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Security report for apobank.de

Deutsche Apotheker- und Ärztebank · Finance · Germany

Low risk. 2 critical or high findings in GDPR outside view and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

Deutsche Apotheker- und Ärztebank (apoBank) is a specialized financial institution serving healthcare professionals and their organizations in Germany. The website clearly communicates its banking and financial services tailored to this niche, including accounts, financing, asset management, and insurance products. The bank positions itself as the leading financial service provider in the healthcare sector, targeting professionals such as pharmacists, doctors, and related entities. The business model focuses on specialized banking solutions with a strong emphasis on customer service and sector expertise. Technically, the website is built on a modern infrastructure using Magnolia CMS, jQuery UI, and integrates consent management via Usercentrics and CAPTCHA protection through FriendlyCaptcha. The site is hosted on UltraDNS name servers and employs HTTPS with proper security headers, ensuring secure and reliable access. The design is professional, mobile-optimized, and accessible, providing a positive user experience. From a security perspective, the site demonstrates good practices including HTTPS enforcement, CAPTCHA on forms, and privacy compliance with GDPR. However, there is room for improvement by adding additional security headers and publishing incident response contacts or a security.txt file. No vulnerabilities or suspicious content were detected. Overall, the apoBank website is a trustworthy, professional, and secure platform that aligns well with its business goals and regulatory requirements. It effectively serves its target audience with clear communication and robust technical implementation.

Scanned

NIS2 and GDPR posture

GDPR outside view
73/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

2 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1

Need hands-on remediation? Email guard@offseq.com

Keep watching apobank.de

This scan found 18 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
77
Security headers
85
Email security
65
DNS health
70
Network security
100
GDPR outside view
73
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention apobank.de, from OffSeq Breach.

Total records
714
Employees
0
Customers
702
Third parties
12
Weak passwords
23%

14 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for apobank.de.

Select it in the checkout above.

Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

apoBank holds a strong market position as the primary financial service provider for healthcare professionals in Germany. Its competitive advantage lies in its sector specialization and comprehensive service offerings tailored to the unique needs of its clientele. The business model revolves around banking products, financing solutions, and asset management services, supported by digital channels such as online and mobile banking. The website indicates a mature digital presence with integrated consent management and security features, reflecting a commitment to compliance and customer trust. The bank's partnership ecosystem includes digital service providers and compliance platforms, enhancing its service delivery. Growth indicators include extensive service menus, educational resources, and targeted offerings for students and professionals. Strategic observations suggest continued investment in digital transformation and security enhancements to maintain market leadership.

Security posture

The apoBank website exhibits a mature security posture with HTTPS enforced and use of security headers like X-Content-Type-Options. The inclusion of CAPTCHA on contact forms mitigates automated abuse risks. Privacy compliance is evident through comprehensive privacy and cookie policies and integration of a consent management platform. No exposed sensitive data or vulnerable libraries were detected in the analyzed content. However, the absence of additional security headers such as Content-Security-Policy and Strict-Transport-Security represents an area for enhancement. The lack of a published incident response contact or security.txt file limits transparency in vulnerability reporting. Overall, the security culture appears strong but could benefit from formalizing incident response channels and expanding header protections.

Recommendations

  1. Implement additional HTTP security headers including Content-Security-Policy, X-Frame-Options, and Strict-Transport-Security to enhance protection against common web attacks.
  2. Publish a security.txt file or dedicated incident response contact information to facilitate responsible vulnerability disclosure and improve transparency.
  3. Regularly audit and update third-party scripts and libraries to mitigate risks from vulnerable components.
  4. Enhance user awareness and trust by providing clear information about data retention policies and security certifications.
  5. Continue investing in mobile optimization and accessibility to maintain excellent user experience across all devices.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Deutsche Apotheker- und Ärztebank
Description
Für Angehörige der Heilberufe sowie ihre Organisationen bietet die apoBank Beratung und alle Bankprodukte wie Konto, Finanzierung, Vorsorge und Vermögen.
Key services
Konto, Finanzierung, Vorsorge, Vermögen, Online Banking, Telefon-Banking, Mobile Banking, Finanzierungsprodukte, Versicherungen
Content quality
excellent
Branding
consistent

Technology

Stack
JavaScript, jQuery UI, Google Tag Manager, Usercentrics CMP, FriendlyCaptcha
Frameworks
jQuery UI
Performance
moderate
Mobile
good
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Use of CAPTCHA on contact forms
  • Content Security Policy not explicitly detected but X-Content-Type-Options present
  • No exposed sensitive data in HTML
  • No vulnerable libraries detected

Analytics and tracking

Services
Google Tag Manager
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Usercentrics CMP
Marketing tools
Usercentrics Consent Management Platform
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with no blocking or WAF challenges.
  2. Content is professionally presented and targeted at healthcare professionals.
  3. Strong focus on security and privacy compliance with visible consent management.
  4. Use of modern web technologies and CMS (Magnolia).
  5. Contact form includes CAPTCHA to prevent abuse.
  6. No suspicious or malicious content detected.
Technical notes

Notes

The website is built on Magnolia CMS with extensive use of jQuery UI components, indicating a mature and stable technical foundation. Integration of Usercentrics for consent management and FriendlyCaptcha for bot protection demonstrates attention to privacy and security. Hosting is managed via UltraDNS name servers, supporting reliable DNS resolution. Performance is moderate with room for optimization, particularly in script loading and caching strategies. The site is mobile-optimized and accessible, with semantic HTML and ARIA roles evident. SEO is supported by comprehensive meta tags including Open Graph and Twitter cards. Technical risks are minimal but include potential improvements in security header implementation and performance tuning to reduce load times and enhance responsiveness.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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