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Security report for bimaplan.co

Purple Umbrella Fintech Private Limited · Finance · India

Medium risk. 7 critical or high findings in Security headers, GDPR outside view and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

Bimaplan is a fintech company operating an embedded insurance platform that simplifies insurance distribution through end-to-end API integration and partner portals. The company targets fintech, e-commerce, logistics, gig economy, SME, and POS sectors, aiming to serve underserved insurance customers with a seamless digital experience. Their business model focuses on technology-driven insurance enablement, positioning them as a niche player in the embedded insurance market in India. The website reflects a modern, professional design with clear navigation and mobile optimization, indicating a mature digital presence for a startup founded in 2020. Technically, the site uses a modern React and Next.js stack with Material-UI components, hosted on AWS Cloudfront CDN, ensuring fast performance and good accessibility. However, the absence of explicit security headers and DNSSEC indicates room for improvement in security hardening. The site uses HTTPS and domain registration locks, which are positive security indicators. Privacy and terms pages are present, but cookie policy and consent mechanisms are missing, which could impact compliance. Security posture is moderate with no critical vulnerabilities detected in the provided data, but the lack of published security policies and incident response contacts suggests limited transparency in security governance. The WHOIS data shows privacy protection via Domains By Proxy, which is common and justified for fintech startups. Overall, the site is trustworthy with moderate risk, but improvements in security policies and privacy compliance are recommended. Strategic recommendations include enabling DNSSEC, implementing security headers, publishing security and incident response policies, adding cookie consent mechanisms, and auditing third-party scripts. These steps will enhance security posture, compliance, and user trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
53/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…
  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching bimaplan.co

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
15
Email security
70
DNS health
80
Network security
100
GDPR outside view
53
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention bimaplan.co, from OffSeq Breach.

Total records
24
Employees
0
Customers
1
Third parties
23
Weak passwords
42%

1 subdomain affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for bimaplan.co.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Bimaplan operates in the embedded insurance technology sector, providing API-based insurance integration solutions to fintech and related industries. Their competitive advantage lies in offering a full-stack platform that enables partners to issue multiple insurance policies digitally with ease. Revenue streams likely include API usage fees, partner onboarding, and possibly premium sharing. The target customers are fintech companies, e-commerce platforms, logistics providers, gig economy players, SMEs, and POS operators. The company shows growth potential through partnerships and technology innovation. The presence of partner logos and social media channels indicates an active ecosystem. The business is relatively young (founded 2020) but has established a credible market presence in India.

Security posture

The current security maturity level is moderate. HTTPS is enforced, and domain registration includes transfer and update locks, which protect against unauthorized changes. However, DNSSEC is not enabled, and no security headers like Content-Security-Policy or X-Frame-Options were detected, which are important for mitigating common web attacks. No incident response or vulnerability disclosure policies are published, limiting transparency and preparedness. The contact email is generic support, with no dedicated security contact. No analytics or tracking scripts were found, reducing privacy risks. Overall, the security posture is adequate for a fintech startup but requires enhancements to meet higher compliance standards such as GDPR or NIS2.

Recommendations

  1. Enable DNSSEC to secure DNS queries and prevent spoofing.
  2. Implement standard security headers (CSP, X-Frame-Options, X-XSS-Protection) to mitigate web vulnerabilities.
  3. Publish a clear security policy and incident response plan accessible to users.
  4. Add a cookie policy and consent mechanism to improve privacy compliance.
  5. Conduct regular security audits of third-party scripts and dependencies.

Contact details published on the site

Addresses
Legal name
Purple Umbrella Fintech Private Limited
Registration number
U62099KA2023PTC171678
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Purple Umbrella Fintech Private Limited
Description
Bimaplan's full-stack embedded insurance platform simplifies distribution by providing end-to-end insurance integration for a seamless digital experience.
Key services
API Kit for insurance integration, Partner Portal for customer data upload and policy issuance, Mobile web and app for instant policy issuance, customer engagement, and claims
Content quality
good
Branding
consistent

Technology

Stack
React, Next.js, Material-UI, Cloudflare DNS
Frameworks
Next.js, React
Platforms
Web
Performance
fast
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
70/100
Good practices seen
  • HTTPS enforced
  • Domain status includes clientTransferProhibited and other EPP locks

Analytics and tracking

Tracking level
minimal
Privacy practices
basic

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
moderate

Key observations

  1. Website is fully accessible with no blocking or WAF challenge.
  2. Content is focused on embedded insurance technology for fintech and related sectors.
  3. Contact information is clearly provided including email, phone, and physical address.
  4. Privacy and terms pages exist but cookie policy and consent mechanism are missing.
  5. No explicit security policies or incident response contacts are published.
  6. Modern tech stack with React and Next.js used, hosted on AWS Cloudfront CDN.
  7. No analytics or tracking scripts detected in provided HTML.
  8. Social media presence on LinkedIn, Facebook, Instagram.
  9. WHOIS data shows privacy protection but no red flags.
Technical notes

Notes

The website is built on a modern React and Next.js framework with Material-UI for UI components, ensuring a responsive and performant user experience. Hosting on AWS Cloudfront CDN provides fast content delivery globally. The site uses Google Fonts and loads multiple font families for branding consistency. The code includes a sample API snippet demonstrating the platform's integration capabilities. No CMS was detected, indicating a custom-built solution. The site is mobile-optimized with good accessibility features. SEO is supported by proper meta tags and Open Graph data. However, the absence of security headers and DNSSEC indicates technical debt in security hardening. Overall, the technical infrastructure is solid but can benefit from security-focused modernization.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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