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Security report for brocc.se

Brocc AB · Finance · Sweden

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

68/100

Risk levelMedium

0–100, higher is better. How it is calculated

Brocc AB is a Swedish fintech company specializing in providing smarter loan and savings solutions tailored to individual customer needs. Their platform offers competitive interest rates, cashback features, and a mobile app for comprehensive financial management. The company positions itself as an innovative player in the Swedish financial services market, targeting consumers seeking flexible and transparent financial products. The website reflects a modern, professional design with clear navigation and strong branding consistency. Technically, the site is built on Gatsby and React, hosted likely on AWS infrastructure, and integrates third-party services such as Google Tag Manager and Trustpilot for analytics and social proof. Security-wise, the site enforces HTTPS and uses BankID for secure login, but lacks DNSSEC and explicit security or incident response policies. Privacy compliance is evident with a comprehensive privacy policy and GDPR adherence, though a cookie consent mechanism is missing. Overall, Brocc demonstrates a mature digital presence with room for improvement in security transparency and privacy controls.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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Keep watching brocc.se

This scan found 22 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
65
Email security
70
DNS health
70
Network security
100
GDPR outside view
25
Average
68

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Brocc operates in the Swedish finance sector, focusing on consumer loans and savings products delivered via an online platform. Their business model leverages digital onboarding and BankID authentication to streamline customer acquisition and service delivery. The company benefits from verified customer reviews on Trustpilot, enhancing trust and credibility. Their target audience includes Swedish consumers looking for flexible financial products with competitive rates. Brocc's growth is supported by a well-designed mobile app available on iOS and Android, expanding their market reach. The company maintains a clear brand identity and consistent messaging emphasizing user empowerment and financial control. Partnerships include career opportunities via a dedicated subdomain, indicating organizational growth. The absence of privacy protection in WHOIS data and consistent domain registration details support legitimacy. Strategic observations suggest Brocc is well-positioned in the fintech niche but should enhance security policies and cookie consent to align with evolving regulatory expectations.

Security posture

Brocc's website exhibits a solid security foundation with HTTPS enforced and BankID integration for secure user authentication. However, the lack of DNSSEC implementation exposes the domain to potential DNS spoofing risks. The absence of explicit security policies and incident response information on the website limits transparency and may impact user trust. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. Third-party scripts such as Google Tag Manager and Trustpilot are used, which require ongoing monitoring for security risks. Privacy compliance is addressed through a comprehensive privacy policy, but the missing cookie consent mechanism is a compliance gap under GDPR. Overall, Brocc demonstrates a moderate to high security maturity level with opportunities to strengthen domain security and policy disclosures.

Recommendations

  1. Enable DNSSEC on the domain to enhance DNS security and prevent spoofing.
  2. Implement a visible cookie consent banner to comply fully with GDPR requirements.
  3. Publish explicit security and incident response policies to improve transparency and user trust.
  4. Regularly audit and update third-party scripts to mitigate potential vulnerabilities.
  5. Enhance privacy compliance by detailing data retention policies and user rights clearly.

Contact details published on the site

Addresses
Legal name
Brocc AB
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Brocc AB
Description
Brocc offers smarter ways to borrow and save money with personalized loans and savings accounts featuring competitive interest rates and cashback.
Key services
Loan applications, Savings accounts, Mobile app for financial management
Content quality
excellent
Branding
consistent

Technology

Stack
React, Gatsby, AWS DNS, Google Tag Manager, Trustpilot widget
Frameworks
Gatsby
Platforms
Web, iOS app, Android app
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • BankID authentication for login
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Trustpilot
Transparency
basic

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and content rich.
  2. Clear focus on Swedish financial services market.
  3. Integration with BankID for secure login.
  4. Trustpilot reviews prominently displayed for social proof.
  5. No visible security policy or incident response information.
  6. No cookie consent banner despite cookie policy page.
  7. No DNSSEC enabled on domain.
  8. Uses modern web technologies and frameworks.
Technical notes

Notes

The website is built using modern web technologies including React and Gatsby, ensuring fast performance and good SEO optimization. Hosting appears to be on AWS infrastructure, supported by AWS DNS servers. The site is mobile-optimized with responsive design and accessibility considerations. Google Tag Manager and Trustpilot widgets are integrated for analytics and customer feedback, respectively. The site uses BankID for secure login, indicating integration with Swedish national electronic identification systems. No CMS is detected, suggesting a custom static site generation approach. Performance is fast with preloading of fonts and scripts. Technical debt appears low, but the lack of DNSSEC and security headers indicates areas for modernization. Overall, the technical infrastructure supports a robust and scalable online financial service platform.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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