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Is bankofoakridge.com a Scam? Security Check Results - Bank of Oak Ridge

bankofoakridge.com Security Report Summary

bankofoakridge.com received a security score of 52 out of 100 in Guard's comprehensive security analysis, classified as "Elevated Risk". This report covers Bank of Oak Ridge's website security posture. Bank of Oak Ridge operates in the Finance industry in N/a.

Bank of Oak Ridge operates as a financial institution providing banking services, primarily retail banking with online banking capabilities. The website is currently under maintenance, offering limited content and a direct link to online banking on a separate secure domain. The business appears to target local or regional bank customers. The website branding includes FDIC and Equal Housing Lender logos, which are standard trust indicators in the banking sector. Technically, the website is built on WordPress with basic CSS styling and minimal content. There is no evidence of advanced frameworks or analytics tools. The site is mobile responsive at a basic level but lacks comprehensive SEO and accessibility features. No security headers or SSL configuration details were found in the provided data, and no forms or data collection mechanisms are present. From a security perspective, the absence of WHOIS registration data is a significant concern for a banking website, raising questions about domain legitimacy and ownership transparency. The lack of privacy and cookie policies, as well as missing contact information, further weakens the site's compliance posture. No WAF or security challenges were detected, and the site is accessible but minimal. Overall, the website's risk profile is elevated due to missing domain registration data and lack of compliance documentation. Strategic improvements in transparency, security headers, and policy publication are recommended to enhance trust and security posture.

The security scan identified 33 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: WordPress, CSS, HTML.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

B

Is bankofoakridge.com Safe? Security Analysis for Bank of Oak Ridge

https://www.bankofoakridge.com/

Check if bankofoakridge.com is a scam or legitimate. Free security scan and reviews.

FinanceN/asmall
WordPressCSSHTML
Analyzed Completed
52
Security Score
MEDIUM RISK

Below Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

EveryPay

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AI Summary

Bank of Oak Ridge operates as a financial institution providing banking services, primarily retail banking with online banking capabilities. The website is currently under maintenance, offering limited content and a direct link to online banking on a separate secure domain. The business appears to target local or regional bank customers. The website branding includes FDIC and Equal Housing Lender logos, which are standard trust indicators in the banking sector. Technically, the website is built on WordPress with basic CSS styling and minimal content. There is no evidence of advanced frameworks or analytics tools. The site is mobile responsive at a basic level but lacks comprehensive SEO and accessibility features. No security headers or SSL configuration details were found in the provided data, and no forms or data collection mechanisms are present. From a security perspective, the absence of WHOIS registration data is a significant concern for a banking website, raising questions about domain legitimacy and ownership transparency. The lack of privacy and cookie policies, as well as missing contact information, further weakens the site's compliance posture. No WAF or security challenges were detected, and the site is accessible but minimal. Overall, the website's risk profile is elevated due to missing domain registration data and lack of compliance documentation. Strategic improvements in transparency, security headers, and policy publication are recommended to enhance trust and security posture.

Detected Technologies

WordPressCSSHTML

12 urgent findings need attention

12 high

  • + 4 more findings in the full report below
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Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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OffSeq Observations

No critical findings yet

38/100

DNS Health

4 findings

75/100

SSL/TLS Security

4 findings

62/100

Email Security

4 findings

75/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Bank of Oak Ridge positions itself as a retail banking institution serving local or regional customers. Its business model focuses on providing banking services including online banking access. The lack of detailed business information, such as founding year or parent company, limits deeper analysis. The website's minimal content and absence of contact details suggest a low digital maturity level. The presence of FDIC and Equal Housing Lender logos indicates regulatory compliance in banking operations. No partnerships or subsidiaries were identified from the website content. The online banking service is hosted on a separate secure domain, indicating some separation of services. Overall, the bank appears to maintain a modest online presence with room for digital and compliance enhancements.

Security Posture Analysis

Comprehensive Security Assessment

The security posture of the Bank of Oak Ridge website is currently weak due to several factors. The absence of WHOIS registration data is a critical red flag for a financial institution, impacting domain legitimacy and trust. No security headers were detected, and SSL configuration details are unknown, which may expose users to security risks. The website lacks privacy and cookie policies, which are essential for regulatory compliance such as GDPR. No incident response or security contact information is provided, limiting the bank's ability to handle security incidents effectively. The site does not employ any visible WAF or security challenge mechanisms. Overall, the security maturity is low, and immediate actions are needed to improve transparency, secure communications, and compliance documentation.

