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Security report for betterfinance.eu

BETTER FINANCE · Finance · Belgium

Medium risk. 7 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

51/100

Risk levelMedium

0–100, higher is better. How it is calculated

BETTER FINANCE is a well-established European non-profit federation advocating for retail investors and financial services users. Founded in 2009 and based in Belgium, it provides policy advocacy, investor education, and market transparency initiatives across the EU. The website reflects a mature digital presence with comprehensive content, including research reports, policy positions, and event information. Technically, the site is built on WordPress with modern frameworks and analytics tools, ensuring good performance and SEO. Security posture is solid with HTTPS and cookie consent mechanisms, though some security headers could be improved. Overall, the site is trustworthy and professional, serving a specialized audience effectively.

Scanned

NIS2 and GDPR posture

GDPR outside view
33/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

7 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
30
Email security
85
DNS health
75
Network security
20
GDPR outside view
33
Average
51

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

BETTER FINANCE occupies a niche as a leading European federation representing retail investors, focusing on advocacy, education, and policy influence. Its business model is non-profit, relying on memberships, donations, and EU-level engagement. The organization maintains partnerships with entities like FESE and actively participates in EU events. Its content strategy includes detailed publications and campaigns targeting investor protection and sustainable finance. The presence of multiple social media channels and event organization indicates active outreach and community engagement.

Security posture

The website demonstrates a good security baseline with HTTPS enforced and a cookie consent mechanism compliant with GDPR. However, explicit security policies, incident response contacts, and vulnerability disclosure mechanisms are absent. Security headers such as Content-Security-Policy and X-Frame-Options are not explicitly detected, representing an area for improvement. No vulnerabilities or exposed sensitive data were found in the HTML content. Overall, the security posture is adequate for a non-profit advocacy website but could be enhanced with formal policies and technical headers.

Recommendations

  1. Implement and verify security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance protection against common web attacks.
  2. Publish a dedicated security policy and incident response contact information to improve transparency and readiness.
  3. Add a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  4. Regularly update WordPress core and plugins to mitigate risks from known vulnerabilities.
  5. Enhance accessibility features to meet higher compliance standards and improve user experience for all visitors.

Contact details published on the site

Addresses
Legal name
BETTER FINANCE
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
BETTER FINANCE
Description
BETTER FINANCE is the European Federation of Investors and Financial Services Users advocating at EU level for the interests of European citizens as users of financial services. Established in 2009, it unites independent non-profit organisations across Europe to promote integrity, transparency, and accountability in financial markets.
Key services
Representation & Advocacy, Information & Protection, Market Integrity & Transparency, Improved Financial Supervision, Investor Education, Policy Research and Publications
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, Bootstrap, jQuery, Google Analytics, Osano Cookie Consent, Social Warfare plugin, WPBakery Page Builder, Plausible Analytics
Frameworks
Bootstrap
Platforms
WordPress
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
80/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of reputable plugins and libraries

Analytics and tracking

Services
Google Analytics, Plausible Analytics
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Plausible Analytics
Marketing tools
Social Warfare plugin
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
excellent
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is a professional non-profit advocacy organization for European retail investors
  2. Content is rich with policy papers, events, and educational resources
  3. Strong social media presence and integration
  4. Cookie consent and privacy policies are implemented and GDPR compliant
  5. No signs of malicious or suspicious activity
  6. Uses modern web technologies and analytics tools
  7. No terms of service page explicitly found
  8. No explicit security or incident response policies published
Technical notes

Notes

The website is built on WordPress CMS using Bootstrap for responsive design and jQuery for interactivity. It employs several plugins including WPBakery Page Builder, Social Warfare for social sharing, and Osano for cookie consent management. Analytics are handled via Google Analytics and Plausible Analytics, indicating a balanced approach to user tracking and privacy. Hosting is provided by OVH SAS, a reputable European hosting provider. Performance is moderate with good mobile optimization. The site uses modern fonts and CSS techniques, but some inline styles and legacy scripts suggest room for modernization. Overall, the technical infrastructure supports the business goals effectively with opportunities for security and accessibility improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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