and regulatory requirements, including FINRA and SIPC memberships for brokerage services. Overall, the security posture is robust, supporting safe user interactions and financial transactions.

Recommendations

  1. Publish a dedicated incident response and vulnerability disclosure policy to enhance transparency and user trust.
  2. Provide direct security contact channels such as security@ or abuse@ email addresses for reporting issues.
  3. Disclose relevant security certifications and compliance attestations to strengthen credibility.
  4. Continue to monitor and update security headers and encryption standards to maintain high security levels.
  5. Enhance data retention policy disclosures to align with privacy best practices and regulatory expectations.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Cash App
Description
Cash App is a financial services platform that allows users to send and receive money instantly, spend with the Cash App Card, buy bitcoin, invest in stocks, and manage finances.
Key services
Peer-to-peer payments, Cash App Card (prepaid debit card), Bitcoin buying and selling, Stock investing, Direct deposit, Tax filing
Content quality
excellent
Branding
consistent

Technology

Stack
React, Next.js, Google Tag Manager, Contentful CMS, Cookielaw.org Consent SDK
Frameworks
Next.js
Platforms
Web, Mobile (iOS, Android apps implied)
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Encryption of user data
  • Fraud detection technology
  • Real-time transaction alerts
  • Card lock and security lock features

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
Cookielaw.org Consent SDK
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Strong focus on user security and fraud prevention.
  3. Comprehensive financial services including payments, banking, investing, and bitcoin trading.
  4. Clear contact information with phone support and 24/7 chat in app.
  5. Use of modern web technologies and content delivery networks.
  6. Good privacy and cookie compliance with consent mechanisms.
  7. No signs of suspicious or malicious content.
Technical notes

Notes

The website is built on a modern React-based framework (Next.js) with Contentful CMS integration, enabling dynamic content management and fast rendering. Hosting via Square's CDN ensures low latency and high availability. The site uses Google Tag Manager for analytics and marketing, coupled with a cookie consent mechanism for privacy compliance. Performance is optimized with preloaded fonts and responsive images. Accessibility and SEO are well addressed through semantic HTML and meta tags. No technical debt or legacy technologies were detected, indicating a well-maintained and scalable infrastructure. Opportunities exist to further enhance security transparency and incident management capabilities.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with cash.me. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review cash.me.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.