Skip to main content

Security report for bs-ag.com

B+S Banksysteme AG · Finance · Germany

Partial score · DNS & email only

71/100

0–100, higher is better. How it is calculated

B+S Banksysteme AG is a German-based software manufacturer specializing in banking and financial services software solutions. With over 40 years of experience, the company serves a broad range of clients including traditional banks, fintechs, and neobanks primarily in the D-A-CH region. Their offerings include core banking applications, online and mobile banking, banking APIs, and modular banking services underpinned by a ZAG license. The company maintains a medium-sized presence with subsidiaries such as B+S Banksysteme Salzburg GmbH and emphasizes customer-centric service models like Banking as a Service. Technically, the website is built on WordPress with popular plugins such as WPBakery Page Builder and Slider Revolution. While the site is well-structured, SEO optimized, and mobile responsive, it suffers from a critical security shortfall due to the absence of a valid SSL certificate and HTTPS support. The security headers are well configured, but the lack of TLS protocols and the presence of unsafe inline scripts reduce the overall security posture. From a security perspective, the site demonstrates good header policies and content security policies but critically lacks HTTPS, which exposes users to potential risks. No explicit security or incident response policies are published, and no vulnerability disclosure or security.txt files are present. Contact information is clearly provided, including multiple phone numbers, email addresses, and physical locations, supporting business credibility. Overall, the website presents a professional and trustworthy business front with strong market positioning in banking software. However, the lack of HTTPS significantly undermines security and trustworthiness, necessitating urgent remediation to protect user data and comply with modern security standards.

Scanned

3 of 7 checks could not complete. The site may be unreachable or blocking automated scans, so the results below cover only what could be checked. Try a rescan later.

NIS2 and GDPR posture

NIS2 outside view
Not assessed
GDPR outside view
Not assessed

Both readouts depend on the site's pages, which could not be loaded in this scan.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

Need hands-on remediation? Email guard@offseq.com

Keep watching bs-ag.com

This scan found 6 issues across 4 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Email security
98
DNS health
85
Network security
100
Average
71

Not counted

  • Security headers: did not complete in this scan.
  • GDPR outside view: did not complete in this scan.
  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

B+S Banksysteme AG holds a strong market position as a leader in electronic banking solutions in Germany, targeting banks, fintechs, and neobanks. Their business model revolves around software licensing, SaaS, and banking as a service, supported by a ZAG license which is a significant competitive advantage. The company’s customer base includes private banks, savings banks, Raiffeisen and Volksbanken, Landesbanken, online banks, and corporates, primarily in the D-A-CH region. The presence of investor relations and references indicates a transparent and growth-oriented business. Their partnership ecosystem includes service portals and API integrations with third-party platforms, enhancing their service delivery. The company’s digital maturity is moderate, with opportunities to modernize their tech stack and improve security infrastructure.

Security posture

The current security maturity level is low due to the absence of HTTPS and valid SSL certificates, which is a critical vulnerability exposing users to interception and man-in-the-middle attacks. The site implements several security headers such as HSTS (though disabled), X-Frame-Options, X-Content-Type-Options, and a Content Security Policy, which are positive indicators. However, the CSP allows unsafe-inline and unsafe-eval scripts, increasing risk. No evidence of incident response policies or vulnerability disclosure mechanisms is found, indicating limited readiness for security incidents. The site does not use OCSP stapling or session resumption, which could improve SSL performance and security. Compliance with GDPR appears adequate given the presence of a privacy policy and cookie policy, but the lack of consent mechanisms for cookies is a gap. Overall, the security posture requires urgent improvement, especially in SSL/TLS deployment and CSP hardening.

Recommendations

  1. Obtain and deploy a valid SSL/TLS certificate to enable HTTPS across the entire site immediately.
  2. Remove 'unsafe-inline' and 'unsafe-eval' from the Content Security Policy to reduce XSS risks.
  3. Implement a cookie consent mechanism to comply fully with GDPR and improve privacy compliance.
  4. Publish explicit security policies and incident response contact information to enhance transparency and preparedness.
  5. Regularly update WordPress core, plugins, and libraries to mitigate vulnerabilities and improve performance.

Contact details published on the site

Addresses
Legal name
B+S Banksysteme Aktiengesellschaft
Registration number
B | 120849 (Handelsregister München)
Technical notes

Notes

The website is built on WordPress 5.5.13 with WPBakery Page Builder and Slider Revolution plugins, indicating a common CMS-based infrastructure. The tech stack includes jQuery 1.12.4, MediaElement.js, and several custom plugins. Performance appears slow, likely due to heavy slider usage and multiple large images. Mobile optimization is good, with responsive design and mobile menus. SEO is well addressed with meta tags, Open Graph, and JSON-LD structured data. Accessibility is basic but present. Hosting provider details are not disclosed. The lack of HTTPS and modern TLS protocols is a significant technical debt and security risk. The site uses external resources from Google Fonts, YouTube, Vimeo, and other trusted domains. Overall, the technical infrastructure is functional but requires modernization and security hardening.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with bs-ag.com. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review bs-ag.com.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.