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Security report for amalgamatedbank.com

Amalgamated Bank · Finance · United States

Medium risk. 4 critical or high findings in GDPR outside view and SSL/TLS.

Security score

73/100

Risk levelMedium

0–100, higher is better. How it is calculated

Amalgamated Bank is a well-established financial institution with a strong focus on socially responsible banking and sustainability. The website clearly communicates its mission to align financial services with values that promote positive social and environmental impact. It offers a comprehensive range of banking products and services tailored to personal, small business, commercial, and institutional clients. The bank emphasizes renewable energy commitment and corporate social responsibility, positioning itself as a leader in ethical banking. Technically, the website is built on Drupal 10 and integrates modern analytics and optimization tools, providing a responsive and accessible user experience. Security practices are robust with HTTPS enforcement and secure login portals, though explicit cookie consent mechanisms and published security policies could be improved. The WHOIS data is incomplete or privacy protected, which is unusual for a major bank but does not detract significantly from the overall legitimacy given the strong branding and external references. Overall, the site reflects a mature digital presence with good security posture and compliance awareness.

Scanned

NIS2 and GDPR posture

GDPR outside view
58/ 100 · Medium
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

4 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

    • High

      No Cookie Consent Banner found

      GDPR requires explicit consent for non-essential cookies

      What to do: Implement a cookie consent banner that appears on first visit

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      Weak SSL Key Length

      SSL certificate uses 256-bit key, which is considered weak

      What to do: Use at least 2048-bit RSA or 256-bit ECC key

      • CWE-326
      • OWASP A04:2025
      • Mozilla TLS: Mozilla Server Side TLS 6.0 intermediate: rsa_key_size 2048

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Keep watching amalgamatedbank.com

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
70
Email security
75
DNS health
80
Network security
100
GDPR outside view
58
Average
73

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention amalgamatedbank.com, from OffSeq Breach.

Total records
245
Employees
0
Customers
245
Third parties
0
Weak passwords
7%

8 subdomains affected

See the 10 newest leaked credentials

A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for amalgamatedbank.com.

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

The bank targets a diverse audience including individuals, socially responsible businesses, nonprofits, and institutional investors. Its business model centers on banking products that support social and environmental goals, differentiating it in the competitive finance sector. The presence of multiple login portals and integration with third-party banking service providers indicates a complex operational ecosystem. The bank's market position is reinforced by its century-long history and membership in recognized industry groups like the Global Alliance for Banking on Values. Revenue streams likely include traditional banking fees, investment management, and lending products. The website content and external links suggest strong partnerships and a commitment to transparency and customer engagement.

Security posture

The website demonstrates a solid security posture with HTTPS, secure form handling, and use of anti-bot measures. Security headers are partially identified but could be enhanced with explicit Content-Security-Policy and other modern headers. No vulnerabilities or exposed sensitive data were detected in the HTML content. The absence of a published security policy or incident response contact is a gap. The use of reputable third-party services for analytics and optimization is balanced with privacy considerations, though cookie consent mechanisms should be implemented to improve GDPR compliance. Overall, the security maturity is good but could benefit from formalized policies and disclosures.

Recommendations

  1. Implement a visible cookie consent banner to comply with GDPR and other privacy regulations.
  2. Publish a dedicated security policy page outlining security practices and incident response procedures.
  3. Add a security.txt file to facilitate vulnerability disclosures and improve transparency.
  4. Enhance HTTP security headers, including Content-Security-Policy, X-Content-Type-Options, and Referrer-Policy.
  5. Clarify WHOIS registration details or ensure domain registration data is publicly available to improve trust signals.

Contact details published on the site

Addresses
Legal name
Amalgamated Bank
Registration number
NMLS ID# 898791
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Amalgamated Bank
Description
Amalgamated Bank is a socially responsible bank focused on aligning finances with values to create meaningful change for a better world. It offers personal, small business, commercial, and institutional banking services with a commitment to renewable energy and social impact.
Key services
Personal banking (checking, savings, CDs, credit cards, debit cards), Small business banking and services, Commercial banking and lending, Institutional investing and trust services, Digital and mobile banking, Investment management
Content quality
excellent
Branding
consistent

Technology

Stack
Drupal 10 CMS, Google Tag Manager, Visual Website Optimizer (VWO), AddToAny sharing, AOS (Animate On Scroll) library, Bootstrap 5, FontAwesome icons
Frameworks
Drupal
Platforms
Web
Performance
moderate
Mobile
excellent
Accessibility
good
SEO
good

Security

Observed score
85/100
Good practices seen
  • HTTPS enforced
  • Secure login forms with POST methods
  • No exposed sensitive data in HTML
  • Use of anti-bot measures in forms
  • Use of security and performance monitoring scripts

Analytics and tracking

Services
Google Analytics (via Google Tag Manager), Visual Website Optimizer
Tracking level
moderate
Privacy practices
good

Advertising

Tracking pixels
Visual Website Optimizer, Akamai Boomerang
Marketing tools
Visual Website Optimizer, AddToAny
Transparency
good

Site quality

Design
excellent
User experience
excellent
Content relevance
excellent
Navigation
excellent
Professionalism
excellent
Trustworthiness
high

Key observations

  1. Website is fully accessible with rich content and navigation
  2. No WAF or security challenge blocking detected
  3. Strong branding and consistent professional design
  4. Comprehensive product and service offerings detailed
  5. Multiple secure login portals for different customer segments
  6. Use of modern web technologies and analytics tools
  7. Privacy and terms policies are present and comprehensive
  8. No explicit cookie consent banner detected
  9. WHOIS data unavailable or privacy protected, unusual for banking domain
  10. Contact information is clearly provided including phone and email
Technical notes

Notes

The website is powered by Drupal 10, a modern and secure CMS platform, and uses Bootstrap 5 for responsive design. Integration with Google Tag Manager and Visual Website Optimizer indicates a focus on analytics and user experience optimization. Hosting appears to leverage Akamai CDN services for performance and security. The site is mobile-optimized with good accessibility features such as skip links and ARIA labels. Performance is moderate, with asynchronous loading of scripts and preloading of key resources. The technical stack is modern and well-maintained, supporting a professional and scalable online presence.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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