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Security report for bank.lv

Latvijas Banka · Finance · Latvia

Low risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Latvijas Banka is the central bank of Latvia, operating as an independent institution responsible for implementing monetary policy, managing foreign currency and gold reserves, issuing cash, overseeing interbank payment systems, and compiling financial statistics. It is a member of the European System of Central Banks, serving a critical role in Latvia's financial infrastructure and economic stability. The website reflects a well-structured and professionally maintained digital presence, leveraging Joomla CMS and modern JavaScript libraries to deliver content effectively. The site is optimized for mobile devices and provides comprehensive information and services to a broad audience including financial institutions, researchers, and the general public. Security posture is strong with HTTPS enforcement and cookie consent mechanisms, although some security headers could be improved. The absence of WHOIS data limits full domain trust verification, but the official nature of the content and domain strongly support legitimacy. Overall, the site demonstrates a mature digital infrastructure aligned with the institution's authoritative role.

Scanned

This is an earlier scan of bank.lv. View the latest report

NIS2 and GDPR posture

GDPR outside view
40/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      Third-party services without privacy policy

      Detected services: Google Analytics, Facebook, Twitter, LinkedIn, YouTube, Google APIs

      What to do: Document all third-party data sharing in your privacy policy

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bank.lv

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
67
Security headers
85
Email security
85
DNS health
90
Network security
100
GDPR outside view
40
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Latvijas Banka holds a pivotal position as Latvia's national central bank, providing essential services such as monetary policy implementation, financial stability oversight, licensing, and supervision of financial market participants. Its business model is government-driven, focusing on regulatory and economic functions rather than commercial profit. The website supports transparency and public engagement through news updates, educational resources, and detailed service descriptions. Partnerships with related domains enhance its ecosystem, including economic analysis, financial education, and coin sales platforms. The bank's market position is stable and authoritative, with a large organizational size and a clear focus on finance and government sectors. The digital presence supports its mission by offering accessible, relevant, and trustworthy information.

Security posture

The website employs HTTPS with a valid SSL configuration, ensuring encrypted communication. Cookie consent mechanisms demonstrate compliance with privacy regulations. However, the absence of explicit security headers such as Content-Security-Policy and X-Frame-Options suggests room for improvement in defense-in-depth strategies. No exposed sensitive data or vulnerable libraries were detected in the provided content. The use of third-party scripts is controlled but could benefit from Subresource Integrity (SRI) implementation. There is no visible security.txt or vulnerability disclosure policy, which could enhance incident response readiness and transparency. Overall, the security posture is solid but could be strengthened with additional best practices and formalized policies.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Content-Type-Options, X-Frame-Options, and Strict-Transport-Security.
  2. Add Subresource Integrity (SRI) attributes to all external scripts to prevent tampering.
  3. Publish a security.txt file to facilitate vulnerability reporting and improve incident response.
  4. Enhance accessibility features to meet higher compliance standards and improve user experience for all visitors.
  5. Regularly audit third-party dependencies and update them to mitigate potential vulnerabilities.

Contact details published on the site

Addresses
Legal name
Latvijas Banka
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Latvijas Banka
Description
Latvijas Banka – valsts centrālā banka – ir neatkarīga iestāde, kas nosaka un īsteno monetāro politiku, pārvalda ārvalstu valūtas un zelta rezerves, emitē skaidro naudu, nodrošina starpbanku norēķinu sistēmu darbību un apkopo finanšu statistiku. Latvijas Banka ir Eiropas Centrālo banku sistēmas dalībniece.
Key services
Monetary policy implementation, Research and economic analysis, Financial stability and macroprudential oversight, Currency issuance and cash circulation management, Licensing and supervision of financial market participants, Credit register services, Payment systems oversight, Financial education and client protection
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.6.1, Joomla! CMS, Chosen jQuery plugin, LightSlider, Moment.js, Air-datepicker, Google Tag Manager
Frameworks
Joomla!
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of external scripts with integrity not explicitly stated but from trusted sources

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is official Latvian central bank site with comprehensive content.
  2. No WHOIS data available due to query limit error.
  3. HTTPS is enforced and cookie consent is implemented.
  4. No visible security headers detected in provided data.
  5. Multiple external trusted domains linked for services and information.
  6. No signs of WAF or blocking mechanisms.
  7. Good content quality and navigation structure.
  8. No explicit terms of service page found.
  9. Contact information is clearly provided including email, phone, and physical addresses.
  10. Social media presence on major platforms is active.
Technical notes

Notes

The website is built on Joomla CMS, utilizing modern JavaScript libraries such as jQuery 3.6.1, Moment.js, and plugins like Chosen and LightSlider for enhanced UI components. Hosting appears to be on Microsoft Azure Web Apps, indicating a reliable cloud infrastructure. Performance is moderate with good mobile optimization and SEO practices including proper meta tags and Open Graph data. Accessibility is basic but functional. The site integrates Google Tag Manager for analytics and tracking, balanced with a cookie consent mechanism to comply with privacy laws. Technical debt appears low, but improvements in security headers and accessibility could further modernize the platform and reduce risk.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Earlier scans of this domain

  1. 75/100Medium25 findingsView report
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