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Security report for appa-asigurari.ro

Asociatia Pentru Promovarea Asigurarilor · Finance · Romania

High risk. 10 critical or high findings in GDPR outside view, Security headers and 2 other checks.

Security score

41/100

Risk levelHigh

0–100, higher is better. How it is calculated

Asociatia Pentru Promovarea Asigurarilor (APPA) is a Romanian non-profit organization dedicated to promoting insurance awareness, consumer protection, and insurance education. Established in 2010, APPA conducts multiple national campaigns, develops specialized information portals, and maintains strategic partnerships with key industry players. The website serves as an information hub for insurance-related education and campaigns targeting the Romanian population. Technically, the website uses traditional web technologies with some outdated elements such as Flash, and integrates Google Analytics for tracking. Security posture is basic with no advanced headers or DNSSEC, and privacy compliance is lacking due to absence of privacy and cookie policies. Overall, APPA presents a credible and established presence in the Romanian insurance education sector but should modernize its technical and security implementations.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

10 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

  2. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing X-Frame-Options header

      Prevents clickjacking attacks

      What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"

    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

Need hands-on remediation? Email guard@offseq.com

Keep watching appa-asigurari.ro

This scan found 29 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
62
Security headers
20
Email security
70
DNS health
65
Network security
20
GDPR outside view
10
Average
41

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

APPA holds a solid position as a non-profit association in the Romanian insurance market, focusing on consumer education and awareness. Its business model revolves around organizing campaigns, providing information portals, and collaborating with industry stakeholders. The association's longevity and multiple campaigns indicate steady growth and influence. Partnerships with recognized organizations and mentions by European authorities enhance its credibility. Revenue streams likely come from membership fees, sponsorships, and partnerships. The target audience includes Romanian consumers, insurance professionals, and regulatory bodies. The website content is rich and relevant, supporting APPA's mission effectively.

Security posture

The website's security posture is basic and requires improvement. The use of deprecated Flash technology introduces vulnerabilities and compatibility issues. No DNSSEC is enabled, and no security headers are detected, which exposes the site to common web attacks. The absence of privacy and cookie policies indicates non-compliance with GDPR requirements. Google Analytics and Tag Manager are used without visible consent mechanisms. No incident response or security contact information is provided. Overall, the site lacks modern security best practices and should prioritize HTTPS enforcement, security headers, and privacy compliance to enhance trust and protect users.

Recommendations

  1. Migrate away from Flash technology to modern HTML5 audio/video solutions to improve security and compatibility.
  2. Implement HTTPS with strong TLS configuration and enforce it site-wide.
  3. Add comprehensive privacy and cookie policies with user consent mechanisms to comply with GDPR.
  4. Enable DNSSEC for the domain to improve DNS security.
  5. Add security headers such as Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security.
  6. Publish clear contact information including security incident response contacts.
  7. Improve mobile optimization and accessibility to enhance user experience.
  8. Regularly audit third-party scripts and tracking tools for privacy compliance.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Asociatia Pentru Promovarea Asigurarilor
Description
APPA is a professional, non-governmental, apolitical, independent, non-profit organization focused on promoting the insurance concept, protecting consumer interests in insurance products, and supporting insurance education in Romania.
Key services
Organizing information and education campaigns in insurance, Launching and developing specialized information portals, Establishing strategic partnerships
Content quality
good
Branding
consistent

Technology

Stack
HTML, CSS, JavaScript, jQuery, SWFObject (Flash player integration), Google Analytics, Google Tag Manager
Performance
moderate
Mobile
basic
Accessibility
basic
SEO
basic

Security

Observed score
40/100

Analytics and tracking

Services
Google Analytics, Google Tag Manager
Tracking level
moderate
Privacy practices
poor

Advertising

Transparency
basic

Site quality

Design
basic
User experience
basic
Content relevance
good
Navigation
good
Professionalism
basic
Trustworthiness
moderate

Key observations

  1. Website is a non-profit association promoting insurance education in Romania
  2. Content is rich with many campaigns and articles dating back to 2010
  3. No privacy or cookie policies found, indicating compliance gaps
  4. Use of deprecated Flash technology is a security and compatibility concern
  5. No visible contact emails or phone numbers on main pages
  6. No security headers or DNSSEC enabled
  7. Google Analytics and Tag Manager used for tracking
  8. No WAF or blocking detected, full content accessible
Technical notes

Notes

The website uses a traditional HTML/CSS/JavaScript stack with jQuery and SWFObject for Flash content, which is outdated. Google Analytics and Google Tag Manager are integrated for analytics. The site is hosted by Claus Web SRL, a Romanian hosting provider. Performance is moderate with basic mobile optimization and accessibility. No CMS or modern frameworks detected, indicating a static or custom-built site. SEO is basic with meta description and keywords present but no advanced structured data or Open Graph tags. The site would benefit from modernization including responsive design, removal of deprecated technologies, and improved SEO and accessibility features.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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