Skip to main content

Security report for brocc.fi

Brocc AB · Finance · Sweden

Medium risk. 6 critical or high findings in GDPR outside view, Security headers and 1 other check.

Security score

70/100

Risk levelMedium

0–100, higher is better. How it is calculated

Brocc AB operates a Finnish branch website brocc.fi offering financial services focused on smarter loans and savings solutions. The company positions itself as a consumer-friendly alternative to traditional banks, targeting individuals seeking flexible loan and savings products. The website is professionally designed, mobile-optimized, and built on modern web technologies such as React and Gatsby, hosted likely on AWS infrastructure. Security posture is strong with HTTPS, DNSSEC, and standard security headers implemented. Privacy and cookie policies are present and GDPR compliant, with clear contact information provided. No critical vulnerabilities or suspicious indicators were found, supporting a high legitimacy score. Overall, Brocc.fi presents a credible and trustworthy financial service platform with a solid technical foundation and good user experience.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn

      What to do: Document all third-party data sharing in your privacy policy

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching brocc.fi

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
65
Email security
65
DNS health
85
Network security
100
GDPR outside view
25
Average
70

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Brocc AB is a medium-sized financial services provider founded in 2021, operating in Sweden and Finland. Their business model centers on providing consumer loans and savings accounts with flexible terms, appealing to individuals looking for alternatives to traditional banking. The company maintains a sister domain brocc.se for the Swedish market and uses customerpages.brocc.fi for client login and account management. Their marketing leverages Google Tag Manager and Trustpilot widgets for reputation management. The company’s transparent registration data and clear contact details enhance trust. Growth indicators include a modern digital presence and active career site. Partnerships appear limited but focused on internal service domains.

Security posture

The website demonstrates a mature security posture with HTTPS enforced, DNSSEC signed domain, and multiple security headers present. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, there is no explicit security policy or incident response contact information published, which could improve transparency and readiness. The use of third-party scripts like Google Tag Manager and Trustpilot is standard but should be regularly audited for security. Overall, the site is secure for users with no immediate vulnerabilities identified.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and user guidance.
  2. Add explicit incident response contact channels such as security@ or abuse@ email addresses.
  3. Conduct regular security audits of third-party scripts and dependencies.
  4. Enhance transparency by listing certifications or compliance attestations if applicable.
  5. Implement continuous monitoring and update privacy and cookie policies as regulations evolve.

Contact details published on the site

Addresses
Legal name
Brocc AB
Registration number
556983320401
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Brocc AB
Description
Fiksumpi tapa säästää ja lainata. Hyvä kaikille paitsi pankeille.
Key services
Loan applications, Savings accounts
Content quality
good
Branding
consistent

Technology

Stack
React, Gatsby, AWS Route53 DNS
Frameworks
Gatsby
Platforms
Web
Performance
fast
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • DNSSEC signed
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Trustpilot widget
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Content is professionally presented in Finnish language
  3. Clear focus on financial services: loans and savings
  4. Good use of modern web technologies and frameworks
  5. Contact information and policies are clearly provided
  6. No suspicious or malicious indicators found
Technical notes

Notes

Brocc.fi is built using modern web technologies including React and Gatsby, ensuring fast performance and good SEO. The site is hosted on AWS infrastructure as inferred from DNS nameservers. The website is mobile-optimized and accessible with semantic HTML and ARIA landmarks. The use of Google Tag Manager enables flexible analytics and marketing integrations. The site uses signed DNSSEC for domain security and HTTPS with strong SSL configuration. No CMS like WordPress or Drupal detected, indicating a custom or static site generation approach. The technical implementation is robust with good performance and security hygiene, though some improvements in security transparency are recommended.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with brocc.fi. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review brocc.fi.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.