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Security report for banquedeluxembourg.com

Banque de Luxembourg · Finance · Luxembourg

Medium risk. 5 critical or high findings in GDPR outside view and SSL/TLS.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Banque de Luxembourg is a well-established private bank based in Luxembourg, specializing in private banking, wealth management, and asset servicing. The website reflects a mature digital presence with comprehensive service offerings targeting private investors, personal banking clients, businesses, entrepreneurs, and finance professionals. The bank emphasizes responsible investment and sustainable wealth management, positioning itself as a trusted partner with over 100 years of history. The site is professionally designed, multilingual, and provides extensive content and resources for clients and prospects. Technically, the website is built on the Liferay CMS platform, leveraging modern JavaScript libraries such as jQuery, Swiper, and Matomo for analytics. The site demonstrates good mobile optimization, accessibility, and SEO practices. Security is robust with HTTPS enforced, appropriate security headers, and privacy compliance mechanisms including cookie consent and GDPR-aligned privacy policies. While WHOIS data is unavailable, which limits transparency on domain registration details, the overall security posture is strong with no evident vulnerabilities or exposed sensitive data. The presence of certifications like B Corp and active social media channels further enhance trust. Strategic recommendations include publishing explicit security policies, incident response contacts, and vulnerability disclosure information to improve transparency and security culture. Overall, Banque de Luxembourg's website is a professional, secure, and user-friendly platform that effectively supports its business objectives and client engagement.

Scanned

NIS2 and GDPR posture

GDPR outside view
50/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Facebook, Twitter, LinkedIn, YouTube

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      SSL Certificate Expires Soon

      SSL certificate expires in 14 days

      What to do: Renew SSL certificate before expiration

      • NIS2 21(2)(h)
      • IR 2024/2690 9.2(c): Implementing Regulation (EU) 2024/2690, Annex point 9.2(c): Cryptography
      • NIST SC-17: NIST SP 800-53 Rev. 5 SC-17: Public Key Infrastructure Certificates

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Keep watching banquedeluxembourg.com

This scan found 19 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
75
Email security
65
DNS health
85
Network security
100
GDPR outside view
50
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention banquedeluxembourg.com, from OffSeq Breach.

Total records
113
Employees
0
Customers
113
Third parties
0
Weak passwords
8%

3 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for banquedeluxembourg.com.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Banque de Luxembourg operates in the finance sector with a focus on private banking and wealth management. Its competitive advantage lies in its long-standing history, responsible investment approach, and comprehensive asset servicing solutions. The business model centers on personalized client relationships, sustainable investment products, and digital banking services. Revenue streams likely include asset management fees, banking services, and advisory fees. The target customer segments include high-net-worth individuals, entrepreneurs, liberal professions, and institutional clients. Growth indicators include digital transformation initiatives and expanded online banking capabilities. The bank maintains partnerships and subsidiaries such as Banque de Luxembourg Investments and Conventum TPS, enhancing its service ecosystem. The website content and structure reflect a mature market presence with strategic focus on client trust and regulatory compliance.

Security posture

The website demonstrates a strong security posture with HTTPS enforced and multiple security headers implemented, including HSTS, X-Content-Type-Options, and Content-Security-Policy. The use of secure authentication methods such as LuxTrust and itsme indicates adherence to strong client authentication standards. Cookie consent mechanisms and GDPR-compliant privacy policies show regulatory compliance. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, the absence of a published security policy, incident response plan, or vulnerability disclosure program represents a gap in transparency and readiness. The site would benefit from publishing a security.txt file and providing clear contact channels for security incidents. Overall, the security maturity is good but can be improved with enhanced communication and formalized processes.

Recommendations

  1. Publish a dedicated security policy and incident response information on the website.
  2. Implement and publicize a vulnerability disclosure program or security.txt file.
  3. Provide clear contact information for the Data Protection Officer and security incidents.
  4. Regularly audit and update third-party libraries to mitigate potential vulnerabilities.
  5. Enhance transparency on data retention policies and user privacy practices.

Contact details published on the site

Addresses
Legal name
Banque de Luxembourg
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Banque de Luxembourg
Description
Banque de Luxembourg is a Luxembourg private bank offering responsible wealth management solutions to protect, manage, enhance and pass on your wealth.
Key services
Private Banking, Personal Banking, Businesses & Entrepreneurs, Liberal Professions, Asset Servicing, Online Banking
Content quality
excellent
Branding
consistent

Technology

Stack
Liferay Portal, jQuery 3.6.2, Lottie, Featherlight lightbox, Flickity carousel, Swiper slider, Tarteaucitron cookie consent, Masonry layout
Frameworks
Liferay, AlloyUI
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism
  • No exposed sensitive data in HTML
  • Use of secure authentication methods (LuxTrust, itsme)

Analytics and tracking

Services
Matomo
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Matomo
Marketing tools
Matomo Analytics, Tarteaucitron Cookie Consent
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and multimedia.
  2. Strong focus on private banking and wealth management services.
  3. Comprehensive navigation with multi-language support.
  4. Use of modern web technologies and frameworks.
  5. Presence of cookie consent and privacy policies indicating GDPR compliance.
  6. No signs of phishing or malware detected.
  7. WHOIS data unavailable, which reduces transparency but does not indicate fraud.
  8. Social media presence across major platforms.
  9. Use of Matomo analytics for privacy-respecting tracking.
Technical notes

Notes

The website is built on the Liferay CMS platform, utilizing modern JavaScript libraries such as jQuery, Swiper, Flickity, and Matomo for analytics. The site employs responsive design techniques and accessibility best practices, ensuring good user experience across devices. Performance is moderate, with some use of lazy loading and content delivery networks (sebpcdn.com) to optimize resource loading. The technical stack is mature and well-maintained, though opportunities exist to further optimize performance and security by minimizing third-party dependencies and enhancing security headers. The absence of hosting provider details limits full infrastructure assessment. Overall, the technical implementation supports the business needs effectively with room for incremental improvements.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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