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Security report for apicil.com

APICIL Santé Prévoyance · Finance · France

Low risk. 3 critical or high findings in Security headers and SSL/TLS.

Security score

78/100

Risk levelLow

0–100, higher is better. How it is calculated

APICIL is a well-established French social protection group founded in 1938, providing complementary health insurance, provident schemes, savings, and retirement services primarily targeting enterprises and individuals in France. The website mon.apicil.com serves as a client portal and information hub, reflecting the company's strong market position as the third largest social protection group in France. The site is professionally designed, mobile-optimized, and compliant with GDPR regulations, including a comprehensive cookie consent mechanism. Technically, the site is built on WordPress with modern analytics and marketing integrations such as Matomo and Google Tag Manager, ensuring good digital maturity. Security posture is solid with HTTPS enforced and secure authentication cookies, though some security headers are not visibly implemented and no explicit security or incident response policies are published. Overall, the site presents a trustworthy and professional front for APICIL's services, with recommendations to enhance security headers and publish formal security policies to further strengthen trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
88/ 100 · Low
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

3 findings rated critical or high. Fix these first.

  1. Security headers

    Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.

    • High

      Missing Strict-Transport-Security header

      Forces HTTPS connections

      What to do: Add "Strict-Transport-Security: max-age=31536000; includeSubDomains; preload"

      • CWE-319
      • OWASP A04:2025
      • ASVS V3.4.1
    • High

      Missing Content-Security-Policy header

      Controls resources the browser is allowed to load

      What to do: Implement a Content-Security-Policy appropriate for your application

      • ASVS V3.4.3
      • OWASP Secure Headers: OWASP Secure Headers Project recommends Content-Security-Policy: default-src 'self'; form-action 'self'; base-uri 'self'; object-src 'none';…

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

Need hands-on remediation? Email guard@offseq.com

Keep watching apicil.com

This scan found 17 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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Recommended

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
75
Security headers
55
Email security
70
DNS health
80
Network security
100
GDPR outside view
88
Average
78

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

APICIL operates in the finance sector, specifically in social protection and patrimonial services, with a paritary and mutualist governance model. The company targets both enterprises and individual customers in France, offering key services in health insurance, provident schemes, savings, and retirement planning. The website supports client engagement and service delivery digitally, leveraging analytics and marketing tools to optimize user experience and outreach. APICIL's market position as a leading group in France is supported by its long history and extensive service portfolio. The company maintains active social media channels to engage with customers and stakeholders. The absence of WHOIS data for the subdomain is typical and does not detract from the company's credibility. Strategic partnerships or subsidiaries are not explicitly identified on the site.

Security posture

The website demonstrates a mature security posture with HTTPS enforced and use of secure cookies for authentication. Cookie consent is managed via Cookiebot, ensuring GDPR compliance. However, the absence of visible security headers such as Content Security Policy (CSP), HTTP Strict Transport Security (HSTS), and X-Frame-Options suggests room for improvement. No security.txt or vulnerability disclosure policy is published, and no incident response contact information is provided, which could hinder rapid response to security incidents. The site does not expose sensitive data in the HTML source, and third-party scripts appear to be reputable. Overall, the security posture is good but could be enhanced by implementing recommended headers and publishing formal security policies.

Recommendations

  1. Implement comprehensive security headers including CSP, HSTS, X-Frame-Options, and X-XSS-Protection to mitigate common web vulnerabilities.
  2. Publish a clear security policy and incident response contact information on the website to improve transparency and readiness.
  3. Establish and publicize a vulnerability disclosure program or security.txt file to encourage responsible reporting of security issues.
  4. Regularly audit and update third-party scripts and plugins to minimize risks from vulnerable components.
  5. Enhance contact information by adding verified company emails for support and security inquiries to improve user trust and communication.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
APICIL Santé Prévoyance
Description
APICIL, un des groupes leader de la protection sociale et patrimoniale en France, accompagne les entreprises et particuliers depuis 1938.
Key services
Complémentaire santé, Prévoyance, Epargne, Retraite
Content quality
excellent
Branding
consistent

Technology

Stack
WordPress, Yoast SEO, jQuery, Matomo Analytics, Google Tag Manager, Cookiebot
Performance
moderate
Mobile
good
Accessibility
good
SEO
excellent

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Cookie consent with granular control
  • No exposed sensitive data in HTML
  • Use of double authentication cookies

Analytics and tracking

Services
Matomo
Tracking level
moderate
Privacy practices
good

Advertising

Ad networks
Google Ads
Tracking pixels
Matomo, SaleCycle
Marketing tools
SaleCycle
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and professional design
  2. Strong compliance with GDPR and cookie consent regulations
  3. Use of modern analytics and marketing tools with user consent
  4. No visible security headers detected in HTML source
  5. No contact emails explicitly found in HTML, only phone number
  6. WHOIS data for domain not found, likely a subdomain of apicil.com
  7. No explicit security or incident response policies published
  8. No vulnerability disclosure or security.txt found
Technical notes

Notes

The website is built on WordPress CMS with Yoast SEO plugin for search engine optimization, ensuring excellent SEO performance. It uses jQuery and asynchronous loading of analytics and marketing scripts such as Matomo, Google Tag Manager, and SaleCycle for tracking and retargeting. Cookiebot manages cookie consent with granular user control, reflecting strong privacy compliance. The site is mobile-optimized with responsive design and accessibility features. Performance is moderate, likely influenced by multiple external scripts and analytics integrations. Hosting provider details are not explicitly identified. The technical stack is modern and well-integrated, supporting a professional user experience and business operations.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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