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Security report for bfgltd.co.uk

Bespoke Financial Guidance Ltd · Finance · United Kingdom

Low risk. 2 critical or high findings in SSL/TLS.

Security score

80/100

Risk levelLow

0–100, higher is better. How it is calculated

Bespoke Financial Guidance Ltd is a UK-based financial advisory firm specializing in personalized wealth management and financial planning services. The company operates as an appointed representative of St. James’s Place Wealth Management plc, providing investment, retirement, protection, and corporate financial services primarily to individuals and businesses in the Exeter area. The website demonstrates a strong market position with a focus on client relationships and tailored advice. Technically, the site is built on modern web technologies including React and styled components, with integration of Google Analytics and TrustArc for privacy compliance. Security posture is robust with HTTPS, strong security headers, and a comprehensive cookie consent mechanism. Despite the absence of WHOIS data due to domain registration issues, the business legitimacy is supported by FCA regulation and company registration details. Overall, the website presents a professional, trustworthy, and compliant digital presence.

Scanned

NIS2 and GDPR posture

GDPR outside view
95/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching bfgltd.co.uk

This scan found 16 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
85
Email security
85
DNS health
65
Network security
100
GDPR outside view
95
Average
80

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets individuals and businesses seeking bespoke financial advice, leveraging its partnership with St. James’s Place to offer regulated and trusted services. Its business model is advisory and service-based, generating revenue through client financial planning and wealth management. The presence of extensive client testimonials and detailed service offerings indicates a mature and client-focused operation. The firm maintains a strong partnership ecosystem with St. James’s Place and related service providers, enhancing its market credibility. Growth indicators include a well-maintained digital presence and active client engagement through newsletters and online forms.

Security posture

The website exhibits a mature security posture with enforced HTTPS, comprehensive security headers including CSP, HSTS, X-Frame-Options, and permissions policies. No exposed sensitive data or vulnerable libraries were detected. The presence of a cookie consent banner and privacy policy indicates GDPR compliance. However, there is no explicit incident response or vulnerability disclosure information publicly available, which could be improved. The lack of a security.txt file or dedicated security policy page suggests room for enhancement in transparency and incident readiness. Overall, the security measures are appropriate for the business type and digital footprint.

Recommendations

  1. Publish a dedicated security policy and incident response page to improve transparency and preparedness.
  2. Implement and publicize a security.txt file to facilitate responsible vulnerability disclosure.
  3. Regularly audit and update third-party libraries and dependencies to mitigate emerging vulnerabilities.
  4. Enhance monitoring and alerting mechanisms for suspicious activities on the website and backend systems.
  5. Maintain and document GDPR compliance efforts, including data retention and user rights management.

Contact details published on the site

Addresses
Legal name
Bespoke Financial Guidance Ltd
Registration number
06888172
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Bespoke Financial Guidance Ltd
Description
At Bespoke Financial Guidance, we are dedicated to providing exceptional service tailored to your unique financial circumstances. Our aim is to support you in understanding, protecting and growing your financial assets through expert advice and strategic planning.
Key services
Investment planning, Retirement planning, Protection planning, Corporate services, Mortgages and specialist banking, Intergenerational wealth management, Other services including will writing
Content quality
excellent
Branding
consistent

Technology

Stack
React, Styled Components, Google Tag Manager, Google Maps API, TrustArc Consent Management
Frameworks
React
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Strong CSP header
  • X-Frame-Options DENY
  • No exposed sensitive data in HTML
  • Cookie consent implemented

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google DoubleClick
Marketing tools
TrustArc Consent Management
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design.
  2. Strong integration with St. James’s Place Wealth Management.
  3. Comprehensive privacy and cookie policies with consent mechanism.
  4. No security blocking or WAF challenges detected.
  5. WHOIS data unavailable due to domain registration error, but business legitimacy supported by company registration and FCA regulation.
  6. Multiple client testimonials enhance trustworthiness.
  7. Use of modern web technologies and analytics tools.
  8. No suspicious or malicious content detected.
Technical notes

Notes

The website is built using React with styled components, indicating a modern and maintainable front-end architecture. It leverages Google Tag Manager and Google Analytics for tracking and marketing insights, and integrates Google Maps API for location services. Hosting appears to be managed via St. James’s Place cloud infrastructure, ensuring reliability and compliance. Performance is moderate with good mobile optimization and accessibility features. SEO is well addressed with proper meta tags, Open Graph data, and structured JSON-LD schema. No common CMS was detected, suggesting a custom or proprietary content management solution. The technical stack supports scalability and professional presentation but should be continuously monitored for performance and security updates.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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