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Security report for banqup.com

Banqup Group · Finance · Belgium

Medium risk. 6 critical or high findings in Security headers and GDPR outside view.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Banqup Group operates a sophisticated digital platform focused on streamlining invoicing, payments, and compliance for a wide range of business customers including professionals, accountants, SMEs, and large enterprises. The company holds a strong market position in Europe, supported by its parent company Unifiedpost Group, and offers key services such as e-invoicing, compliance management, and integration with existing business software. The platform is designed to reduce administrative overhead and accelerate financial workflows. Technically, the website leverages modern web technologies including React and Next.js, with content managed via Storyblok CMS and hosted through a combination of Webflow and cloud services. While the site is content-rich and well-structured with good SEO and accessibility practices, performance is somewhat slow, and the SSL/TLS configuration is currently invalid, which poses a significant security risk. Security posture is moderate; the site employs HSTS and DMARC policies but lacks a valid SSL certificate and modern TLS support, which are critical for secure communications. Privacy compliance is strong, with a comprehensive privacy policy and cookie consent mechanism in place. Business credibility is high, supported by clear contact information, leadership announcements, and investor relations presence. Overall, Banqup presents a professional and trustworthy digital presence with room for improvement in security infrastructure. Addressing SSL/TLS issues and enhancing security headers would significantly improve the security posture and user trust.

Scanned

NIS2 and GDPR posture

GDPR outside view
25/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

6 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching banqup.com

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
97
Security headers
50
Email security
85
DNS health
80
Network security
100
GDPR outside view
25
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention banqup.com, from OffSeq Breach.

No leaked records found

Breach holds no records for banqup.com right now. New leaks arrive continuously, so monitoring on Breach alerts you if that changes.

Monitor on Breach (opens in a new tab)

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Banqup Group targets a broad market segment from freelancers and SMEs to large enterprises and accounting professionals, positioning itself as a comprehensive financial workflow platform. Its competitive advantage lies in integrating invoicing, payments, and compliance with connectivity to the Peppol network, enabling seamless e-invoicing across multiple countries. The business model is SaaS-based, generating revenue through platform subscriptions and transaction services. The company benefits from its parent Unifiedpost Group's backing, enhancing market reach and credibility. Growth indicators include active content marketing, leadership hires, and expansion into multiple countries. The partnership ecosystem includes compliance networks and integration with major ERP and CRM systems, supporting scalability and customer retention.

Security posture

The current security maturity level is moderate but impaired by critical SSL/TLS misconfigurations. The absence of a valid SSL certificate and disabled TLS protocols expose users to potential interception and trust issues. However, the presence of HSTS, DMARC with reject policy, and SPF records indicate good email security practices. No known vulnerabilities such as Heartbleed or POODLE are detected. The site lacks advanced security headers like Content-Security-Policy and OCSP stapling, which could improve resilience against attacks. Incident response and vulnerability disclosure mechanisms are not evident, suggesting room for improvement in security governance. Overall, the security culture appears aware but requires technical remediation to meet industry best practices.

Recommendations

  1. Urgently fix SSL certificate issues and enable TLS 1.2 and 1.3 protocols to secure data in transit.
  2. Implement OCSP stapling and session resumption to improve SSL performance and security.
  3. Add advanced security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  4. Establish and publish a vulnerability disclosure policy and incident response contact channels.
  5. Continue maintaining GDPR compliance and enhance transparency around data retention and processing.
Technical notes

Notes

The website is built on a modern React/Next.js stack with Storyblok CMS for content management, hosted via Webflow proxy and cloud infrastructure. It uses Google Tag Manager for analytics and Cookiefirst for consent management. The site is mobile-optimized and accessible with good SEO metadata including Open Graph tags. However, the page load time is slow (~16 seconds) with a large page size (~600KB) and many resources (119), indicating potential optimization opportunities. The DNS setup is stable with no DNSSEC but includes SPF and DMARC records for email security. The SSL configuration is currently invalid, which is a critical technical risk. Overall, the infrastructure is modern but requires performance tuning and security fixes to reduce technical debt and operational risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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