Is apg.nl Safe? Security Analysis for APG
http://apg.nlCheck if apg.nl is a scam or legitimate. Free security scan and reviews.
Below Finance avg (78)
GDPR-aligned
Data handling
EU
Hosting region
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via EveryPayAI Summary
APG is a large Dutch pension fund service provider specializing in pension administration, asset management, and advisory services. The website is content-rich, professionally designed, and targets pension participants and institutional investors. The technical infrastructure includes Cloudflare hosting, Umbraco CMS, and multiple marketing and analytics tools such as Google Tag Manager and Cookiebot. However, a critical security issue is the absence of a valid SSL certificate and enabled TLS protocols, which severely impacts the security posture. Security headers are well implemented, but the lack of HTTPS reduces trust and security. Privacy compliance is strong with clear privacy and cookie policies and consent mechanisms. Contact information is primarily via web forms, with no explicit emails or phone numbers found. Social media presence is active on LinkedIn, Facebook, and Instagram. Overall, the website is professional and trustworthy but requires urgent SSL/TLS configuration improvements to enhance security and user trust.
Detected Technologies
12 urgent findings need attention
4 critical · 8 high
- + 4 more findings in the full report below
Keep apg.nl under constant watch
Guard tracks your live infrastructure daily: certificate expiry, DNS & mail authentication drift, uptime changes, subdomain inventory, and unexpected tracker or content shifts. A full timeline captures every diff so you can prove remediation and spot regressions instantly.
Security drift alerts
Risk score drops, new high-severity issues, and header hardening gaps
Compliance watch
GDPR / NIS2 posture changes with governance evidence snapshots
Infrastructure surface
Unexpected open services, SSL expiry, DNS & email authentication changes
Content & tracker intelligence
Marketing tech shifts, analytics drift, and AI recommendation updates
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Security Headers
4 findings
70/100
GDPR Compliance
7 findings
0/100
NIS2 Compliance
8 findings
5/100
Email Security
1 finding
50/100
🧠AI Business Intelligence
Technology stack, business insights, and market analysis powered by AI.
Business Intelligence
Market & Strategic Analysis
APG holds a strong market position in the Dutch pension sector, offering essential pension and asset management services. The business model focuses on long-term financial returns combined with societal impact, targeting pension participants and institutional clients. The website content emphasizes sustainability, innovation, and corporate governance, reflecting strategic priorities. The presence of dedicated partner domains for careers and asset management indicates a structured ecosystem. The company leverages modern marketing and analytics tools to engage its audience effectively. No suspicious or privacy-protected domain registrations were detected, supporting legitimacy. The absence of direct contact emails or phone numbers suggests a controlled communication approach via forms.
Security Posture Analysis
Comprehensive Security Assessment
The website implements several security best practices including strict Content Security Policy, HSTS header, X-Frame-Options, and other security headers. However, the lack of a valid SSL certificate and disabled TLS protocols is a critical vulnerability, exposing users to potential interception and undermining trust. No known vulnerabilities like Heartbleed or POODLE were detected, but the absence of HTTPS is a major compliance and security gap. No explicit security or incident response policies are published on the site. The site uses Cloudflare as a hosting provider but does not leverage its SSL capabilities properly. Overall, the security maturity is low due to missing HTTPS, despite good header configurations.
Strategic Recommendations
Priority Actions for Security Improvement
Install and maintain a valid SSL/TLS certificate to enable HTTPS across the entire site.
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🛡️Security Headers
HTTP security headers analysis and recommendations.
Security Headers
HTTP security headers analysis
Missing X-XSS-Protection header
Legacy XSS protection (deprecated but still recommended)
Weak Referrer-Policy configuration
Current value: "no-referrer-when-downgrade"
Missing Permissions-Policy header
Controls browser features and APIs
Sensitive data may be cached
Cache-Control header should include "no-store" for sensitive pages
👤GDPR Compliance
Privacy and data protection assessment under GDPR regulations.
GDPR Compliance
Privacy and data protection assessment
No Privacy Policy found
GDPR requires a clear and accessible privacy policy
No Cookie Policy found
GDPR requires clear information about cookie usage
No Cookie Consent Banner found
GDPR requires explicit consent for non-essential cookies
Insufficient contact information
GDPR requires organizations to provide clear contact details
EU business without adequate privacy measures
EU businesses are subject to strict GDPR requirements
Third-party services without privacy policy
Detected services: Facebook, LinkedIn
No HTTPS encryption
GDPR requires appropriate security measures for personal data
GDPR Compliance Analysis
🛡️NIS2 Compliance
Network & Information Security Directive compliance assessment.
NIS2 Compliance
Network & Information Security Directive
No HTTPS encryption
NIS2 requires appropriate technical measures including encryption
No information security framework found
NIS2 requires documented cybersecurity and information security measures
No vulnerability disclosure policy
NIS2 encourages coordinated vulnerability disclosure
No security policy documentation found
NIS2 requires documented cybersecurity governance and risk management
No incident response procedures found
NIS2 requires documented incident response and business continuity plans
No business continuity planning found
NIS2 emphasizes operational resilience and business continuity
No security contact information
NIS2 requires clear incident reporting channels
No NIS2 reference found
Consider explicitly mentioning NIS2 compliance efforts
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📧Email Security
SPF, DKIM, and DMARC validation and email security assessment.
Email Security
SPF, DKIM, and DMARC validation
Email Security Check Incomplete
Some email security checks timed out
🏆SSL/TLS Security
Certificate validity and encryption analysis.
SSL/TLS Security
Certificate validity and encryption analysis
No HTTPS Encryption
Website does not use HTTPS encryption, making all data transmission vulnerable to interception
OCSP Status
📊DNS Health
DNS configuration and security assessment.
DNS Health
DNS configuration and security assessment
DNSSEC Not Enabled
DNSSEC is not configured for this domain
CAA Records Not Configured
Certificate Authority Authorization (CAA) records not found
DNS Records
DNSSEC Status
⚡Network Security
Port scanning and network exposure analysis.
Network Security
Port scanning and network exposure analysis
Good Network Security Posture
No unnecessary services detected on common risky ports
How does apg.nl compare?
apg.nl scores below average. Browse similar domains to see how competitors handle security.
🔧Technical Analysis
Detailed technical findings and analysis from AI assessment.
Technical Analysis
Comprehensive security assessment findings
Additional Findings
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