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Security report for boipa.com

BOI Payment Acceptance (BOIPA) · Finance · Ireland

Low risk. 4 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

79/100

Risk levelLow

0–100, higher is better. How it is calculated

BOI Payment Acceptance (BOIPA) operates a professional website focused on providing affordable and simple card payment and payment processing services primarily targeting businesses in Ireland and the UK. The company positions itself as a cost-effective solution with no joining fees, minimum monthly fees, or PCI fees, aiming to attract small to medium-sized enterprises seeking payment acceptance solutions. The website content and branding are consistent and relevant to the finance sector, specifically payment processing. Technically, the website employs modern marketing and analytics tools such as Google Tag Manager, OneTrust for cookie consent, ServisBot for chat, OptinMonster for conversion optimization, and Visual Website Optimizer for A/B testing. However, the site lacks visible security headers and a published privacy policy, which are important for compliance and trust. The WHOIS data for the domain www.boipa.com is not found, raising concerns about domain registration legitimacy and ownership transparency. Despite this, the website is accessible without WAF or security challenges, and the content is safe for general audiences.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching boipa.com

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
55
Email security
85
DNS health
80
Network security
100
GDPR outside view
73
Average
79

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

BOIPA operates in the competitive payment processing market, leveraging its affiliation or partnership with Evo Payments as indicated by embedded chat widget configurations. The business model focuses on providing straightforward, low-cost payment acceptance services without typical fees, appealing to cost-conscious businesses. The website's marketing ecosystem includes multiple tools for user engagement and conversion, indicating a mature digital marketing strategy. However, the lack of explicit contact information and company registration details on the site may limit trust for some customers. The partnership with Evo Payments suggests a broader ecosystem and potential for integrated payment solutions. The company targets primarily Irish and UK markets, as indicated by language and hreflang tags.

Security posture

The website uses HTTPS as implied by canonical URLs but lacks explicit security headers in the provided data, which reduces its security posture score. No evidence of security policies, incident response contacts, or vulnerability disclosure mechanisms were found, indicating gaps in transparency and readiness. The absence of WHOIS registration data further complicates trust evaluation. Cookie consent is implemented via OneTrust, showing some compliance with privacy regulations. Overall, the security maturity appears moderate but could be significantly improved by adding security headers, publishing security policies, and clarifying domain registration details.

Recommendations

  1. Implement and verify comprehensive security headers including Content-Security-Policy, X-Frame-Options, X-XSS-Protection, and Strict-Transport-Security.
  2. Publish a clear and accessible privacy policy and terms of service to improve compliance and user trust.
  3. Clarify domain registration details and ensure WHOIS data is properly registered and publicly available to enhance legitimacy.
  4. Add a vulnerability disclosure policy or security.txt file to demonstrate commitment to security transparency.
  5. Provide explicit contact information including security incident response contacts to improve communication and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
BOI Payment Acceptance (BOIPA)
Description
Affordable and simple card payments from BOI Payment Acceptance (BOIPA). NO joining fee, NO minimum monthly fee and NO PCI fee.
Key services
Card payments, Payment processing
Content quality
good
Branding
consistent

Technology

Stack
Google Tag Manager, OneTrust Cookie Consent, ServisBot Chat Widget, OptinMonster, Visual Website Optimizer (VWO), Vidyard Video Embed
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
50/100

Analytics and tracking

Services
Google Tag Manager, Visual Website Optimizer
Tracking level
moderate
Privacy practices
basic

Advertising

Ad networks
OptinMonster, Visual Website Optimizer
Marketing tools
OptinMonster, ServisBot Chat Widget, Visual Website Optimizer
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is accessible and not blocked by WAF or security challenges.
  2. WHOIS data for domain www.boipa.com is not found, indicating possible non-registration or privacy protection.
  3. Website uses multiple third-party marketing and analytics tools.
  4. No explicit contact information or privacy policy found in the provided HTML snippet.
  5. Cookie consent mechanism is implemented via OneTrust.
  6. No visible security headers detected in the provided data.
  7. Website content is focused on payment processing services in Ireland and UK markets.
Technical notes

Notes

The website uses a modern tech stack with multiple third-party marketing and analytics tools integrated, including Google Tag Manager, OneTrust, ServisBot chat, OptinMonster, and Visual Website Optimizer. The site appears to be mobile optimized with good SEO practices such as canonical and hreflang tags. However, no CMS or hosting provider information was detected. Performance is moderate with asynchronous loading of scripts. Accessibility features are basic but present. The lack of visible security headers and incomplete WHOIS data represent technical risks that should be addressed to improve overall site security and trustworthiness.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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