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Security report for bcge.ch

Banque Cantonale de Genève · Finance · Switzerland

Low risk. 3 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Banque Cantonale de Genève (BCGE) is a well-established Swiss bank founded in 1816, serving a broad range of clients including individuals, private banking customers, corporate clients, institutional clients, and SMEs. The bank offers a comprehensive suite of financial services such as day-to-day banking, savings, mortgage loans, leasing, investment management, pension planning, and security solutions. BCGE positions itself as a key regional player in Geneva and the surrounding region, emphasizing competitive banking services and regional development. Technically, the website is built on the Liferay CMS platform and employs modern web technologies including Google Tag Manager and Google reCAPTCHA for security and analytics. The site is mobile-optimized, accessible, and SEO-friendly, reflecting a mature digital infrastructure. Security best practices are observed with HTTPS enforcement, security headers, and secure form handling. From a security perspective, BCGE demonstrates a strong posture with no detected vulnerabilities or exposed sensitive data. Privacy compliance is robust, with clear privacy and cookie policies and GDPR adherence. However, explicit security policies and incident response information are not publicly detailed, representing an area for improvement. Overall, BCGE's website reflects a professional, trustworthy, and secure banking institution with a strong market presence. Strategic recommendations include enhancing transparency around security policies and vulnerability disclosures to further strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
65/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bcge.ch

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
60
DNS health
80
Network security
100
GDPR outside view
65
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

BCGE operates as a regional Swiss bank with a diversified business model targeting multiple client segments. Its competitive advantage lies in its long history, regional focus, and comprehensive financial product offerings. Revenue streams likely include retail banking fees, mortgage lending, investment management fees, and leasing services. The bank maintains a partnership ecosystem evident through its online presence and social media channels. Growth indicators include digital service offerings and youth-targeted promotions. The company maintains a consistent brand and professional content, supporting its market credibility.

Security posture

The bank's website security maturity is high, with HTTPS, security headers, and bot protection mechanisms in place. No critical vulnerabilities or exposed sensitive information were detected. Privacy policies and cookie consent mechanisms align with GDPR requirements. The absence of a public security policy or incident response contact limits transparency. No vulnerability disclosure program or security.txt file was found, which could be improved to enhance security culture and incident management readiness.

Recommendations

  1. Publish a dedicated security policy and incident response plan on the website.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Regularly audit and update third-party libraries to avoid vulnerabilities.
  4. Enhance transparency on certifications and compliance frameworks to boost trust.
  5. Maintain and improve privacy compliance with clear data retention policies.

Contact details published on the site

Addresses
Legal name
Banque Cantonale de Genève
VAT number
CHE-105.981.074
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Banque Cantonale de Genève
Description
The Swiss bank of Geneva (BCGE) aims to contribute to the development of Geneva and of the region by offering competitive banking services
Key services
Day-to-day banking, Savings, Online banking, Mortgage loans, Leasing, Investment management, Pension planning, Security and protection services
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, Google reCAPTCHA, Liferay CMS, JavaScript, CSS, HTML5
Frameworks
Liferay
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • Use of Google reCAPTCHA for bot protection
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Secure forms with CSRF tokens

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Strong focus on banking services for multiple client segments.
  3. Comprehensive legal and privacy documentation available.
  4. Use of modern web technologies and security best practices.
  5. No signs of suspicious or malicious content.
  6. Active social media presence on LinkedIn and YouTube.
  7. Cookie consent and GDPR compliance mechanisms implemented.
Technical notes

Notes

The website leverages the Liferay CMS platform, integrating Google Tag Manager and reCAPTCHA for analytics and security. The site is well-structured with valid HTML and CSS, mobile-optimized, and accessible. Performance is moderate, with potential for optimization in loading speed. The technical stack is modern and supports secure user interactions. No technical debt or deprecated technologies were identified. Opportunities exist to improve hosting transparency and implement advanced performance monitoring.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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