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Security report for banky.cz

GOFIS, s.r.o. · Finance · Czech Republic

Medium risk. 8 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

52/100

Risk levelMedium

0–100, higher is better. How it is calculated

Banky.cz is a Czech Republic-based financial services portal operated by GOFIS, s.r.o. The website offers comprehensive comparison tools for a wide range of financial products including loans, mortgages, accounts, savings, investments, and insurance. It also provides expert articles, reviews, and a free advisory service, positioning itself as a trusted resource for consumers seeking financial guidance. The site demonstrates a mature digital presence with extensive content, structured data, and strong SEO practices. Technically, it integrates multiple analytics and marketing technologies such as Google Analytics, Microsoft Clarity, Datadog RUM, and a consent management platform, ensuring robust data collection and user tracking compliant with GDPR. Security posture is solid with HTTPS enforced and no visible vulnerabilities, though some security headers could be improved. The absence of WHOIS data limits domain registration trust verification, but the professional content and business transparency strongly support legitimacy. Overall, Banky.cz is a well-established, trustworthy financial information and comparison platform serving the Czech market.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, LinkedIn, Google Ads

      What to do: Document all third-party data sharing in your privacy policy

Need hands-on remediation? Email guard@offseq.com

Keep watching banky.cz

This scan found 24 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
80
Email security
50
DNS health
80
Network security
20
GDPR outside view
10
Average
52

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention banky.cz, from OffSeq Breach.

Total records
95
Employees
0
Customers
95
Third parties
0
Weak passwords
46%

2 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for banky.cz.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Banky.cz operates in the finance sector, targeting Czech consumers interested in banking and financial products. Its business model centers on providing product comparisons, expert content, and lead generation for financial institutions. The site features partnerships with major Czech banks and insurers, enhancing its market position. Revenue likely derives from advertising, affiliate commissions, and lead referrals. The portal maintains a strong editorial team producing high-quality, relevant content, which supports user engagement and trust. Its extensive product coverage and free advisory services differentiate it from competitors. The company appears medium-sized with a focused regional presence and a clear growth trajectory supported by digital marketing and analytics investments.

Security posture

The website demonstrates a mature security posture with HTTPS enabled and integration of GDPR-compliant consent management. It uses reputable analytics and tracking services with privacy considerations. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the site lacks explicit security headers such as Content-Security-Policy and X-Frame-Options, which could enhance protection against common web attacks. There is no publicly available security policy or incident response contact, which are recommended for transparency and readiness. Overall, the security maturity is good but could be improved by adopting additional best practices and publishing security documentation.

Recommendations

  1. Implement and configure security headers including Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options to enhance web security.
  2. Publish a dedicated security policy page and provide clear incident response contact information to improve transparency and trust.
  3. Consider creating and hosting a security.txt file to facilitate vulnerability disclosure and responsible reporting.
  4. Regularly audit third-party scripts and libraries to ensure no vulnerable versions are used and minimize attack surface.
  5. Enhance monitoring and alerting capabilities to detect and respond promptly to security incidents.

Contact details published on the site

Addresses
Legal name
GOFIS, s.r.o.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
GOFIS, s.r.o.
Description
Banky v ČR - produkty, pobočky, či bankomaty. Hledáte nejvýhodnější produkty využijte Přehledů a porovnání nebo využijte průvodce finančními produkty.
Key services
Financial product comparison, Financial advisory articles and guides, Customer support and free consulting, Listings of bank branches and ATMs
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, Google Analytics, Microsoft Clarity, Datadog RUM, Privacy Center SDK, Gemius analytics, Facebook Pixel, Google Adsense, Caroda video player, Didomi consent management
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Consent management for GDPR
  • No exposed sensitive data in HTML
  • Use of reputable analytics and tracking scripts

Analytics and tracking

Services
Google Analytics, Microsoft Clarity, Gemius, Datadog RUM
Tracking level
extensive
Privacy practices
good

Advertising

Ad networks
Google Adsense
Tracking pixels
Facebook Pixel, Gemius, Microsoft Clarity, Datadog RUM
Marketing tools
Didomi Consent Management
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and no blocking detected
  2. Comprehensive financial product comparison and advisory content in Czech language
  3. Strong use of structured data and SEO best practices
  4. Multiple trusted analytics and marketing tools integrated
  5. No explicit or adult content present
  6. WHOIS data unavailable, limiting domain registration trust verification
  7. Contact information and company details clearly presented
  8. Cookie consent and privacy compliance mechanisms implemented
Technical notes

Notes

Banky.cz employs a modern technology stack with multiple analytics and marketing tools integrated via asynchronous JavaScript, including Google Tag Manager, Microsoft Clarity, Datadog RUM, and Gemius. The site uses a custom frontend with optimized font loading and responsive images for performance and mobile optimization. Consent management is handled by a third-party SDK ensuring GDPR compliance. The website is well-structured with semantic HTML and rich structured data (JSON-LD) for SEO. Performance is moderate with room for improvement in loading speed and caching strategies. No CMS or hosting provider details were identified from the content. Overall, the technical implementation supports a professional and scalable digital presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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