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Security report for balance.lv

Balance · Finance · Latvia

High risk. 10 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

46/100

Risk levelHigh

0–100, higher is better. How it is calculated

Balance.lv is a Latvian small business specializing in accounting and financial services including bookkeeping, tax planning, and financial statement preparation. The company positions itself as a reliable partner for businesses seeking simplified accounting solutions, supported by client testimonials and a professional web presence. The website is built using Mobirise with modern frontend technologies and provides clear contact information and service descriptions. However, the absence of privacy and cookie policies indicates compliance gaps. Security posture is moderate with HTTPS assumed but lacking security headers and explicit incident response contacts. WHOIS data is unavailable due to query limits, limiting domain trust verification. Overall, the site is functional and credible but could improve in privacy and security transparency.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching balance.lv

This scan found 26 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

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Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
72
Security headers
15
Email security
85
DNS health
75
Network security
20
GDPR outside view
10
Average
46

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company targets Latvian businesses needing accounting and financial management services, leveraging partnerships with business management system providers like MONEO and serving a client base visible through linked partner domains. The business model is service-oriented with revenue likely from accounting and tax services. The website content and client references suggest a stable niche market presence. Lack of WHOIS transparency is a minor concern but typical for small firms. The company demonstrates moderate digital maturity with a professionally designed website but limited advanced analytics or marketing tools.

Security posture

The security maturity level is moderate. HTTPS is used, and forms use POST methods, but no security headers are detected, and no explicit security or incident response policies are published. There is no evidence of vulnerability disclosures or data protection officer contacts. The absence of privacy and cookie policies indicates GDPR compliance gaps. The site does not appear to use tracking or analytics that could expose user data. Recommendations include implementing security headers, publishing privacy and cookie policies, and establishing incident response contacts to enhance trust and compliance.

Recommendations

  1. Implement standard security headers such as Content-Security-Policy, X-Frame-Options, and X-Content-Type-Options.
  2. Publish comprehensive privacy and cookie policies to improve GDPR compliance and user trust.
  3. Add explicit incident response and security contact information on the website.
  4. Conduct security testing of web forms to prevent injection and spam attacks.
  5. Enhance accessibility features to meet compliance standards and improve user experience.

Contact details published on the site

Addresses
VAT number
LV40103151167
Registration number
40103151167
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Balance
Description
Balance provides essential financial solutions to help businesses thrive, offering reliable and accurate accounting services with a customer-centric approach.
Key services
Financial Statement Preparation, Bookkeeping, Tax Planning and Preparation, Business Management System (MONEO integration)
Content quality
good
Branding
consistent

Technology

Stack
Bootstrap, jQuery, Mobirise Website Builder, Tether, Popper.js, Jarallax (parallax effect), Formoid (form handling)
Frameworks
Bootstrap
Platforms
Mobirise
Performance
moderate
Mobile
good
Accessibility
basic
SEO
basic

Security

Observed score
70/100
Good practices seen
  • Use of HTTPS assumed (URL is https)
  • Contact form uses POST method

Analytics and tracking

Tracking level
minimal
Privacy practices
poor

Advertising

Transparency
poor

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed with clear business focus on accounting services.
  2. No privacy or cookie policies found, indicating compliance gaps.
  3. Contact information is clearly provided including email, phone, physical addresses, and contact form.
  4. No security headers detected; security posture can be improved.
  5. WHOIS data unavailable due to query limit; no registrar or domain age info.
  6. No analytics or tracking scripts detected, indicating minimal user tracking.
  7. No advertising or affiliate marketing detected.
  8. Multiple external partner domains linked, indicating business ecosystem.
  9. No evidence of WAF or content blocking; site fully accessible.
Technical notes

Notes

The website uses Mobirise CMS with Bootstrap, jQuery, and other common frontend libraries, indicating a modern but basic tech stack. Performance is moderate with mobile optimization rated good. SEO and accessibility are basic but functional. No advanced analytics or marketing tools are detected, suggesting minimal technical complexity. The site lacks security headers and privacy compliance features, representing technical debt and modernization opportunities. Hosting provider and backend infrastructure details are not discernible from the provided data.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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