Skip to main content

Security report for cardcomplete.com

card complete Service Bank AG · Finance · Austria

Low risk. 1 critical or high finding in SSL/TLS.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

card complete Service Bank AG is a leading Austrian financial services provider specializing in credit cards, prepaid cards, and comprehensive payment solutions for private and corporate customers. The company positions itself as a fully integrated card service provider, managing everything from product development to acceptance devices and transaction processing. The website reflects a mature digital presence with professional design, clear navigation, and comprehensive service information targeted primarily at Austrian customers. Technically, the site employs modern web technologies including Google Tag Manager, Cookiebot for consent management, and ReadSpeaker for accessibility enhancements. The site is mobile-optimized and demonstrates good SEO and accessibility practices. Security-wise, the site enforces HTTPS, uses CSRF protection cookies, and provides a detailed cookie consent mechanism aligned with GDPR requirements. However, no explicit security policy or incident response contact is publicly available. The absence of WHOIS registration data is a notable anomaly that slightly reduces trustworthiness, though the website content and branding strongly indicate a legitimate business. Overall, the site scores well on content quality, technical implementation, and privacy compliance, with room for improvement in business credibility and transparency of security policies.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching cardcomplete.com

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
85
DNS health
75
Network security
100
GDPR outside view
83
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

card complete operates in the finance sector, focusing on payment card issuance and payment processing solutions. Its market position is strong within Austria, serving both private and corporate clients. The business model revolves around providing integrated card services including credit and prepaid cards, acceptance terminals, and transaction processing systems. The company leverages partnerships and campaigns such as 'phishen impossible' to enhance security awareness. Revenue streams likely include card fees, transaction fees, and value-added services. The website indicates a large enterprise scale with consistent branding and professional content. The presence of social media and detailed cookie consent reflects a mature compliance posture. The lack of WHOIS data is unusual and warrants further verification. The company does not publicly disclose certifications or security frameworks, which could be an area for strategic enhancement.

Security posture

The website demonstrates a good security posture with enforced HTTPS, CSRF protection cookies, and a comprehensive cookie consent mechanism supporting GDPR compliance. Security headers are partially detected or implied but not explicitly confirmed in the HTML content. No vulnerabilities or exposed sensitive data were found during analysis. However, the absence of a public security policy, incident response contact, or vulnerability disclosure program limits transparency and may impact incident handling readiness. The use of third-party scripts such as Google Tag Manager and Cookiebot is managed with consent mechanisms. Overall, the security maturity is good but could be improved by publishing explicit security policies and incident response contacts.

Recommendations

  1. Publish explicit security headers such as X-Frame-Options and X-Content-Type-Options to enhance browser security.
  2. Provide a publicly accessible security policy and incident response contact information to improve transparency and trust.
  3. Implement and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Verify and update WHOIS registration data to ensure domain registration transparency and trustworthiness.
  5. Continue enhancing privacy compliance by regularly updating cookie and data protection disclosures.

Contact details published on the site

Addresses
Legal name
card complete Service Bank AG
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
card complete Service Bank AG
Description
card complete – Der voll integrierte Karten-Komplettanbieter in Österreich vereint alle Elemente des bargeldlosen Zahlens – von der Produktentwicklung über Akzeptanzgeräte bis zu Abwicklungssystemen.
Key services
Credit cards, Prepaid cards, Payment terminals, Card acceptance devices, Card processing systems
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, Cookiebot, ReadSpeaker, FontFont Webfonts, Modernizr, Swiper.js
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • CSRF protection cookie (csrftoken)
  • Cookie consent with opt-in/out
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google AdSense, Teads
Tracking pixels
Cookiebot pixel
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professional, well-structured, and targeted at Austrian private and corporate customers.
  3. Comprehensive cookie consent mechanism with detailed cookie information and GDPR compliance.
  4. No explicit security or incident response contact information found.
  5. WHOIS data is missing or unavailable, which is unusual and reduces trust score.
  6. Use of modern web technologies and analytics tools.
  7. No adult or questionable content detected.
Technical notes

Notes

The website uses a modern technology stack including Google Tag Manager for analytics and marketing, Cookiebot for GDPR-compliant cookie management, and ReadSpeaker for accessibility. The CMS appears to be Plone, inferred from static resource paths. The site is mobile-optimized with responsive design and good accessibility features. Performance is moderate, with multiple external scripts that may impact load times. SEO is well addressed with proper meta tags and structured data (JSON-LD) providing rich business information. No critical technical debt or outdated libraries were detected. Opportunities exist to optimize performance further and enhance security headers.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 57/100Medium21 findingsView report
Reviews of this site

Share your experience with cardcomplete.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review cardcomplete.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.