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Security report for avaloq.com

Avaloq · Finance · Switzerland

Medium risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

56/100

Risk levelMedium

0–100, higher is better. How it is calculated

Avaloq is a leading enterprise provider of cloud banking software and services, specializing in wealth management technology. The company offers a comprehensive platform that covers the entire banking value chain, including digital experience, client management, investment management, trading, lending, payments, treasury, risk, compliance, data analytics, and integration services. Avaloq serves financial institutions and wealth managers globally, positioning itself as a trusted partner with over 170 clients including major banks such as HSBC, Deutsche Bank, and Barclays. The website reflects a mature digital presence with professional design, clear navigation, and strong branding consistency. Technically, the site is built on the Neos CMS and Flow PHP framework, leveraging modern technologies and integrating Google Tag Manager and OneTrust for analytics and privacy compliance. Security posture is strong with HTTPS enforced and cookie consent mechanisms in place, though explicit security headers could be more visible. No blocking or WAF interference was detected, allowing full content access. Overall, Avaloq demonstrates a high level of digital maturity and business credibility, supported by consistent WHOIS data and a clear connection to its parent company NEC Corporation.

Scanned

NIS2 and GDPR posture

GDPR outside view
63/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      No HTTPS encryption

      GDPR requires appropriate security measures for personal data

      What to do: Implement SSL/TLS certificate for HTTPS

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • Critical

      No HTTPS Encryption

      Website does not use HTTPS encryption, making all data transmission vulnerable to interception

      What to do: Implement SSL/TLS certificate and redirect all HTTP traffic to HTTPS

Need hands-on remediation? Email guard@offseq.com

Keep watching avaloq.com

This scan found 15 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

Daily monitoring

Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
0
Security headers
70
Email security
80
DNS health
80
Network security
40
GDPR outside view
63
Average
56

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Avaloq operates in the finance sector, focusing on banking and wealth management technology. Its business model revolves around providing software platforms and managed services such as BPaaS and SaaS to banks and wealth managers. The company targets a broad range of financial institutions, from mass-affluent to ultra-high-net-worth clients. Avaloq's market position is strong, supported by a large client base and partnerships with leading financial institutions. The website highlights key services and a thriving ecosystem of partners and clients. The presence of detailed insights, reports, and educational resources indicates a commitment to thought leadership and client engagement. The parent company NEC Corporation adds to Avaloq's credibility and global reach.

Security posture

Avaloq's website employs HTTPS with a good SSL configuration, ensuring secure communications. The use of OneTrust for cookie consent and privacy management indicates compliance with GDPR and other privacy regulations. No exposed sensitive data or vulnerable libraries were detected in the HTML content. However, explicit security headers such as X-Frame-Options and X-Content-Type-Options were not clearly visible, which could be improved. There is no publicly visible security policy or incident response contact information, which are areas for enhancement. Overall, the security posture is solid but could benefit from additional transparency and security best practices documentation.

Recommendations

  1. Implement and explicitly publish security headers like X-Frame-Options and X-Content-Type-Options to enhance protection against clickjacking and MIME sniffing.
  2. Publish a dedicated security policy page and provide clear incident response contact channels to improve transparency and trust.
  3. Consider adding a vulnerability disclosure policy or security.txt file to encourage responsible reporting of security issues.
  4. Regularly audit and update third-party scripts and libraries to mitigate potential vulnerabilities.
  5. Enhance data retention transparency by publishing clear policies regarding analytics and user data.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Avaloq
Description
Partner with a premium cloud banking software and service provider. Increase your efficiency and improve client experience. Avaloq provides an industry-leading platform for banks and wealth managers with end-to-end capabilities covering the entire value chain, including BPaaS and SaaS services.
Key services
Core banking software, Business process as a service (BPaaS), Software as a service (SaaS), Digital banking platform, Investment management, Trading, Lending and credit, Payments, Treasury, risk and compliance, Data analytics
Content quality
excellent
Branding
consistent

Technology

Stack
PHP, Neos CMS, Flow Framework, Google Tag Manager, OneTrust Cookie Consent
Frameworks
Flow PHP Framework
Platforms
Neos CMS
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent mechanism implemented
  • No exposed sensitive data in HTML
  • Use of OneTrust for privacy compliance

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Marketing tools
OneTrust Cookie Consent
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-structured
  2. Strong focus on wealth management and banking technology
  3. Comprehensive cookie consent and privacy mechanisms implemented
  4. No signs of blocking or WAF interference
  5. Clear business and contact information available
  6. Use of modern CMS and frameworks
  7. Presence of client logos and testimonials enhances trust
Technical notes

Notes

The website is built on the Neos CMS platform, powered by the Flow PHP framework, indicating a modern and flexible technical infrastructure. It uses Google Tag Manager for analytics and OneTrust for privacy and cookie management, reflecting compliance with privacy regulations. The site is mobile-optimized with responsive design and good accessibility features. Performance appears moderate with asynchronous loading of scripts and preloading of fonts. The technical stack is well-maintained with no visible deprecated or vulnerable components. Hosting provider details are not explicitly disclosed. Overall, the technical implementation supports a professional and scalable digital presence with opportunities for further optimization in security headers and performance tuning.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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