Skip to main content

Security report for carbonfinancial.co.uk

Carbon Financial Partners Limited · Finance · United Kingdom

Medium risk. 4 critical or high findings in SSL/TLS and Security headers.

Security score

59/100

Risk levelMedium

0–100, higher is better. How it is calculated

Carbon Financial Partners Limited is a well-established financial planning firm headquartered in Edinburgh, UK, with a strong market position supported by high client satisfaction and professional certifications such as Chartered Financial Planner and Fellow of the Personal Finance Society. The company operates as part of The Progeny Group, offering personalized financial planning, investment management, pensions advice, and a free second opinion service. Their target audience includes individuals seeking expert financial advice to achieve life ambitions. Technically, the website leverages modern technologies including Vue.js, Google Tag Manager, and is hosted on Amazon S3, providing good mobile optimization and accessibility. Security posture is strong with HTTPS enforced and no visible vulnerabilities, though security headers could be improved. Privacy compliance is robust with clear privacy and cookie policies and GDPR adherence. Overall, the website is professional, trustworthy, and well-optimized for user experience and SEO.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 384-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching carbonfinancial.co.uk

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
37
Security headers
50
Email security
80
DNS health
60
Network security
40
GDPR outside view
88
Average
59

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention carbonfinancial.co.uk, from OffSeq Breach.

No leaked records found

Breach holds no records for carbonfinancial.co.uk right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company demonstrates a solid market presence in the UK financial advisory sector, with a medium-sized team of 16 planners, many holding advanced professional qualifications. Their business model focuses on personalized financial planning services, supported by client testimonials and FCA regulation, which enhances credibility. The parent company relationship with The Progeny Group provides additional business stability and resource integration. The website's external links and portals indicate a mature digital ecosystem supporting client engagement. Growth indicators include a high client satisfaction survey and multiple service offerings. Strategic partnerships and social media presence further strengthen their market positioning.

Security posture

The website exhibits a mature security posture with HTTPS enabled and no exposed sensitive data in the HTML content. Use of Google Tag Manager is implemented asynchronously, minimizing performance impact. However, the absence of explicit security headers such as Content-Security-Policy and X-Frame-Options suggests room for improvement. No incident response or vulnerability disclosure information is provided, which could be a gap in security transparency. The lack of a security.txt file and incident contact channels limits the ability for external security researchers to report issues. Overall, the security measures are adequate for the business type but could be enhanced to align with best practices.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to mitigate common web attacks.
  2. Publish a security.txt file and provide clear incident response contact information to improve vulnerability disclosure and response readiness.
  3. Regularly audit third-party scripts and libraries to ensure no vulnerable components are included.
  4. Enhance privacy compliance by detailing data retention policies and user data handling practices explicitly.
  5. Maintain and update trust indicators such as certifications and client testimonials to reinforce business credibility.

Contact details published on the site

Addresses
Legal name
Carbon Financial Partners Limited
Registration number
SC386400
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Carbon Financial Partners Limited
Description
Carbon Financial are financial planners, headquartered in Edinburgh, helping people build personal financial plans to achieve their life ambitions.
Key services
Financial planning, Investment management, Pensions advice, Second opinion service
Content quality
excellent
Branding
consistent

Technology

Stack
Vue.js, Google Tag Manager, AOS (Animate On Scroll), Font Awesome
Frameworks
Vue.js
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • No exposed sensitive data in HTML
  • Use of Google Tag Manager with async loading

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well structured.
  2. Strong trust signals including FCA regulation and client testimonials.
  3. Good mobile responsiveness and accessibility.
  4. No visible security or privacy policy gaps.
  5. No suspicious or malicious content detected.
Technical notes

Notes

The website is built using Vue.js framework, with additional libraries such as AOS for animations and Font Awesome for icons. Assets are hosted on Amazon S3, indicating a cloud-based hosting approach. Google Tag Manager is used for analytics and marketing tags, loaded asynchronously to optimize performance. The site is mobile responsive with good accessibility features and SEO meta tags including Open Graph and Twitter cards. No CMS is detected, suggesting a custom or static site build. Performance is moderate, with potential for optimization in asset delivery and caching. The technical stack is modern and well-maintained, supporting a professional user experience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with carbonfinancial.co.uk. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review carbonfinancial.co.uk.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.