Česká spořitelna, a.s. · Finance · Czech Republic
Česká spořitelna operates the BUSINESS 24 Internetbanking platform, providing secure online banking services tailored for business clients in the Czech Republic. The platform supports advanced login mechanisms including client certificate authentication, enhancing security for corporate users. The website is professionally designed with clear navigation and consistent branding, targeting business customers who require reliable and secure financial services. The presence of official bank domains and contact information reinforces its legitimacy. Technically, the site leverages JavaServer Faces with Apache MyFaces Trinidad framework, integrating modern JavaScript libraries and third-party analytics tools such as Google Tag Manager and Split.io. While the site shows moderate performance and basic mobile optimization, it lacks visible advanced security headers in the provided HTML content. The cookie consent mechanism is GDPR compliant, reflecting attention to privacy regulations. Security posture is solid with HTTPS enforced and client certificate login, but could be improved by implementing additional security headers and publishing explicit security policies. The absence of WHOIS data limits domain trust assessment, though the website content and branding strongly indicate a legitimate financial institution. Overall, the site presents a trustworthy and professional banking portal with room for technical and security enhancements. Strategic recommendations include enhancing security headers, improving mobile and accessibility features, publishing clear security and incident response policies, and ensuring the client certificate extension installation process is secure and user-friendly.
Scanned
NIS2 Art. 21(2)
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
4 findings rated critical or high. Fix these first.
These are the privacy signals visitors and data protection authorities look for under GDPR.
EU businesses are subject to strict GDPR requirements
What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures
GDPR requires a clear and accessible privacy policy
What to do: Add a comprehensive privacy policy page and link to it prominently
Detected services: Google Analytics, Google APIs
What to do: Document all third-party data sharing in your privacy policy
TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.
Server supports weak protocols: TLSv1.1
What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions
Need hands-on remediation? Email guard@offseq.com
This scan found 16 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
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Each check with its score, findings and the evidence it collected.
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
Not counted
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Leaked records that mention business24.cz, from OffSeq Breach.
2 subdomains affected
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A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for business24.cz.
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Breach keeps ingesting new leaks, so these numbers can grow between scans.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Automated reading of the public site. Ratings are indicative.
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Retrieved 2026-10-25
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