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Is bankofmontana.com a Scam? Security Check Results - Bank of Montana

bankofmontana.com Security Report Summary

bankofmontana.com received a security score of 61 out of 100 in Guard's comprehensive security analysis, classified as "Moderate Risk". This report covers Bank of Montana's website security posture. Bank of Montana operates in the Finance industry in United States.

Bank of Montana is a well-established regional financial institution specializing in business and private banking services, with a strong market position in Montana and surrounding states. The bank offers a range of specialized loan products including multifamily financing, aviation financing, and small business loans, supported by government-enhanced loan programs. Recognized as one of MSN Money's safest banks, it targets entrepreneurs and business clients seeking tailored financial solutions. The website reflects a professional and consistent brand image with clear navigation and relevant content for its audience. Technically, the website is built on WordPress with modern technologies such as jQuery and Modernizr, and integrates accessibility tools like AudioEye. Hosting and DNS are managed via Cloudflare, ensuring good performance and security. SEO and accessibility optimizations are evident, though some improvements in cookie consent and security headers could enhance compliance and security posture. Security-wise, the site enforces HTTPS and uses clientTransferProhibited domain status, but lacks DNSSEC and some security headers. There is no visible security policy or incident response contact information, which could be improved to bolster trust and compliance. No critical vulnerabilities or WAF blocking were detected, indicating a stable security baseline. Overall, the website and domain demonstrate high business credibility and a solid technical foundation, with moderate privacy compliance and security posture. Strategic enhancements in privacy mechanisms and security policies would further strengthen the bank's digital trustworthiness and regulatory adherence.

The security scan identified 30 findings across security headers, SSL/TLS, DNS health, email security, GDPR compliance, and NIS2 compliance analysis modules.

Technologies detected: jQuery 1.12.4, Modernizr 2.7.0, Google Analytics (ga.js), AudioEye accessibility scripts, Yoast SEO plugin.

About this security scan

Guard performs automated security assessments of websites by analyzing SSL/TLS certificates, HTTP security headers, DNS configuration, email authentication protocols (SPF, DKIM, DMARC), GDPR compliance indicators, NIS2 directive compliance, network exposure, and business-context intelligence. Each report provides domain-specific findings, risk scores, and actionable recommendations.

B

Is bankofmontana.com Safe? Security Analysis for Bank of Montana

https://www.bankofmontana.com/

Check if bankofmontana.com is a scam or legitimate. Free security scan and reviews.

FinanceUnited Statesmedium
jQuery 1.12.4Modernizr 2.7.0Google Analytics (ga.js)AudioEye accessibility scriptsYoast SEO plugin
Analyzed Completed
61
Security Score
MEDIUM RISK

Below Finance avg (78)

GDPR-aligned

Data handling

EU

Hosting region

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AI Summary

Bank of Montana is a well-established regional financial institution specializing in business and private banking services, with a strong market position in Montana and surrounding states. The bank offers a range of specialized loan products including multifamily financing, aviation financing, and small business loans, supported by government-enhanced loan programs. Recognized as one of MSN Money's safest banks, it targets entrepreneurs and business clients seeking tailored financial solutions. The website reflects a professional and consistent brand image with clear navigation and relevant content for its audience. Technically, the website is built on WordPress with modern technologies such as jQuery and Modernizr, and integrates accessibility tools like AudioEye. Hosting and DNS are managed via Cloudflare, ensuring good performance and security. SEO and accessibility optimizations are evident, though some improvements in cookie consent and security headers could enhance compliance and security posture. Security-wise, the site enforces HTTPS and uses clientTransferProhibited domain status, but lacks DNSSEC and some security headers. There is no visible security policy or incident response contact information, which could be improved to bolster trust and compliance. No critical vulnerabilities or WAF blocking were detected, indicating a stable security baseline. Overall, the website and domain demonstrate high business credibility and a solid technical foundation, with moderate privacy compliance and security posture. Strategic enhancements in privacy mechanisms and security policies would further strengthen the bank's digital trustworthiness and regulatory adherence.

Detected Technologies

jQuery 1.12.4Modernizr 2.7.0Google Analytics (ga.js)AudioEye accessibility scriptsYoast SEO plugin

11 urgent findings need attention

11 high

  • + 3 more findings in the full report below
Continuous monitoring

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Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.

Security drift alerts

Risk score drops, new high-severity issues, and header hardening gaps

Compliance watch

GDPR / NIS2 posture changes with governance evidence snapshots

Infrastructure surface

Unexpected open services, SSL expiry, DNS & email authentication changes

Content & tracker intelligence

Marketing tech shifts, analytics drift, and AI recommendation updates

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Security Headers

8 findings

15/100

GDPR Compliance

4 findings

53/100

NIS2 Compliance

8 findings

17/100

Email Security

No critical findings yet

100/100

🧠AI Business Intelligence

Technology stack, business insights, and market analysis powered by AI.

