Skip to main content

Security report for bkn301.sm

BKN301 S.p.A. · Finance · San Marino

Medium risk. 3 critical or high findings in Security headers and GDPR outside view.

Security score

60/100

Risk levelMedium

0–100, higher is better. How it is calculated

BKN301 S.p.A. is a fintech company based in San Marino, offering a range of digital payment services including payment accounts, POS solutions, credit and prepaid cards, and e-commerce payment acceptance. The company targets private individuals, businesses, and merchants, positioning itself as an innovative payment institute with international reach. The website is professionally designed using WordPress and Elementor, with good SEO and mobile optimization. However, the technical security posture is weakened by the absence of a valid SSL certificate and lack of modern TLS protocol support, which poses risks to secure communications. Privacy and cookie policies are well implemented with consent mechanisms, supporting GDPR compliance. Contact information and company registration details are clearly presented, enhancing business credibility.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching bkn301.sm

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
50
Security headers
30
Email security
50
DNS health
70
Network security
100
GDPR outside view
58
Average
60

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector, specifically fintech payments, with a medium-sized business profile. It leverages partnerships and service domains such as portal.bkn301.sm and web.vaservices.eu for client and merchant portals. The business model focuses on providing integrated payment solutions for various customer segments, including premium credit cards and mobile app-based finance management. The company maintains a consistent brand presence with active social media channels and transparent legal disclosures. The domain age and registration data align well with the company's operational history, supporting legitimacy.

Security posture

The website currently lacks a valid SSL certificate and does not support any TLS protocols, which critically undermines secure data transmission. While some security headers like Strict-Transport-Security are present, they are not fully enabled or effective without proper SSL. No DNSSEC or CAA records are configured, and OCSP stapling and session resumption are disabled. No known vulnerabilities such as Heartbleed or POODLE are detected, but the absence of HTTPS is a major security gap. The site does not disclose any formal security or incident response policies. Overall, the security posture is basic and requires urgent improvements to meet industry standards.

Recommendations

  1. Acquire and deploy a valid SSL/TLS certificate immediately to enable HTTPS.
  2. Enable modern TLS protocols (TLS 1.2 and 1.3) and strong cipher suites to secure communications.
  3. Implement DNSSEC and CAA records to enhance DNS security and certificate issuance control.
  4. Activate HSTS with includeSubDomains and preload options to enforce HTTPS usage.
  5. Establish and publish formal security and incident response policies to improve transparency and readiness.

Contact details published on the site

Addresses
Legal name
BKN301 S.p.A.
Registration number
Iscritta nel Pubblico Registro delle Società della Repubblica di San Marino il 26/11/2015 al n. 7382
Technical notes

Notes

The website is built on WordPress with Elementor and Yoast SEO plugins, hosted likely on WordPress.com infrastructure with Cloudflare DNS. It uses modern web technologies including jQuery and Google Analytics for tracking. Performance metrics indicate slow loading, possibly due to large media and multiple scripts. Mobile optimization is good, and SEO practices are well implemented with structured data and meta tags. However, the lack of valid SSL and TLS support is a critical technical deficiency. The site uses a cookie consent management plugin (Complianz) and integrates social media and analytics scripts responsibly. Technical debt is moderate, with opportunities to improve security and performance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with bkn301.sm. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review bkn301.sm.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.