Strategic Recommendations

Priority Actions for Security Improvement

1

Register the domain properly and ensure WHOIS data is publicly available or justified if privacy protected.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Bank of Oak Ridge

Description:

Bank of Oak Ridge is a financial institution providing banking services. The website is currently under maintenance but offers online banking access.

Key Services:
Online Banking
Content Quality:

basic

Branding:

consistent

Technical Stack

Technologies:
WordPressCSSHTML
Performance:

moderate

Mobile:

basic

Accessibility:

basic

SEO:

basic

Security Assessment

Security Score:
30/100

Analytics & Tracking

Tracking Level:minimal
Privacy Compliance:poor

Advertising & Marketing

Transparency Level:poor

Website Quality Assessment

Design Quality:basic
User Experience:basic
Content Relevance:basic
Navigation Clarity:basic
Professionalism:basic
Trustworthiness:moderate

Key Observations

1

Website is currently under maintenance with minimal content.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

50/100
Score

No Privacy Policy found

HIGH

GDPR requires a clear and accessible privacy policy

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

GDPR Compliance Analysis

Privacy Policy0% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

2/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

Critical sector without clear security compliance

HIGH

Detected sectors: transport, banking, digital

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

75/100
Score

DMARC not enforcing

MEDIUM

DMARC policy is set to "none"

No BIMI Record

LOW

BIMI displays brand logos in email clients

No MTA-STS Policy

MEDIUM

MTA-STS enforces TLS for email delivery

No TLS-RPT Record

LOW

TLS-RPT provides reporting for email TLS issues

SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 ip4:216.54.201.0/24 ip4:12.191.12.64/26 ip4:74.119.46.96/27 ip4:63.234.182.60/24 ip4:12.44.79.201/24 ip4:12.44.79.182/24 ip4:66.162.241.250/24 ip4:63.96.72.166/24 ip4:206.152.26.164/24 ip4:98.158.80.156/24 ip4:63.234.182.60/24 ip4:96.93.142.100/24 ip4:12.184.102.26/24 ip4:12.184.102.12/24 ip4:63.115.138.26/24 ip4:63.115.138.12/24 include:bankofoakridge-com.spf.smtp25.com include:client_spf.fivision.com include:gateways.firstdata.com include:spf-00891f01.pphosted.com include:mailgun.org ~all
DNS Lookups:5/10
Policy:~all
DKIM Selectors Found
Selector:k1(1296-bit rsa)
Selector:selector1(1416-bit rsa)
Selector:s1(1440-bit rsa)
DMARC Details
Policy:none
Aggregate Reports:[email protected]
Forensic Reports:[email protected]

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

62/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

HSTS Not Enabled

MEDIUM

HTTP Strict Transport Security (HSTS) is not configured

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

75/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

DMARC Policy Set to None

LOW

DMARC is configured but not enforcing any policy

Domain Registration Details

Domain Age
26 years(mature)
Expiry Risk
none(413 days)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:161.199.217.41
Name Servers:
ns59.worldnic.com
ns60.worldnic.com
MX Records:
10: mxa-00891f01.gslb.pphosted.com
10: mxb-00891f01.gslb.pphosted.com
SOA:Serial: 126030910, TTL: 3600s

DNSSEC Status

DNSSEC Not Enabled

DNS Performance

Resolution Time:29ms

SPF Analysis

SPF Record:
v=spf1 ip4:216.54.201.0/24 ip4:12.191.12.64/26 ip4:74.119.46.96/27 ip4:63.234.182.60/24 ip4:12.44.79.201/24 ip4:12.44.79.182/24 ip4:66.162.241.250/24 ip4:63.96.72.166/24 ip4:206.152.26.164/24 ip4:98.158.80.156/24 ip4:63.234.182.60/24 ip4:96.93.142.100/24 ip4:12.184.102.26/24 ip4:12.184.102.12/24 ip4:63.115.138.26/24 ip4:63.115.138.12/24 include:bankofoakridge-com.spf.smtp25.com include:client_spf.fivision.com include:gateways.firstdata.com include:spf-00891f01.pphosted.com include:mailgun.org ~all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does bankofoakridge.com compare?

See how bankofoakridge.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress with basic CSS styling and minimal HTML content. No advanced JavaScript frameworks or analytics tools were detected. The site includes a single external stylesheet and a logo image. The online banking link points to a separate secure domain, indicating service segregation. The site is mobile responsive at a basic level but lacks accessibility and SEO optimizations. No security headers or SSL details were provided, limiting assessment of secure configurations. The minimal content and lack of forms reduce attack surface but also limit user engagement. Technical debt appears low but modernization and security hardening are recommended.
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Optional add-ons

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Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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