Business Intelligence

Market & Strategic Analysis

Bank of Montana operates as a medium-sized essential entity in the banking sector, focusing on business and private banking services with niche expertise in multifamily and aviation financing. Its competitive advantage lies in specialized government-backed loan programs and personalized private banking services. The bank's revenue streams likely include interest income from loans, fees from banking services, and premium private banking memberships. Target customers are entrepreneurs, small to medium businesses, and private clients in Montana and nearby regions. The company maintains a strong partnership ecosystem, including government agencies and export-import bank programs. Growth indicators include recognition as a safe bank and expansion of specialized loan offerings. The website supports these insights with detailed service descriptions and client testimonials.

Extracted Contact Information

Marketing Intelligence Data

Company Registration

Legal Name:

Bank of Montana

Registration Number:

NMLS #403574

Security Posture Analysis

Comprehensive Security Assessment

The security maturity level of Bank of Montana's website is moderate to good. HTTPS is enforced, and domain registration practices are consistent and transparent. The use of Cloudflare DNS and CDN adds a layer of protection, though DNSSEC is not enabled, representing a potential risk. The site integrates accessibility compliance tools but lacks explicit security headers and documented security policies or incident response contacts. No exposed sensitive data or vulnerable libraries were detected. Compliance with GDPR and other privacy regulations is partial, with a privacy policy present but no cookie consent mechanism. The absence of a vulnerability disclosure policy and security.txt file indicates room for improvement in transparency and incident management readiness. Overall, the security posture is adequate for a financial institution's public website but could be enhanced with additional controls and disclosures.

Strategic Recommendations

Priority Actions for Security Improvement

1

Enable DNSSEC on the domain to improve DNS security and prevent spoofing.

Observations

Comprehensive website and business-context analysis.

AI-Enhanced Website Analysis

Business Insights

Company:

Bank of Montana

Description:

Bank of Montana is a Montana-based bank specializing in business banking, private banking, multifamily financing, aviation financing, small business loans, and export-import bank guaranteed lending. It is recognized as one of MSN Money's 359 Safest Banks in America and the only one in Missoula.

Key Services:
Private BankingMultifamily FinancingAviation FinancingSmall Business LoansExport Import Bank Guaranteed Lending
Content Quality:

good

Branding:

consistent

Technical Stack

Technologies:
jQuery 1.12.4Modernizr 2.7.0Google Analytics (ga.js)AudioEye accessibility scriptsYoast SEO plugin
Frameworks:
WordPress
Platforms:
WordPress CMS
Performance:

moderate

Mobile:

good

Accessibility:

good

SEO:

good

Security Assessment

Security Score:
75/100
Best Practices:
  • HTTPS enforced
  • ClientTransferProhibited domain status
  • Accessibility compliance via AudioEye

Analytics & Tracking

Services:
Google Analytics
Tracking Level:moderate
Privacy Compliance:basic

Advertising & Marketing

Marketing Tools:
Yoast SEO
Transparency Level:basic

Website Quality Assessment

Design Quality:good
User Experience:good
Content Relevance:good
Navigation Clarity:good
Professionalism:good
Trustworthiness:high

Key Observations

1

Website is professionally designed and content rich for a regional bank.

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🛡️Security Headers

HTTP security headers analysis and recommendations.

Security Headers

HTTP security headers analysis

15/100
Score

Missing Strict-Transport-Security header

HIGH

Forces HTTPS connections

Missing X-Frame-Options header

HIGH

Prevents clickjacking attacks

Missing X-Content-Type-Options header

MEDIUM

Prevents MIME type sniffing

Missing Content-Security-Policy header

HIGH

Controls resources the browser is allowed to load

Missing X-XSS-Protection header

MEDIUM

Legacy XSS protection (deprecated but still recommended)

Missing Referrer-Policy header

LOW

Controls referrer information sent with requests

Missing Permissions-Policy header

MEDIUM

Controls browser features and APIs

Sensitive data may be cached

LOW

Cache-Control header should include "no-store" for sensitive pages

👤GDPR Compliance

Privacy and data protection assessment under GDPR regulations.

GDPR Compliance

Privacy and data protection assessment

53/100
Score

No Cookie Policy found

HIGH

GDPR requires clear information about cookie usage

No Cookie Consent Banner found

HIGH

GDPR requires explicit consent for non-essential cookies

No Data Protection Officer mentioned

LOW

Large organizations may need to designate a DPO under GDPR

Privacy policy may not be GDPR compliant

MEDIUM

Privacy policy lacks explicit GDPR compliance elements

GDPR Compliance Analysis

Privacy Policy85% confidence
Cookie Policy0% confidence
Contact Information Found90% confidence
phone

🛡️NIS2 Compliance

Network & Information Security Directive compliance assessment.

