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Security report for billfin.com

Envestnet · Finance · N/a

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

Envestnet operates a cloud-based advisory fee billing platform called BillFin, targeting Registered Investment Advisors (RIAs) and financial advisors. The website presents a professional and modern interface built on Drupal 11, integrating advanced marketing and consent management tools such as Visual Website Optimizer and TrustArc. The company positions itself as a leading provider of cost-effective billing solutions in the financial services sector. Technically, the site demonstrates good performance, mobile optimization, and SEO practices, though some accessibility features could be improved. Security posture is solid with HTTPS and consent mechanisms, but lacks explicit security policy and incident response information. WHOIS data is unavailable, which slightly impacts trust but the overall site appears legitimate and professional.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching billfin.com

This scan found 14 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
80
Email security
85
DNS health
85
Network security
100
GDPR outside view
73
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Envestnet's market positioning is as a specialized SaaS provider for financial advisory billing, focusing on modern RIAs and financial advisors. The business model revolves around subscription-based cloud software. The website content and branding are consistent and professional, indicating a mature enterprise with a strong digital presence. The company leverages third-party marketing and analytics tools to optimize user engagement and conversion. No direct contact emails or phone numbers were found on the analyzed page, suggesting contact is primarily via web forms. The absence of WHOIS data is unusual but may be due to privacy protection or registry policies. No suspicious domains or partners were identified.

Security posture

The website enforces HTTPS and uses a consent management platform to comply with privacy regulations. Security best practices such as secure forms and no exposed sensitive data are observed. However, the site lacks visible security headers and does not publish a dedicated security policy or incident response contacts, which are important for transparency and trust. No vulnerabilities or malicious scripts were detected in the analyzed content. The missing WHOIS data is a concern for domain trust but does not directly affect site security. Overall, the security posture is good but could be enhanced with additional transparency and technical controls.

Recommendations

  1. Publish a dedicated security policy page detailing security practices and compliance.
  2. Provide clear incident response contact information such as security@ or abuse@ email addresses.
  3. Implement and report security headers like Content-Security-Policy, X-Content-Type-Options, and Strict-Transport-Security.
  4. Establish a vulnerability disclosure program or security.txt file to encourage responsible reporting.
  5. Improve accessibility features to enhance compliance and user experience.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Envestnet
Description
Simple and cost-effective cloud-based advisory fee billing software. Envestnet BillFin is the choice platform for the modern RIA and financial advisor.
Key services
Cloud-based advisory fee billing software
Content quality
good
Branding
consistent

Technology

Stack
Drupal 11, Visual Website Optimizer (VWO), TrustArc Consent Management, Google Tag Manager (GTM), JavaScript, CSS
Frameworks
Drupal
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of consent management platform
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Visual Website Optimizer, Google Analytics (via GTM)
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Visual Website Optimizer
Marketing tools
TrustArc, Visual Website Optimizer
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is accessible and fully functional with rich content.
  2. Uses modern CMS (Drupal 11) and advanced marketing tools.
  3. Strong privacy and cookie policy presence with consent management.
  4. No direct contact emails or phone numbers found on the analyzed page; contact via form only.
  5. No explicit security policy or incident response information found.
  6. WHOIS data is missing or not publicly available, which is unusual for an enterprise domain.
  7. No adult or questionable content detected; content is finance and advisory focused.
  8. Website uses multiple external domains for tracking and consent management.
  9. No suspicious or malicious scripts detected.
Technical notes

Notes

The website is built on Drupal 11 CMS, indicating a modern and supported platform. It integrates Visual Website Optimizer for A/B testing and TrustArc for consent management, reflecting a mature digital marketing strategy. The site uses Google Tag Manager for analytics deployment. Performance is moderate with good mobile optimization and SEO meta tags. No hosting provider details were found. The site uses standard web technologies including JavaScript and CSS. There is no evidence of outdated or vulnerable libraries in the provided content. Technical debt appears low, but adding security headers and improving accessibility would strengthen the technical posture.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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