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Security report for buckaroo.io

Buckaroo Payments · Finance · Netherlands

Low risk. 1 critical or high finding in SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Buckaroo Payments is a well-established Dutch payment service provider specializing in online payment methods and in-store payment terminals. With a strong market presence serving over 30,000 webshops and 25,000 entrepreneurs, Buckaroo offers a comprehensive payment ecosystem including omnichannel and enterprise solutions. The website demonstrates a mature digital infrastructure leveraging modern technologies such as HubSpot CMS, Google Analytics, and Cookiebot for privacy compliance. Security posture is strong with HTTPS, security headers, and reCAPTCHA Enterprise integration. Privacy and cookie policies are present and GDPR compliant. Overall, the website reflects a professional, trustworthy, and user-friendly platform aligned with industry standards.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching buckaroo.io

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
80
Email security
65
DNS health
70
Network security
100
GDPR outside view
83
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Buckaroo holds a significant position in the Dutch fintech market, offering a broad range of payment services including online payment integrations, payment terminals, credit management, and subscription services. The acquisition of SEPAY BV in 2023 expanded their hardware offerings. Their business model targets e-commerce merchants and retail businesses seeking integrated payment solutions. The company maintains active partnerships and regional sites for Belgium and Europe, enhancing market reach. Customer testimonials and social media presence reinforce credibility. The company appears to be large-sized with a consistent brand and clear service portfolio.

Security posture

The website employs robust security measures including HTTPS, multiple security headers, and Google reCAPTCHA Enterprise to mitigate automated abuse. Cookie consent is managed via Cookiebot, supporting GDPR compliance. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, explicit security policies and incident response contacts are not publicly available, representing an area for improvement. The overall security maturity is high, suitable for a payment service provider handling sensitive financial transactions.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and compliance.
  2. Implement and publish a vulnerability disclosure policy or security.txt file.
  3. Provide clear incident response contact channels such as security@ or abuse@ emails.
  4. Disclose Data Protection Officer contact information to enhance GDPR transparency.
  5. Regularly review and update third-party scripts to minimize supply chain risks.

Contact details published on the site

Addresses
Legal name
Buckaroo Payments
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Buckaroo Payments
Description
Buckaroo is a service-oriented payment service provider offering popular online payment methods (iDeal, Bancontact, Mastercard, Visa) for websites and webshops. After acquiring SEPAY in 2023, Buckaroo also provides payment terminals, offering a full payment package. Over 30,000 webshops and websites use Buckaroo's online payment platform and over 25,000 entrepreneurs use their payment terminals.
Key services
Online payment methods integration, Payment terminals (pinapparaten), Omnichannel payment solutions, Enterprise payment solutions, Credit management, Subscription management
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, Google Tag Manager, Google Analytics, HubSpot, Swiper.js, Google reCAPTCHA Enterprise, Cookiebot
Frameworks
HubSpot CMS, Umbraco Forms
Platforms
HubSpot, Google Cloud (implied by Google services)
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of reCAPTCHA Enterprise
  • Cookie consent management
  • No exposed sensitive data in HTML
  • Secure forms with validation

Analytics and tracking

Services
Google Analytics, HubSpot Analytics, Microsoft Clarity
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
HubSpot Ads Pixel
Tracking pixels
HubSpot Analytics, Microsoft Clarity, Facebook Pixel
Marketing tools
HubSpot, Cookiebot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. Strong use of structured data and SEO best practices
  3. Multiple language options available
  4. Comprehensive service offerings in payment processing
  5. Active social media presence and customer reviews
  6. Good privacy and cookie compliance mechanisms
  7. No signs of malicious or suspicious activity
Technical notes

Notes

The website is built on a modern tech stack with HubSpot CMS and Umbraco Forms for content and form management. It integrates multiple analytics and marketing tools including Google Analytics, Microsoft Clarity, and HubSpot Ads Pixel. The site is mobile-optimized, fast-loading, and SEO-friendly with proper meta tags and structured data (JSON-LD). The use of Google reCAPTCHA Enterprise and Cookiebot indicates attention to security and privacy. Hosting details are not explicit but likely cloud-based given the use of Google services. The technical implementation supports a professional and scalable online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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