Skip to main content

Security report for bvr.de

National Association of German Cooperative Banks (BVR) · Finance · Germany

Medium risk. 5 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

65/100

Risk levelMedium

0–100, higher is better. How it is calculated

The National Association of German Cooperative Banks (BVR) serves as the umbrella organization for cooperative banks in Germany, providing strategic partnership, advocacy, and service provision to its members. The website reflects a well-established institution with a clear market position as a leading association in the German banking sector. Key services include lobbying, social engagement, and a protection scheme for cooperative banks. The target audience primarily consists of cooperative banks and financial stakeholders within Germany. Technically, the website is built on IBM Domino XPages technology, utilizing Dojo Toolkit and jQuery libraries, with additional components like Jssor Slider and Bootstrap Notify. The site demonstrates moderate performance and good mobile optimization, though some technologies are somewhat dated. SEO and accessibility are adequately addressed through structured data and meta tags. From a security perspective, the site enforces HTTPS and avoids exposing sensitive data. However, it lacks explicit security headers and a formal security policy or incident response contact. No vulnerability disclosure or security.txt file is present. Privacy compliance is mostly met with a comprehensive privacy policy, but no cookie consent mechanism is evident. Overall, the website is professional, trustworthy, and well-aligned with its business purpose. The security posture is adequate but could be improved with modern security best practices and enhanced privacy controls. The domain WHOIS data is consistent with the organization's identity, supporting legitimacy and trustworthiness.

Scanned

NIS2 and GDPR posture

GDPR outside view
28/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bvr.de

This scan found 25 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
45
Email security
75
DNS health
65
Network security
100
GDPR outside view
28
Average
65

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

BVR holds a strong market position as the central association for cooperative banks in Germany, leveraging its long-standing history and sector expertise. Its business model focuses on advocacy, member services, and maintaining a protection scheme, which generates trust and stability within the cooperative banking network. The organization benefits from a broad partnership ecosystem, including social media channels and press communications, enhancing its influence and outreach. Growth indicators include recent press releases highlighting financial performance and strategic initiatives. The website content and structure support a professional image, targeting financial institutions and stakeholders.

Security posture

The website demonstrates a moderate security maturity level with HTTPS enforced and no visible sensitive data leaks. However, the absence of security headers such as Content Security Policy, HSTS, and X-Frame-Options reduces its defense-in-depth. The lack of a published security policy or incident response contacts limits transparency and preparedness. No known vulnerabilities or outdated libraries were detected, but the use of older JavaScript libraries suggests a need for regular updates. Privacy compliance is partially addressed, with a comprehensive privacy policy but no cookie consent mechanism. Overall, the security posture is functional but could benefit from enhancements to align with best practices and regulatory requirements.

Recommendations

  1. Implement and enforce security headers including CSP, HSTS, and X-Frame-Options to strengthen site security.
  2. Introduce a cookie consent banner/mechanism to comply fully with GDPR and ePrivacy regulations.
  3. Publish a formal security policy and provide clear incident response contact information to improve transparency and readiness.
  4. Regularly update JavaScript libraries and dependencies to mitigate potential vulnerabilities.
  5. Consider adding a vulnerability disclosure policy and security.txt file to encourage responsible reporting and improve security culture.

Contact details published on the site

Addresses
Legal name
Bundesverband der Deutschen Volksbanken und Raiffeisenbanken e.V. (BVR)
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
National Association of German Cooperative Banks (BVR)
Description
The National Association of German Cooperative Banks (BVR) is the umbrella association for the cooperative banking sector in Germany.
Key services
Lobbying, Position papers, Protection scheme, Social engagement, Press and communications
Content quality
good
Branding
consistent

Technology

Stack
Dojo Toolkit 1.9.7, jQuery 1.9.1, Jssor Slider 28.0.0, Bootstrap Notify, jQuery UI
Frameworks
IBM XPages
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced (implied by https URLs)
  • No exposed sensitive data in HTML
  • No visible vulnerable libraries detected

Analytics and tracking

Tracking level
minimal
Privacy practices
good

Advertising

Marketing tools
Walls.io social media widget
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Content is professionally presented and relevant to cooperative banking sector.
  3. Structured data and metadata are well implemented for SEO and social sharing.
  4. No explicit privacy or cookie consent banner detected, which may be a compliance gap.
  5. No visible security.txt or vulnerability disclosure policy.
  6. Contact information is clearly provided and consistent across page and structured data.
  7. Social media presence is active and linked.
  8. Technical stack is somewhat dated (Dojo 1.9.7, jQuery 1.9.1) but functional.
  9. No signs of advertising or tracking beyond social media widget.
  10. No adult or questionable content detected.
Technical notes

Notes

The website is built on IBM Domino XPages platform, leveraging Dojo Toolkit 1.9.7 and jQuery 1.9.1, which are somewhat dated but stable technologies. The presence of Jssor Slider and Bootstrap Notify indicates use of common UI components. Hosting is managed via AS31521 nameservers, suggesting a dedicated hosting environment. Performance is moderate with good mobile optimization and basic accessibility features. SEO is supported by comprehensive meta tags and structured data in JSON-LD format. Opportunities exist to modernize the tech stack and improve accessibility compliance to enhance user experience and maintainability.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with bvr.de. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review bvr.de.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.