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Security report for bancodesio.it

Banco Desio · Finance · Italy

Low risk. 1 critical or high finding in SSL/TLS.

Security score

81/100

Risk levelLow

0–100, higher is better. How it is calculated

Banco Desio is an established Italian banking institution offering a range of financial products and services including current accounts, credit cards, mortgages, loans, and investment solutions tailored for individuals, families, and businesses. The website positions the bank as a trusted regional player with a focus on customer-centric financial services. The digital presence is built on a modern Drupal 10 CMS platform, integrating advanced cookie consent management and multiple advertising and analytics tools, reflecting a mature digital infrastructure. Security posture is strong with HTTPS enforcement and security headers, although explicit security policies and incident response contacts are not publicly disclosed. Overall, the website demonstrates good compliance with GDPR and privacy standards, supported by a comprehensive cookie policy and consent mechanism.

Scanned

NIS2 and GDPR posture

GDPR outside view
83/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

1 finding rated critical or high. Fix these first.

  1. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching bancodesio.it

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
70
Email security
88
DNS health
65
Network security
100
GDPR outside view
83
Average
81

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Banco Desio operates primarily in the banking and finance sector within Italy, targeting retail and commercial customers. The business model revolves around traditional banking services supplemented by digital channels. The website's integration with major advertising networks and analytics platforms indicates active marketing and customer engagement strategies. The absence of explicit terms of service and security policy pages suggests areas for improvement in transparency. The company maintains consistent branding and trust signals, including cookie compliance and secure connections, supporting its market credibility. No suspicious domains or partners were identified, reinforcing the legitimacy of the business ecosystem.

Security posture

The website exhibits a solid security foundation with HTTPS enabled and multiple security headers in place, reducing common web vulnerabilities. The use of Cookiebot for consent management aligns with GDPR requirements, enhancing privacy compliance. However, the lack of a published security policy, incident response procedures, and vulnerability disclosure mechanisms limits transparency and preparedness visibility. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. The security score reflects a mature posture but highlights opportunities for enhanced communication of security governance and incident handling.

Recommendations

  1. Publish a dedicated security policy page outlining security frameworks and controls.
  2. Provide clear incident response contact channels such as security@ or abuse@ email addresses.
  3. Implement and publicize a vulnerability disclosure program or security.txt file.
  4. Include data protection officer contact information to improve GDPR transparency.
  5. Regularly review and audit third-party scripts and advertising integrations for security risks.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Banco Desio
Description
Scopri i prodotti e i servizi di Banco Desio: conti correnti e carte, mutui e finanziamenti, investimenti per imprese, privati e famiglie.
Key services
conti correnti, carte, mutui, finanziamenti, investimenti
Content quality
good
Branding
consistent

Technology

Stack
Drupal 10, jQuery, Google Tag Manager, Cookiebot, Bootstrap
Frameworks
Drupal
Platforms
Web
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with opt-in
  • No exposed sensitive data in HTML
  • Use of security headers

Analytics and tracking

Services
Matomo (via analytics.message-asp.com), Google Analytics (implied via Google Tag Manager)
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google AdSense, Outbrain, Teads
Tracking pixels
Outbrain unifiedPixel, Google test_cookie, Teads tfpai, tfpsi, tfpvi
Marketing tools
Cookiebot
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website uses Drupal 10 CMS with modern frontend technologies
  2. Comprehensive cookie consent mechanism implemented via Cookiebot
  3. Multiple advertising and tracking services integrated with user consent
  4. No explicit security or incident response policies published
  5. Contact information is present but no direct emails or phone numbers found in HTML snippet
  6. No terms of service page detected in provided content
  7. Strong HTTPS and security headers observed
  8. No suspicious or malicious content detected
Technical notes

Notes

Banco Desio's website is built on Drupal 10, leveraging modern frontend libraries and frameworks including Bootstrap and Font Awesome. The site employs Google Tag Manager and Cookiebot for analytics and consent management, respectively. Performance is moderate with good mobile optimization and accessibility features. SEO practices are well implemented with proper meta tags and multilingual support. Hosting provider details are not explicitly identified. The technical stack is robust and supports the bank's digital service delivery effectively, though continuous monitoring of third-party dependencies is advised to mitigate potential risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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