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Security report for bilic.io

bilic · Finance · N/a

Medium risk. 5 critical or high findings in Security headers, Email security and 1 other check.

Security score

63/100

Risk levelMedium

0–100, higher is better. How it is calculated

Bilic is a technology company specializing in AI-driven agents designed to enhance finance security and compliance processes. Their platform leverages advanced AI, including Large Language Models, to automate and improve transaction monitoring, customer due diligence, risk assessment, anti-money laundering compliance, fraud detection, and regulatory checks. The company positions itself as an innovative player in the finance compliance sector, supported by notable partners such as AWS and Barclay. The website presents a professional and consistent brand image with clear messaging targeted at financial institutions and compliance professionals. Technically, the website is built using modern web technologies including React, Bootstrap, and integrates third-party services like Calendly for demos, Hotjar for analytics, and Google Tag Manager. The site is mobile optimized and performs moderately well, with good SEO and accessibility basics. Security posture is solid with HTTPS enforced and secure form handling, though some security headers are missing and no explicit security policy or incident response information is provided. Overall, the security posture is good with no visible vulnerabilities or exposed sensitive data. Privacy compliance is well addressed with comprehensive privacy, cookie, and terms policies, including a cookie consent mechanism. The lack of WHOIS registrant data is mitigated by the professional site presentation and active social presence, indicating a legitimate and privacy-conscious startup. Strategic recommendations include enhancing security headers, publishing explicit security and incident response policies, and adding a vulnerability disclosure mechanism to further strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • High

      No SPF record found

      SPF helps prevent email spoofing

      What to do: Add SPF record: "v=spf1 include:_spf.yourmailprovider.com ~all"

  3. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching bilic.io

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Full report

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
30
Email security
40
DNS health
75
Network security
100
GDPR outside view
83
Average
63

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention bilic.io, from OffSeq Breach.

No leaked records found

Breach holds no records for bilic.io right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Bilic operates in the finance technology sector, focusing on compliance and security automation using AI. Their business model is B2B SaaS targeting financial institutions and regulatory bodies. The company leverages partnerships with established entities like AWS and Barclay to bolster credibility. Their product suite addresses critical pain points in finance compliance, including AML and fraud detection, positioning them competitively in a growing market. The company maintains an active content strategy via Medium and social channels, supporting thought leadership and community engagement. Growth indicators include recent hackathon wins and a clear roadmap for AI agent customization and scalability. The absence of physical addresses and phone numbers suggests a lean, digitally native startup model.

Security posture

Bilic demonstrates a mature security posture for a small tech startup. The website enforces HTTPS and uses secure form submission endpoints. Cookie consent and privacy policies indicate awareness of GDPR and related regulations. However, the absence of key security headers such as Content Security Policy (CSP), X-Frame-Options, and HSTS reduces the overall security hardening. No incident response or security policy pages were found, which could be improved to enhance transparency and readiness. No vulnerabilities or exposed sensitive data were detected in the site content. The company should consider publishing a security.txt file and providing explicit contact channels for security incidents to improve incident response readiness and trust.

Recommendations

  1. Implement comprehensive security headers including CSP, HSTS, X-Frame-Options, and X-Content-Type-Options.
  2. Publish a dedicated security policy and incident response page detailing procedures and contacts.
  3. Add a vulnerability disclosure policy and security.txt file to facilitate responsible reporting.
  4. Enhance accessibility features to meet higher compliance standards and improve user experience.
  5. Consider adding verified company phone numbers and physical address to improve business credibility.

Contact details published on the site

Registration number
14232181
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
bilic
Description
AI-driven agents designed to enhance finance security and compliance by tracking, analyzing, and investigating financial activities.
Key services
Transaction Monitoring Agent, Customer Due Diligence Agent, Risk Assessment Agent, Anti-Money Laundering Compliance Agent, Fraud Detection and Prevention Agent, Regulatory Compliance Check Agent
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap 5.1.3, Font Awesome 6.1.1, AOS (Animate On Scroll), Animate.css, Calendly widget, Hotjar analytics, Google Tag Manager
Frameworks
React
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML
  • Secure form submission via POST to Herotofu

Analytics and tracking

Services
Hotjar, Google Analytics via GTM
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Hotjar
Marketing tools
Calendly
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges
  2. Content is focused on AI-driven finance security and compliance solutions
  3. Multiple AI agents described for transaction monitoring, AML, fraud detection, and risk assessment
  4. Strong emphasis on AI and Large Language Models for compliance automation
  5. Cookie consent and privacy policies are implemented and linked
  6. Contact form collects name, email, and message, submitted via secure POST
  7. Social media presence on LinkedIn, Discord, Twitter, Medium
  8. No phone numbers or physical addresses explicitly listed
  9. WHOIS data is unavailable or privacy protected
  10. No explicit security policy or incident response pages found
Technical notes

Notes

The website is built on a modern React framework with Bootstrap for responsive design and Font Awesome for icons. It integrates third-party services such as Calendly for scheduling demos, Hotjar for user behavior analytics, and Google Tag Manager for marketing and tracking. The site loads external CSS and JS from reputable CDNs, ensuring performance and reliability. The site is mobile optimized with smooth scrolling and animations powered by AOS and Animate.css. No CMS was detected, suggesting a custom or static site build. Hosting provider details are not explicit but likely cloud-based given the use of AWS logos and modern tech stack. Performance is moderate with room for optimization in loading times and accessibility compliance.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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