Is business24.cz Safe? Security Analysis for Česká spořitelna, a.s.
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Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
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Česká spořitelna operates the BUSINESS 24 Internetbanking platform, providing secure online banking services tailored for business clients in the Czech Republic. The platform supports advanced login mechanisms including client certificate authentication, enhancing security for corporate users. The website is professionally designed with clear navigation and consistent branding, targeting business customers who require reliable and secure financial services. The presence of official bank domains and contact information reinforces its legitimacy. Technically, the site leverages JavaServer Faces with Apache MyFaces Trinidad framework, integrating modern JavaScript libraries and third-party analytics tools such as Google Tag Manager and Split.io. While the site shows moderate performance and basic mobile optimization, it lacks visible advanced security headers in the provided HTML content. The cookie consent mechanism is GDPR compliant, reflecting attention to privacy regulations. Security posture is solid with HTTPS enforced and client certificate login, but could be improved by implementing additional security headers and publishing explicit security policies. The absence of WHOIS data limits domain trust assessment, though the website content and branding strongly indicate a legitimate financial institution. Overall, the site presents a trustworthy and professional banking portal with room for technical and security enhancements. Strategic recommendations include enhancing security headers, improving mobile and accessibility features, publishing clear security and incident response policies, and ensuring the client certificate extension installation process is secure and user-friendly.
Detected Technologies
9 urgent findings need attention
1 critical · 8 high
- + 1 more findings in the full report below
Keep business24.cz under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
1 finding
0/100
GDPR Compliance
3 findings
40/100
NIS2 Compliance
9 findings
2/100
Email Security
4 findings
70/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
Česká spořitelna is a leading financial institution in the Czech Republic, offering BUSINESS 24 as a dedicated internet banking platform for business clients. The service focuses on secure online payments, account management, and certificate-based authentication, catering to corporate customers requiring robust security. The business model revolves around providing digital banking services that enhance customer convenience and security. The company leverages partnerships with related domains such as servis24.cz and ibod.cz to extend service offerings. The platform's integration of modern analytics and tracking tools indicates a data-driven approach to customer experience and service optimization. Growth indicators include continuous updates to client certificate support and browser extension management. The ecosystem is tightly integrated with Česká spořitelna's corporate infrastructure, reinforcing market position and customer trust.
Security Posture Analysis
Comprehensive Security Assessment
The security posture of the BUSINESS 24 platform is generally strong, featuring HTTPS encryption and client certificate-based login, which provides a high level of authentication security. The site warns users about unsupported browsers and operating systems, promoting secure usage environments. However, the absence of visible security headers such as Content-Security-Policy, X-Frame-Options, and HSTS in the provided HTML content suggests potential areas for improvement. No explicit incident response or security policy pages were found, which could limit transparency and preparedness communication. The use of browser extensions for certificate management introduces additional security considerations that must be carefully managed. Overall, the platform demonstrates a mature security approach but would benefit from enhanced header implementation and public security documentation.
Strategic Recommendations
Priority Actions for Security Improvement
Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and HSTS to mitigate common web vulnerabilities.
✨Observations
Comprehensive website and business-context analysis.
AI-Enhanced Website Analysis
Business Insights
Česká spořitelna, a.s.
BUSINESS 24 Internetbanking allows to make payments and keep track your account wherever and whenever.
good
consistent
Technical Stack
moderate
basic
basic
basic
Security Assessment
- HTTPS enforced (implied by URL)
- Use of client certificate login
- Extension for client certificate management
- Warnings for unsupported browsers and OS versions
Analytics & Tracking
Advertising & Marketing
Website Quality Assessment
Key Observations
Website is a professional internet banking portal for Česká spořitelna business customers.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
EU business without adequate privacy measures
EU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
Detected services: Google Analytics, Google APIs
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No vulnerability reporting mechanism
Clear vulnerability reporting supports coordinated disclosure
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
Critical sector without clear security compliance
Detected sectors: transport, banking, digital
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
No DKIM record found
DKIM adds cryptographic signatures to emails
No BIMI Record
BIMI displays brand logos in email clients
No MTA-STS Policy
MTA-STS enforces TLS for email delivery
No TLS-RPT Record
TLS-RPT provides reporting for email TLS issues
SPF Details
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
Weak Protocols Supported
Server supports weak protocols: TLSv1.1
OCSP Stapling Not Enabled
OCSP stapling improves performance and privacy
Certificate Transparency Not Implemented
Certificate is not logged in Certificate Transparency logs
Mixed Content Detected
7 resources loaded over insecure HTTP
Partial SSL/TLS Assessment
Completed 3 of 4 security checks due to time constraints
Protocol Support
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
No DMARC Record
DMARC policy not configured
Domain Registration Details
DNS Records
DNSSEC Status
DNS Performance
SPF Analysis
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does business24.cz compare?
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🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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