NIS2 Compliance

Network & Information Security Directive

17/100
Score

No information security framework found

HIGH

NIS2 requires documented cybersecurity and information security measures

No vulnerability disclosure policy

MEDIUM

NIS2 encourages coordinated vulnerability disclosure

No security policy documentation found

HIGH

NIS2 requires documented cybersecurity governance and risk management

No incident response procedures found

HIGH

NIS2 requires documented incident response and business continuity plans

No business continuity planning found

MEDIUM

NIS2 emphasizes operational resilience and business continuity

No security contact information

HIGH

NIS2 requires clear incident reporting channels

No vulnerability reporting mechanism

MEDIUM

Clear vulnerability reporting supports coordinated disclosure

No NIS2 reference found

LOW

Consider explicitly mentioning NIS2 compliance efforts

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📧Email Security

SPF, DKIM, and DMARC validation and email security assessment.

Email Security

SPF, DKIM, and DMARC validation

100/100
Score
No issues found
SPF
Sender Policy Framework
DKIM
DomainKeys Identified Mail
DMARC
Domain-based Message Authentication
MX Records
Mail Exchange Records
BIMI
Brand Indicators
MTA-STS
Mail Transfer Agent Security
TLS-RPT
TLS Reporting
DNSSEC
DNS Security
SPF Details
Record:
v=spf1 include:spf.protection.outlook.com -all
DNS Lookups:1/10
Policy:-all
DKIM Selectors Found
Selector:selector1(1296-bit rsa)
Selector:selector2(1296-bit rsa)
DMARC Details
Policy:reject
Aggregate Reports:[email protected]
MTA-STS Details

🏆SSL/TLS Security

Certificate validity and encryption analysis.

SSL/TLS Security

Certificate validity and encryption analysis

37/100
Score

Weak Protocols Supported

HIGH

Server supports weak protocols: TLSv1.1

OCSP Stapling Not Enabled

LOW

OCSP stapling improves performance and privacy

Certificate Transparency Not Implemented

LOW

Certificate is not logged in Certificate Transparency logs

SSL Certificate Expires Within 90 Days

MEDIUM

SSL certificate expires in 33 days

Weak SSL Key Length

HIGH

SSL certificate uses 256-bit key, which is considered weak

HSTS Not Enabled

MEDIUM

HTTP Strict Transport Security (HSTS) is not configured

Protocol Support

TLSv1.3TLSv1.2TLSv1.1

OCSP Status

OCSP Stapling Disabled

📊DNS Health

DNS configuration and security assessment.

DNS Health

DNS configuration and security assessment

80/100
Score

DNSSEC Not Enabled

MEDIUM

DNSSEC is not configured for this domain

CAA Records Not Configured

LOW

Certificate Authority Authorization (CAA) records not found

Domain Delete Lock Not Enabled

LOW

Domain can be deleted without additional verification

Domain Registration Details

Domain Age
22 years(mature)
Expiry Risk
low(215 days)
Protection Level
basicDNSSEC OFF

DNS Records

A Records:104.21.41.70, 172.67.189.200
AAAA Records:2606:4700:3033::6815:2946, 2606:4700:3034::ac43:bdc8
Name Servers:
george.ns.cloudflare.com
pat.ns.cloudflare.com
MX Records:
0: bankofmontana-com.mail.protection.outlook.com
SOA:Serial: 2407926673, TTL: 1800s

DNSSEC Status

DNSSEC Enabled(Algorithm: 13)

DNS Performance

Resolution Time:41ms

SPF Analysis

SPF Record:
v=spf1 include:spf.protection.outlook.com -all

Network Security

Port scanning and network exposure analysis.

Network Security

Port scanning and network exposure analysis

100/100
Score

Good Network Security Posture

LOW

No unnecessary services detected on common risky ports

How does bankofmontana.com compare?

See how bankofmontana.com stacks up against similar websites in the same industry.

🔧Technical Analysis

Detailed technical findings and analysis from AI assessment.

Technical Analysis

Comprehensive security assessment findings

Additional Findings

The website is built on WordPress CMS using a modern tech stack including jQuery and Modernizr, with SEO optimized via Yoast plugin. Hosting and DNS are managed through Cloudflare, providing CDN and security benefits. Performance is moderate with good mobile optimization and accessibility features via AudioEye integration. The site uses Google Analytics for user tracking but lacks advanced privacy controls like cookie consent. Technical debt appears low, but enabling DNSSEC and adding security headers would modernize the security posture. The site structure and navigation are clear and professional, supporting a positive user experience. Opportunities exist to enhance privacy compliance and security transparency.
Professional Report

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Optional add-ons

via BREACH

Your order

Full Report
PDF · email delivery · lifetime access
39.90
Total
Incl. 21% VAT
39.90
Already purchased? Enter unlock code
VisaMastercardApple PayGoogle Payvia EveryPay
SEQ SIA
Reg. No. 40203410806 · VAT LV40203410806

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