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Security report for campuscu.com

CAMPUS USA Credit Union · Finance · United States

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

71/100

Risk levelMedium

0–100, higher is better. How it is calculated

CAMPUS USA Credit Union is a well-established financial institution based in Florida, providing a broad range of banking, loan, investment, and insurance services primarily to residents and employees in multiple Florida counties. The credit union emphasizes community involvement and member empowerment, positioning itself as a trusted alternative to traditional banks with a community-driven approach. Their market presence is supported by numerous physical branches and a strong digital presence, including online and mobile banking platforms. Technically, the website employs a modern technology stack including jQuery, Google Tag Manager, Facebook Pixel, and ASP.NET MVC framework, hosted on AWS infrastructure. The site is mobile-optimized, accessible, and SEO-friendly, with a professional design and clear navigation. Analytics and marketing tools are used responsibly, with moderate user tracking. From a security perspective, the site enforces HTTPS, uses secure login forms, and manages cookies securely. However, it lacks DNSSEC, explicit security headers, and a vulnerability disclosure policy. Privacy compliance is partial, with a privacy policy present but no cookie consent mechanism detected. The WHOIS data confirms the domain's legitimacy and long-standing registration, consistent with the business claims. Overall, CAMPUS USA Credit Union's website demonstrates a strong business credibility and technical maturity with minor gaps in privacy compliance and security best practices. Strategic improvements in cookie consent, DNS security, and vulnerability disclosure would enhance trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
35/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching campuscu.com

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
70
Email security
70
DNS health
75
Network security
100
GDPR outside view
35
Average
71

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

CAMPUS USA Credit Union operates as a regional credit union serving multiple counties in Florida, targeting individuals and businesses seeking financial services with a community focus. Their competitive advantage lies in their long history since 1997, multiple physical branches, and comprehensive service offerings including personal and business banking, loans, investments, and insurance. The credit union leverages digital channels effectively for member engagement and service delivery. Revenue streams likely include interest from loans, fees, and investment services. The organization maintains active social media channels and community involvement, indicating strong brand engagement and growth potential. Partnerships with service providers for appointment scheduling and digital banking enhance operational efficiency.

Security posture

The website exhibits a mature security posture with HTTPS enforced and secure login mechanisms. Use of JavaScript cookie management and absence of exposed sensitive data are positive indicators. However, the lack of DNSSEC and missing security headers represent areas for improvement. No explicit incident response or vulnerability disclosure information is provided, which could hinder rapid response to security events. Privacy compliance is partial, lacking cookie consent mechanisms which may expose the organization to regulatory risks. Overall, the security maturity is good but could be enhanced by adopting additional best practices and transparency measures.

Recommendations

  1. Implement DNSSEC to secure DNS infrastructure and prevent spoofing.
  2. Add and enforce security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  3. Develop and publish a vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  4. Introduce a cookie consent banner/mechanism to comply with GDPR and other privacy regulations.
  5. Publish incident response contact details to improve transparency and readiness.

Contact details published on the site

Addresses
Legal name
CAMPUS USA Credit Union
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
CAMPUS USA Credit Union
Description
Empowering employees to make a positive difference in the financial lives of our members and in the communities we serve. We want to be the financial institution that our members choose first, use the most, and grow with throughout their lives.
Key services
Checking Accounts, Savings Accounts, Loans & Credit Cards, Digital Banking, Investment Services, Insurance
Content quality
excellent
Branding
consistent

Technology

Stack
jQuery, Google Tag Manager, Google Analytics, Facebook Pixel, Slick Carousel, JavaScript Cookie library, Ensighten Tag Management
Frameworks
Bootstrap (implied by classes and scripts)
Platforms
Web, Mobile (responsive design)
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login forms with anti-CSRF tokens (implied)
  • Cookie management with JavaScript Cookie library
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics, Google Ads Conversion Tracking, Facebook Pixel
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
Google Ads
Tracking pixels
Facebook Pixel
Marketing tools
Ensighten Tag Management, AddEvent
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Multiple physical branch locations with detailed addresses and contact info
  3. Strong social media presence across major platforms
  4. Secure login forms with 'Remember Me' cookie functionality
  5. No visible security or privacy policy gaps except cookie consent mechanism
  6. No signs of malicious or suspicious content
  7. Use of modern web technologies and analytics tools
  8. No WAF or blocking detected, full content accessible
Technical notes

Notes

The website is built on a modern and robust technology stack including ASP.NET MVC, jQuery, and various third-party analytics and marketing tools. Hosting on AWS DNS infrastructure suggests reliable performance and scalability. The site is mobile-optimized and accessible, with good SEO practices evident in meta tags and structured data. Performance is moderate, with potential for optimization in script loading and caching. The use of Umbraco CMS is inferred, which supports content management and scalability. Technical risks are minimal but include the absence of DNSSEC and some missing security headers which could be addressed to improve security posture.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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