Skip to main content

Security report for b2-impact.lv

SIA B2 Impact · Finance · Latvia

Low risk. 2 critical or high findings in Security headers and SSL/TLS.

Security score

76/100

Risk levelLow

0–100, higher is better. How it is calculated

B2 Impact, formerly Creditreform Latvija, is a medium-sized finance company specializing in debt management and collection services across Europe, with a strong presence in Latvia. The company emphasizes transparent and ethical debt administration, serving individuals and businesses requiring debt solutions. Their website reflects a professional and consistent brand image, providing clear information about their services, contact details, and corporate changes. Technically, the site leverages modern technologies including React, Microsoft Azure hosting, and integrates analytics tools such as Google Analytics and Microsoft Application Insights, indicating a mature digital infrastructure. Security-wise, the website enforces HTTPS, employs security headers, and offers a comprehensive cookie consent mechanism aligned with GDPR requirements. However, explicit security policies and incident response information are not publicly available, representing an area for improvement. Overall, the website is well-designed, accessible, and trustworthy, with no signs of blocking or malicious activity.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching b2-impact.lv

This scan found 20 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

€25per month

  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

Email alerts on material changes and an exportable JSON history of every change.

Billed monthly to your card. Cancel anytime. See sample alerts.

Full report

€39.90one-time

  • The complete analysis as a PDF you can cite
  • Email delivery with an unlock code
  • Lifetime access to this report

Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.

Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
40
Email security
70
DNS health
80
Network security
100
GDPR outside view
88
Average
76

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The company operates in the finance sector focusing on debt management and collection, positioning itself as a leading European player. Its business model revolves around providing debt administration services with an ethical approach, targeting both individual and corporate clients. The rebranding from Creditreform Latvija to B2 Impact suggests strategic repositioning. The website's integration with partner services like e-parads.lv and use of advanced analytics and marketing tools indicate a robust partnership ecosystem and a focus on customer engagement. The presence of detailed privacy and cookie policies reflects compliance maturity. The company maintains clear contact channels and physical presence in Riga, Latvia, supporting credibility and customer trust.

Security posture

The website demonstrates a solid security posture with enforced HTTPS, modern security headers, and no visible exposure of sensitive data. The use of Microsoft Azure and Application Insights provides robust monitoring and infrastructure security. The cookie consent mechanism is detailed and user-friendly, supporting GDPR compliance. However, the absence of a publicly available security policy or incident response contact limits transparency in security governance. No vulnerabilities or outdated libraries were detected in the provided content. The security score is high but could be improved by publishing formal security and incident response documentation.

Recommendations

  1. Publish a dedicated security policy page outlining security practices and commitments.
  2. Provide clear incident response contact information or a security@ email address.
  3. Implement and publish a vulnerability disclosure policy or security.txt file.
  4. Regularly audit third-party scripts and dependencies for vulnerabilities.
  5. Enhance security headers with additional directives such as Referrer-Policy and Permissions-Policy.

Contact details published on the site

Addresses
Legal name
SIA B2 Impact
Registration number
40003255604
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
SIA B2 Impact
Description
B2 Impact is a leading European debt management company offering transparent and ethical debt administration solutions. Formerly known as Creditreform Latvija, it provides debt collection services including maintenance of debt history databases.
Key services
Debt administration, Debt collection, Debt history database maintenance
Content quality
good
Branding
consistent

Technology

Stack
React, Microsoft Azure, Google Analytics, Optimizely, Application Insights (Azure Monitor), CookieInformation consent management
Frameworks
React
Platforms
Microsoft Azure
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner with granular controls
  • No exposed sensitive data in HTML
  • Use of secure analytics and monitoring tools

Analytics and tracking

Services
Google Analytics, Microsoft Application Insights
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Microsoft Application Insights, Optimizely
Marketing tools
Optimizely
Transparency
good

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Comprehensive cookie consent mechanism implemented with detailed categories and descriptions.
  3. Clear business rebranding announcement from Creditreform Latvija to B2 Impact.
  4. Contact information including email, phone, and physical address is clearly presented.
  5. Use of modern web technologies and analytics tools.
  6. No visible security vulnerabilities or exposed sensitive data in HTML.
  7. Privacy and cookie policies are detailed and GDPR compliant.
  8. No explicit security policy or incident response information found.
  9. WHOIS data unavailable due to query limit but no suspicious indicators found.
Technical notes

Notes

The website is built using React and hosted on Microsoft Azure, leveraging cloud infrastructure for scalability and reliability. It integrates Google Tag Manager, Google Analytics, Optimizely for A/B testing, and Microsoft Application Insights for telemetry and monitoring. The site is mobile responsive with good accessibility features and SEO optimization. Performance is moderate, likely influenced by external scripts and analytics. The cookie consent solution is comprehensive and user-friendly. No CMS was explicitly detected, suggesting a custom or headless approach. Overall, the technical implementation is modern and aligns with best practices, though continuous performance optimization and security hardening are recommended.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

Reviews of this site

Share your experience with b2-impact.lv. Every review is verified by email and published after moderation.

Overall rating
Select a rating
4000 characters remaining

We’ll email you to confirm your review and keep your details private.

Community rating

No published reviews yet. Be the first to review b2-impact.lv.

Feedback on this report

Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.

Overall report quality
Select a rating
2000 characters remaining

We only use your feedback to improve Guard reports. Contact details are never shared.