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Security report for avor.ee

Avor Kindlustusmaakler OÜ · Finance · Estonia

Medium risk. 5 critical or high findings in GDPR outside view, Email security and 2 other checks.

Security score

53/100

Risk levelMedium

0–100, higher is better. How it is calculated

Avor Kindlustusmaakler OÜ is an established insurance brokerage firm based in Estonia, founded in 2010. The company specializes in providing insurance brokerage services to both private individuals and corporate clients, focusing on risk reduction, insurance planning, contract management, and claims assistance. Their market position is that of a trusted intermediary registered with the Estonian financial supervisory authority, offering tailored insurance solutions. The website is professionally designed, primarily in Finnish, and targets the Estonian market with clear navigation and relevant content. Technically, the site uses modern web technologies including Alpine.js, jQuery, and Google Analytics, hosted on the Voog CMS platform, ensuring good performance and mobile optimization. Security posture is solid with HTTPS enforced and cookie consent implemented, though there is room for improvement in security headers and incident response disclosures. Overall, the website reflects a credible and professional business with appropriate digital maturity and compliance awareness.

Scanned

NIS2 and GDPR posture

GDPR outside view
43/ 100 · High
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

5 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. Email security

    SPF, DKIM and DMARC stop others sending email that looks like it comes from your domain, a common route to phishing and invoice fraud.

    • Critical

      No email authentication configured

      Domain is vulnerable to email spoofing

      What to do: Implement SPF, DKIM, and DMARC immediately

  3. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  4. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
55
Email security
60
DNS health
60
Network security
40
GDPR outside view
43
Average
53

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Avor operates in the finance sector as an insurance broker, serving both private and corporate clients. Their business model revolves around consultancy and brokerage services, helping clients navigate insurance needs and manage risks effectively. The company leverages partnerships with regulatory bodies and maintains compliance with Estonian financial regulations. The website content and structure indicate a focus on customer service and trust-building, with clear contact channels and legal disclosures. The absence of terms of service and explicit security policies suggests areas for future enhancement. The company appears to be small-sized but well-established, with a stable market presence and a clear value proposition centered on simplifying insurance processes for clients.

Security posture

The website demonstrates a good security baseline with HTTPS enabled and a cookie consent mechanism in place, indicating GDPR compliance efforts. No critical vulnerabilities or exposed sensitive data were detected in the HTML content. However, the lack of security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security represents an opportunity to strengthen defenses against common web attacks. There is no visible incident response or security policy information, which could be important for transparency and trust. The use of third-party scripts like Google Analytics and Voog CMS scripts is standard but should be regularly audited for security. Overall, the security posture is good but could be improved with additional headers and documented policies.

Recommendations

  1. Implement comprehensive security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to enhance protection against web attacks.
  2. Publish a dedicated security policy and incident response contact information to improve transparency and preparedness.
  3. Add a terms of service page to clarify user agreements and legal protections.
  4. Regularly review and update third-party scripts and dependencies to mitigate potential vulnerabilities.
  5. Enhance privacy compliance disclosures, including detailed data retention policies and user rights information.

Contact details published on the site

Addresses
Legal name
Avor Kindlustusmaakler OÜ
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Avor Kindlustusmaakler OÜ
Description
Avor Kindlustusmaakler provides insurance brokerage services, helping clients reduce risks, save time, and manage insurance contracts. They offer services for both private and corporate clients, including risk analysis, insurance planning, contract management, and assistance in case of claims.
Key services
Insurance brokerage, Risk analysis, Insurance plan creation, Contract management, Claims assistance
Content quality
good
Branding
consistent

Technology

Stack
Google Analytics, jQuery, Vanilla LazyLoad, Alpine.js, Voog CMS scripts
Frameworks
Alpine.js
Platforms
Voog CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent banner implemented
  • No exposed sensitive data in HTML

Analytics and tracking

Services
Google Analytics
Tracking level
moderate
Privacy practices
basic

Advertising

Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented in Finnish language targeting Estonian market.
  3. Clear contact information and legal disclosures are provided.
  4. Use of modern web technologies and CMS platform.
  5. Cookie consent mechanism implemented indicating GDPR awareness.
  6. No explicit security policy or incident response information found.
  7. No terms of service page detected.
  8. No vulnerability disclosure or security.txt found.
Technical notes

Notes

The website is built on the Voog CMS platform, utilizing modern JavaScript libraries such as Alpine.js and jQuery, and integrates Google Analytics for visitor tracking. The site is mobile-optimized with responsive design and lazy loading for images, contributing to moderate performance. Meta tags and Open Graph data are properly configured for SEO and social sharing. The technical implementation is solid with no visible errors or broken elements. Hosting appears stable and consistent with the CMS provider. Opportunities exist to improve accessibility features and implement additional security headers. Overall, the technical infrastructure supports a professional and user-friendly online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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