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Security report for cardinalcapitalmanagement.com

Cardinal Capital Management Inc. · Finance · United States

High risk. 8 critical or high findings in Network security, SSL/TLS and 2 other checks.

Security score

45/100

Risk levelHigh

0–100, higher is better. How it is calculated

Cardinal Capital Management Inc. is an independent, SEC registered investment advisory firm specializing in providing high-quality investment management services to individuals, trusts, and institutional investors. The firm emphasizes a fiduciary approach, ensuring clients' interests are prioritized. Their team boasts over 75 years of combined investment experience, managing diverse portfolios including U.S. Large Cap, Small Cap, Non-U.S. equity, and fixed income strategies. The company targets clients seeking personalized, valuation-oriented investment solutions. Technically, the website is built on WordPress using the Genesis Framework, enhanced with SEO and analytics plugins such as Yoast SEO and MonsterInsights for Google Analytics. The site demonstrates good mobile optimization, clear navigation, and moderate performance. However, some security best practices like security headers and cookie consent mechanisms are missing, which could be improved to enhance compliance and protection. From a security perspective, the site enforces HTTPS and avoids exposing sensitive data in its HTML content. No critical vulnerabilities or malware indicators were found. The lack of WHOIS registration data is a notable concern, potentially impacting trustworthiness. The firm should consider publishing explicit security policies and incident response contacts to strengthen its security posture. Overall, Cardinal Capital Management presents a professional and trustworthy online presence with room for improvement in privacy compliance and security hardening. Addressing these areas will enhance client trust and regulatory adherence.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. Network security

    Services reachable from the internet are the first thing attackers probe. Anything open that does not need to be should be closed.

    • Critical

      Critical Service Exposed: MySQL

      Port 3306 (MySQL) is publicly accessible - MySQL - Database server

      What to do: Immediately restrict access to MySQL using firewall or VPN

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection
    • High

      High-Risk Service Exposed: FTP

      Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer

      What to do: Consider restricting access to FTP or implementing strong authentication

      • NIS2 21(2)(e)
      • IR 2024/2690 6.7.2(f): Implementing Regulation (EU) 2024/2690, Annex point 6.7.2(f): Network security
      • NIST CM-7: NIST SP 800-53 Rev. 5 CM-7: Least Functionality
      • NIST SC-7: NIST SP 800-53 Rev. 5 SC-7: Boundary Protection

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

Need hands-on remediation? Email guard@offseq.com

Keep watching cardinalcapitalmanagement.com

This scan found 27 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
47
Security headers
15
Email security
85
DNS health
70
Network security
0
GDPR outside view
53
Average
45

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet · found on this site
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The firm operates in the finance sector, focusing on investment advisory and asset management. Its market positioning as an independent SEC registered advisor with a fiduciary commitment provides a competitive advantage. The business model revolves around managing customized portfolios for a diverse client base including individuals and institutions. Revenue streams likely derive from advisory fees and asset management. The company maintains a professional partnership ecosystem, including a web design partner (Winnow Creative). Growth indicators include regular news updates and a seasoned team. Strategic observations suggest a focus on quality investment approaches and client-centric services, with potential to expand digital compliance and security measures.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and no visible sensitive data leaks. However, the absence of security headers and cookie consent mechanisms indicates gaps in best practices and regulatory compliance (e.g., GDPR). No incident response or security policy information is published, limiting transparency. The missing WHOIS data raises concerns about domain registration legitimacy, which could impact trust. Overall, the security posture is adequate for a small finance firm website but requires enhancements in privacy compliance, security headers, and incident response readiness to meet higher standards.

Recommendations

  1. Implement HTTP security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.
  2. Add a cookie consent banner and detailed cookie policy to comply with GDPR and other privacy regulations.
  3. Publish a dedicated security policy and provide clear incident response contact information to improve transparency and readiness.
  4. Verify and update WHOIS domain registration information to ensure legitimacy and build trust with clients.
  5. Conduct regular security audits of third-party scripts and plugins to prevent vulnerabilities and maintain a secure environment.

Contact details published on the site

Addresses
Legal name
Cardinal Capital Management Inc.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Cardinal Capital Management Inc.
Description
Cardinal Capital Management is an independent, SEC registered investment advisory firm committed to providing our clients the highest quality investment management services. They are fiduciaries with a legal and moral obligation to put clients’ interests first.
Key services
Investment management, Asset counseling, Management of separate U.S. Large Cap, Small Cap, Non-U.S. equity and fixed income portfolios
Content quality
good
Branding
consistent

Technology

Stack
WordPress, Yoast SEO plugin, Google Analytics (MonsterInsights), jQuery, Owl Carousel, Parallax.js
Frameworks
Genesis Framework
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Secure forms with POST method

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Marketing tools
MonsterInsights Google Analytics plugin
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF detected
  2. Professional investment advisory firm website with clear business focus
  3. Uses WordPress CMS with common plugins and analytics
  4. Contact information is clearly provided including phone, email, and physical address
  5. No explicit privacy or cookie consent banner found
  6. WHOIS data is missing, which is a concern for domain legitimacy
  7. No visible security headers detected in HTML content
  8. Good SEO and structured data implementation
  9. No adult or questionable content detected
Technical notes

Notes

The website uses a modern WordPress CMS with the Genesis Framework, leveraging popular plugins for SEO (Yoast) and analytics (MonsterInsights with Google Analytics). The front-end includes jQuery, Owl Carousel for sliders, and Parallax.js for visual effects. The site is mobile optimized with responsive menus and accessible navigation. Performance is moderate, with room for optimization. No major technical debt or outdated libraries were detected. However, the lack of security headers and cookie consent mechanisms indicates areas for technical improvement. Hosting provider details were not identified from the content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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