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Security report for cardgate.com

CardGate B.V. · Finance · Netherlands

Medium risk. 5 critical or high findings in SSL/TLS, Security headers and 1 other check.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

CardGate B.V. operates a professional online payment gateway service tailored for webshops, primarily targeting Dutch and European e-commerce businesses. The company offers a broad range of payment methods, easy integration via plugins and APIs, and a management dashboard called Mijn CardGate. The business model is transaction-based with volume discounts, positioning CardGate as a competitive player in the payment services market. The website is well-structured, multilingual, and provides clear business and contact information, enhancing user trust and accessibility. Technically, the website is built on WordPress with a modern tech stack including jQuery, Google Analytics, and various UI libraries. It employs HTTPS with strong SSL configuration and uses Google reCAPTCHA v3 for form security. However, some security headers are missing, and no explicit cookie consent mechanism was detected, indicating areas for improvement in privacy compliance. The site is mobile-optimized and SEO-friendly, supporting good user experience and discoverability. From a security perspective, CardGate demonstrates good practices such as encrypted connections and input sanitization. The partnership with CURO Payments, a licensed payment service provider under Dutch Central Bank supervision, adds a strong trust signal. The absence of WHOIS domain registration data is a notable concern, potentially indicating privacy protection or registration issues that should be clarified to avoid trust erosion. Overall, CardGate presents a secure, professional, and user-friendly payment gateway service with minor gaps in privacy compliance and domain registration transparency. Strategic improvements in security headers, cookie consent, and WHOIS data transparency would enhance trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      Unable to retrieve SSL certificate

      Could not establish secure connection to retrieve certificate information

      What to do: Check if the server is accessible and SSL/TLS is properly configured

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  3. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching cardgate.com

This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
35
Email security
65
DNS health
85
Network security
100
GDPR outside view
53
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention cardgate.com, from OffSeq Breach.

Total records
104
Employees
0
Customers
104
Third parties
0
Weak passwords
8%

3 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for cardgate.com.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

CardGate is positioned as an essential payment gateway provider in the Dutch and broader European e-commerce sector. Its competitive advantage lies in offering a wide variety of payment methods, simple integration options, and transparent pricing without hidden fees. The company targets webshop owners who require reliable and secure payment processing solutions. Revenue streams are primarily transaction fees with incentives for higher volumes. The partnership ecosystem includes CURO Payments and regulatory bodies like the Dutch Central Bank and Chamber of Commerce, reinforcing legitimacy. Growth indicators include multilingual support and active content updates. The business operates with a medium company size profile and a clear focus on finance and e-commerce sectors.

Security posture

CardGate's security posture is solid with HTTPS enforced, use of Google reCAPTCHA v3, and input sanitization via DOMPurify. The partnership with a licensed payment service provider under regulatory supervision further strengthens security credibility. However, the lack of security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options reduces defense-in-depth. No explicit security or incident response policies are published, and no security.txt file is present. Privacy compliance is partial due to missing cookie consent mechanisms. No vulnerabilities or exposed sensitive data were detected in the HTML content. Overall, the security maturity is good but can be improved by implementing recommended headers and formalizing security policies.

Recommendations

  1. Implement comprehensive security headers including CSP, HSTS, and X-Frame-Options to enhance protection against common web attacks.
  2. Add a visible cookie consent banner and detailed cookie policy to ensure full GDPR compliance.
  3. Publish a dedicated security policy and incident response contact information to improve transparency and readiness.
  4. Regularly audit and update third-party plugins and scripts to mitigate potential vulnerabilities.
  5. Consider adding a security.txt file to facilitate responsible vulnerability disclosure and improve security culture.

Contact details published on the site

Legal name
CardGate B.V.
Registration number
17193764
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
CardGate B.V.
Description
CardGate offers an internet payment solution for webshops, providing easy installation, multiple payment methods including international payments, and transparent pricing. They provide a dashboard called Mijn CardGate for transaction management and reporting.
Key services
Payment gateway integration, Multiple payment methods support, Transaction management dashboard, Customer support and consultancy
Content quality
good
Branding
consistent

Technology

Stack
WordPress, PHP, jQuery, Google Analytics, Yoast SEO, Contact Form 7, WPML (multilingual plugin), MetaSlider, Easy Fancybox, Slick Carousel, Owl Carousel, Google reCAPTCHA v3, Tawk.to live chat
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA v3 for forms
  • No exposed sensitive data in HTML
  • Use of security plugins (e.g., DOMPurify for SVG sanitization)

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Marketing tools
Yoast SEO, Tawk.to live chat
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Content is professional and targeted at e-commerce businesses
  3. Multiple payment methods and integrations are prominently featured
  4. Use of modern web technologies and WordPress CMS
  5. No explicit privacy or cookie consent banner detected
  6. WHOIS data missing or domain not found in registry, which is unusual
  7. Contact information is clear with phone number and contact form
  8. Security best practices partially implemented but security headers missing
  9. No visible vulnerabilities or exposed sensitive data
  10. Good SEO and multilingual support via WPML
Technical notes

Notes

The website is built on a WordPress CMS platform using a combination of popular JavaScript libraries and plugins such as jQuery, MetaSlider, Slick Carousel, and Easy Fancybox. It integrates Google Analytics and Google Tag Manager for analytics and tracking, and uses WPML for multilingual support. The site is mobile-optimized with responsive design and good SEO practices via Yoast SEO. Performance is moderate, with some reliance on external CDNs for fonts and scripts. The technical infrastructure is modern but could benefit from enhanced security configurations and performance optimizations. Hosting provider details are not explicitly identified from the content.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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