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Security report for bangor.com

Bangor Savings Bank · Finance · United States

Medium risk. 4 critical or high findings in Security headers, GDPR outside view and 2 other checks.

Security score

74/100

Risk levelMedium

0–100, higher is better. How it is calculated

Bangor Savings Bank is a well-established regional financial institution serving individuals and businesses primarily in Northern New England, with a focus on Maine and New Hampshire. The bank offers a comprehensive suite of services including personal and business banking, wealth management, credit cards, and payroll solutions. The website reflects a mature business with strong community involvement and multiple industry recognitions such as FDIC insurance, J.D. Power awards, and Forbes listings. The digital presence is professional, user-friendly, and optimized for mobile users, supporting a broad customer base with secure online banking portals. Technically, the website leverages modern technologies including Kentico CMS, Google Tag Manager, HubSpot, and Facebook Pixel for analytics and marketing. The site implements strong security practices such as HTTPS enforcement, security headers, and secure login forms. Privacy and cookie policies are present with consent mechanisms, indicating good compliance with data protection regulations. However, the absence of publicly available WHOIS registration data and lack of a vulnerability disclosure page are notable gaps. Security posture is strong overall, with no visible vulnerabilities or exposed sensitive data. The site uses multiple third-party integrations which should be regularly audited for security. The lack of explicit incident response contacts and security framework references suggests room for improvement in transparency and readiness. Overall, the site is trustworthy and professional but would benefit from enhanced security disclosures and WHOIS transparency. The risk assessment is moderate due to missing WHOIS data and limited public security disclosures, but the strong branding, comprehensive services, and secure technical implementation mitigate major concerns. Strategic recommendations include publishing a vulnerability disclosure policy, enhancing incident response visibility, and verifying domain registration details to improve trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  3. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

  4. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bangor.com

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
82
Security headers
45
Email security
65
DNS health
80
Network security
100
GDPR outside view
73
Average
74

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Bangor Savings Bank holds a strong market position as a regional community bank with a history dating back to 1852. Its competitive advantages include a broad branch network, diverse financial products tailored to personal and business customers, and a commitment to community investment. The business model focuses on retail and commercial banking with additional revenue streams from wealth management and insurance services. The bank targets individuals, families, and businesses in Northern New England, leveraging local rewards programs and teen debit cards to engage younger demographics. Growth indicators include recent branch expansions and active community grant programs. The partnership ecosystem includes payment processors and financial service platforms, enhancing operational capabilities. The company maintains a professional online presence with clear navigation and comprehensive service information, supporting customer acquisition and retention.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and multiple security headers implemented, reducing common web vulnerabilities. Secure login forms use POST methods and hidden fields to protect credentials. The presence of cookie consent banners and privacy policies indicates compliance with privacy regulations. However, the absence of a public vulnerability disclosure or security.txt file and lack of explicit incident response contact information are gaps that could hinder rapid vulnerability reporting and response. No vulnerable libraries or exposed sensitive data were detected in the HTML content. Third-party scripts from trusted providers are used, but continuous monitoring is recommended. Overall, the security culture appears proactive but could be enhanced by formalizing vulnerability management and incident response transparency.

Recommendations

  1. Publish a publicly accessible vulnerability disclosure or security.txt page to facilitate responsible reporting.
  2. Add explicit incident response contact information, such as security@ or abuse@ email addresses, on the website.
  3. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  4. Enhance security policy documentation by referencing recognized frameworks like ISO 27001 or NIST.
  5. Investigate and clarify domain WHOIS registration details to improve transparency and trust.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Bangor Savings Bank
Description
Dedicated to helping individuals and businesses across Northern New England achieve greater financial wellness and economic mobility. Offers personal banking, business banking, wealth management, and community investment services.
Key services
Personal Banking, Business Banking, Wealth Management, Credit Cards (everblue®), Online & Mobile Banking, Payroll & HR Solutions, Community Programs
Content quality
excellent
Branding
consistent

Technology

Stack
Google Tag Manager, HubSpot, Facebook Pixel, jQuery 3.5.1, Kentico CMS, Slick Slider, Salemove (Glia) chat integration
Frameworks
Kentico Content Management System
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login forms with POST method
  • Use of security headers
  • No exposed sensitive data in HTML
  • Cookie consent banner implemented

Analytics and tracking

Services
Google Analytics (via GTM), HubSpot Analytics, Facebook Pixel
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
AppNexus
Tracking pixels
Facebook Pixel, Pixie (AppNexus)
Marketing tools
HubSpot
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented with comprehensive banking services.
  3. Strong branding and trust indicators including awards and FDIC insurance.
  4. Multiple secure login portals for personal, business, payroll, and wealth management accounts.
  5. Use of modern web technologies and analytics tools.
  6. Privacy and cookie policies are present with consent mechanisms.
  7. WHOIS data is missing, which is unusual for a bank and warrants further investigation.
  8. No adult or questionable content detected; site is safe for general audiences.
Technical notes

Notes

The website is built on the Kentico CMS platform, utilizing modern JavaScript libraries such as jQuery and Slick Slider for UI components. It integrates multiple marketing and analytics tools including Google Tag Manager, HubSpot, and Facebook Pixel, enabling comprehensive user tracking and engagement analysis. The site is mobile-optimized with responsive design and accessibility features like skip links and ARIA labels. Performance is moderate, with asynchronous loading of scripts and optimized images. The technical infrastructure supports multiple secure login portals for different customer segments, indicating a complex backend integration. No hosting provider details were identified from the HTML content. Opportunities exist to improve technical documentation and implement DNSSEC for enhanced domain security.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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