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Security report for bankfrick.li

Bank Frick AG · Finance · Liechtenstein

Medium risk. 3 critical or high findings in Security headers and SSL/TLS.

Security score

69/100

Risk levelMedium

0–100, higher is better. How it is calculated

Bank Frick AG is a well-established full-service bank based in Liechtenstein, specializing in providing banking services to financial intermediaries and professional clients. Founded in 1998, the bank has positioned itself as an innovative leader in blockchain banking and digital financial solutions. Its modular service offerings include intermediary solutions, blockchain banking, fund and capital market solutions, and acquiring services, targeting clients primarily in the EEA/EU, Switzerland, and Liechtenstein. The website reflects a professional and trustworthy brand with comprehensive content and clear navigation.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bankfrick.li

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
40
Email security
85
DNS health
85
Network security
40
GDPR outside view
88
Average
69

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Bank Frick operates in the finance sector with a focus on innovation and blockchain technology, serving a niche market of financial intermediaries and professional customers. The bank's business model leverages digital transformation and blockchain to offer efficient and secure banking services. Strategic partnerships, such as with RULEMATCH for sponsored access trading, enhance its competitive advantage. The company maintains a medium size with a strong regional presence and a growing international footprint, including plans for expansion in Dubai. The bank's ISO 27001 certification and transparent compliance policies reinforce its market credibility.

Security posture

The bank demonstrates a mature security posture with HTTPS enforcement, comprehensive security headers, and ISO 27001 certification. Cookie consent mechanisms and GDPR-compliant privacy policies are in place, reflecting strong data protection practices. No critical vulnerabilities or exposed sensitive data were detected. However, the absence of a public vulnerability disclosure policy and explicit incident response contact details suggests areas for improvement in transparency and incident management readiness. Overall, the security measures align well with industry standards for a regulated financial institution.

Recommendations

  1. Publish a formal vulnerability disclosure policy or security.txt file to encourage responsible reporting.
  2. Provide explicit incident response contact information to improve transparency and readiness.
  3. Regularly review and update third-party scripts and analytics tools to mitigate potential vulnerabilities.
  4. Enhance data retention policy disclosures related to analytics and user data.
  5. Continue investment in security awareness and compliance to maintain trust and regulatory alignment.

Contact details published on the site

Addresses
Legal name
Bank Frick AG
VAT number
CHE-101.390.544
Registration number
FL-0002.007.092-2
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Bank Frick AG
Description
Bank Frick is an entrepreneurial and innovative bank for financial intermediaries and professional customers, offering modular banking services including classic and blockchain banking, fund and capital market solutions, and e-commerce services.
Key services
Intermediary Solutions, Blockchain Banking Solutions, Fund Solutions, Capital Market Solutions, Acquiring Services
Content quality
excellent
Branding
consistent

Technology

Stack
Drupal 10, Google Tag Manager, Piwik PRO, CookiePro
Frameworks
Drupal
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
90/100
Good practices seen
  • HTTPS enforced
  • ISO 27001 certification
  • Cookie consent mechanism
  • No exposed sensitive data detected
  • Secure forms with CSRF protection (Drupal standard)

Analytics and tracking

Services
Piwik PRO, Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Piwik PRO
Marketing tools
CookiePro
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured.
  2. Content is comprehensive and relevant to financial intermediaries and professional clients.
  3. Strong emphasis on blockchain and innovative banking solutions.
  4. Cookie consent and privacy policies are implemented and GDPR compliant.
  5. ISO 27001 certification indicates strong security posture.
  6. No signs of malicious or suspicious activity detected.
  7. Use of modern analytics and marketing tools with privacy considerations.
Technical notes

Notes

The website is built on Drupal 10, leveraging modern web technologies and third-party services such as Google Tag Manager and Piwik PRO for analytics. The site is mobile-optimized with responsive design and accessibility features. Performance is moderate, with room for optimization in loading speed. SEO best practices are implemented with proper meta tags and Open Graph data. The technical infrastructure supports a secure and user-friendly experience, though hosting provider details are not explicitly disclosed. Continued modernization and performance tuning could further enhance user experience and operational resilience.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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