Is bausparen.at Safe? Security Analysis for Raiffeisen Bausparkasse Gesellschaft m.b.H.
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Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
EveryPay
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AI Summary
Raiffeisen Bausparkasse Gesellschaft m.b.H. is a well-established Austrian financial services company specializing in building savings contracts and financing solutions for housing and related needs. The company has a strong market presence with over 60 years of experience and offers a range of products including classic building savings, financing for construction, renovation, education, and health care. The website reflects a professional and consistent brand image targeting private individuals seeking secure and reliable financial products. Technically, the site is built on Adobe Experience Manager and uses modern web technologies such as AngularJS and Adobe DTM for analytics and marketing. It is hosted behind Cloudflare, ensuring good performance and security at the network level. However, a critical security issue is the invalid or missing SSL certificate and lack of TLS protocol support, which severely impacts the security posture and user trust. Privacy compliance is well addressed with comprehensive privacy and cookie policies and a consent mechanism in place. Contact information is clearly provided, enhancing business credibility. Overall, the site is functional and professional but requires urgent remediation of SSL/TLS issues to ensure secure user interactions.
Detected Technologies
24 urgent findings need attention
13 critical · 11 high
- + 16 more findings in the full report below
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Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
7 findings
40/100
GDPR Compliance
7 findings
0/100
NIS2 Compliance
8 findings
5/100
Email Security
1 finding
50/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
The company operates in the finance and real estate sectors, focusing on building savings and financing products. It leverages its affiliation with the Raiffeisen Group to maintain a strong market position in Austria. The business model centers on providing tailored financial products with competitive interest rates and government incentives. The website supports customer engagement through online calculators, financing tools, and digital contract signing via the Mein ELBA platform. The company also emphasizes sustainability and social responsibility, which enhances its brand reputation. Partnerships with related Raiffeisen services and external platforms strengthen its ecosystem. Growth indicators include a broad product portfolio and digital transformation initiatives. The company targets private individuals and families planning home ownership or renovation, positioning itself as a trusted financial partner.
Extracted Contact Information
Marketing Intelligence Data
Physical Addresses (1)
Security Posture Analysis
Comprehensive Security Assessment
The website demonstrates some security best practices such as the use of security headers (X-Frame-Options, HSTS) and secure cookie flags. However, the absence of a valid SSL certificate and lack of TLS protocol support represent critical vulnerabilities that expose users to potential data interception and undermine trust. There is no public security policy or incident response information available, which limits transparency. No vulnerability disclosure or security.txt files were found. The site uses Cloudflare as a protective layer, but the SSL misconfiguration is a significant risk. Privacy compliance is strong, indicating a mature approach to data protection. Overall, the security posture is moderate but requires immediate attention to SSL/TLS issues to meet industry standards and regulatory requirements.
Strategic Recommendations
Priority Actions for Security Improvement
Urgently fix the SSL certificate to ensure HTTPS is properly enabled and trusted by browsers.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Weak Strict-Transport-Security configuration
Current value: "max-age=15552000; includeSubDomains; preload"
Missing X-Content-Type-Options header
Prevents MIME type sniffing
Missing Content-Security-Policy header
Controls resources the browser is allowed to load
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Missing Referrer-Policy header
Controls referrer information sent with requests
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
Insufficient contact information
GDPR requires organizations to provide clear contact details
No Data Protection Officer mentioned
Large organizations may need to designate a DPO under GDPR
Privacy policy may not be GDPR compliant
Privacy policy lacks explicit GDPR compliance elements
EU business without adequate privacy measures
EU businesses are subject to strict GDPR requirements
No HTTPS encryption
GDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
NIS2 requires appropriate technical measures including encryption
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Email Security Check Incomplete
Some email security checks timed out
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
Website does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
Domain Registration Details
DNS Records
DNSSEC Status
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
High-Risk Service Exposed: FTP
Port 21 (FTP) is publicly accessible - FTP - Often unencrypted file transfer
Service Exposed: SSH
Port 22 (SSH) is publicly accessible - SSH - Secure but can be brute-forced
Critical Service Exposed: Telnet
Port 23 (Telnet) is publicly accessible - Telnet - Unencrypted remote access
High-Risk Service Exposed: RPC
Port 135 (RPC) is publicly accessible - RPC - Windows RPC endpoint
High-Risk Service Exposed: NetBIOS
Port 139 (NetBIOS) is publicly accessible - NetBIOS - Windows file sharing
Critical Service Exposed: SMB
Port 445 (SMB) is publicly accessible - SMB - Windows file sharing, high risk
Critical Service Exposed: MSSQL
Port 1433 (MSSQL) is publicly accessible - MSSQL - Database server
Critical Service Exposed: Oracle
Port 1521 (Oracle) is publicly accessible - Oracle - Database server
Critical Service Exposed: MySQL
Port 3306 (MySQL) is publicly accessible - MySQL - Database server
Critical Service Exposed: RDP
Port 3389 (RDP) is publicly accessible - RDP - Remote Desktop, prime ransomware target
Critical Service Exposed: PostgreSQL
Port 5432 (PostgreSQL) is publicly accessible - PostgreSQL - Database server
Critical Service Exposed: Redis
Port 6379 (Redis) is publicly accessible - Redis - In-memory database
High-Risk Service Exposed: Elasticsearch
Port 9200 (Elasticsearch) is publicly accessible - Elasticsearch - Search engine
Critical Service Exposed: MongoDB
Port 27017 (MongoDB) is publicly accessible - MongoDB - NoSQL database
How does bausparen.at compare?
bausparen.at scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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