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Security report for bankersalmanac.com

LexisNexis Risk Solutions · Finance · N/a

Low risk. 3 critical or high findings in GDPR outside view.

Security score

84/100

Risk levelLow

0–100, higher is better. How it is calculated

Bankers Almanac is a specialized portal operated by LexisNexis Risk Solutions, providing financial institutions with access to banking data and KYC compliance tools. Positioned as an enterprise-grade service, it supports risk management and regulatory compliance needs for banking professionals. The website serves primarily as a login gateway to these services, integrating modern authentication via Auth0 and linking to corporate LexisNexis resources. Technically, the site employs standard web technologies but lacks modern TLS protocol support and DNSSEC, which are areas for improvement. Security posture is solid with valid SSL and HSTS enabled, but could benefit from enhanced security headers and DNS protections. Overall, the site demonstrates a professional and trustworthy presence aligned with enterprise financial services.

Scanned

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

Need hands-on remediation? Email guard@offseq.com

Keep watching bankersalmanac.com

This scan found 9 issues across 5 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
100
Security headers
85
Email security
90
DNS health
90
Network security
100
GDPR outside view
40
Average
84

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The Bankers Almanac portal targets financial institutions requiring detailed banking data for KYC and risk management. Its subscription-based SaaS model leverages LexisNexis Risk Solutions' market position and RELX's corporate backing. The portal integrates with Auth0 for authentication and maintains links to corporate privacy and terms pages, indicating compliance focus. The absence of social media and advertising suggests a B2B focused service. The partnership ecosystem includes LexisNexis and RELX domains, reinforcing corporate trust. Growth indicators are not explicit but the presence of multiple environment configurations in the login script suggests ongoing development and product evolution.

Security posture

The website exhibits a moderate to good security maturity level with a valid OV SSL certificate issued by GlobalSign and HSTS enabled with subdomain inclusion. However, the lack of DNSSEC and absence of modern TLS protocols (TLS 1.2/1.3) reduce the overall security robustness. No known vulnerabilities such as Heartbleed or POODLE are present. The site lacks explicit security policies or incident response documentation, which could impact compliance and incident handling readiness. The use of Auth0 for authentication is a positive security control. Data protection officer contact and vulnerability disclosure mechanisms are not found, indicating potential compliance gaps. Overall, the security posture is adequate but could be improved with enhanced DNS security, updated TLS support, and published security policies.

Recommendations

  1. Enable DNSSEC on the domain to protect against DNS spoofing and improve domain security.
  2. Upgrade SSL/TLS configuration to support TLS 1.2 and TLS 1.3 protocols for stronger encryption.
  3. Implement additional security headers such as Content Security Policy (CSP), X-Content-Type-Options, and X-Frame-Options.
  4. Publish explicit security and incident response policies accessible from the website to improve transparency and compliance.
  5. Introduce a vulnerability disclosure policy and security.txt file to facilitate responsible reporting and improve security culture.
Technical notes

Notes

The website uses a straightforward technology stack including HTML5, JavaScript, Google Fonts (Roboto), and Auth0 for authentication. Hosting appears to be on IPs 45.60.40.96 and 45.60.34.96 with no CMS detected. Performance is slow with a load time of over 12 seconds and a page size of ~280KB, indicating potential optimization opportunities. Mobile optimization and accessibility are basic, with no advanced frameworks or platforms detected. The site lacks SEO optimization features and does not employ analytics or tracking services. Technical risks include outdated TLS support and missing DNSSEC, which could affect secure operations. Modernization efforts should focus on performance improvements, security enhancements, and mobile accessibility.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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