Alloy · Finance · United States
Medium risk. 6 critical or high findings in Security headers, GDPR outside view and 2 other checks.
Alloy is a mature and reputable identity and fraud prevention platform focused on serving financial institutions and fintech companies. Established in 2010, Alloy offers a comprehensive suite of services including identity verification, AML monitoring, fraud prevention, credit underwriting, and embedded finance risk management. The company is well-positioned in the fintech and financial services market, trusted by over 700 top-tier clients including banks and credit unions. Their business model is primarily B2B SaaS, leveraging a broad network of data partners to deliver robust risk intelligence solutions. Technically, Alloy employs a modern and well-integrated technology stack with extensive use of marketing, analytics, and tracking tools such as Google Tag Manager, Marketo, Hotjar, and Clearbit. The website is hosted behind Cloudflare DNS, ensuring reliable performance and security. The site is well-optimized for mobile and accessibility, with excellent design quality and user experience. SEO practices are solid, supported by comprehensive metadata and structured data. From a security perspective, Alloy demonstrates good practices including HTTPS enforcement, domain transfer protections, and use of reputable third-party security and analytics services. However, there is room for improvement by enabling DNSSEC and publishing explicit incident response and vulnerability disclosure policies. Privacy compliance is strong with clear privacy and cookie policies, including consent mechanisms aligned with GDPR requirements. Overall, Alloy presents a high level of business credibility, technical maturity, and security posture. The website content is safe and professional, targeting a general audience within the financial sector. No critical security issues or blocking mechanisms were detected, supporting a high trustworthiness rating.
Scanned
NIS2 Art. 21(2)
This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.
GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.
6 findings rated critical or high. Fix these first.
Security headers are instructions your web server sends to every visitor’s browser. Missing ones leave visitors more exposed to attacks such as clickjacking and injected scripts.
Prevents clickjacking attacks
What to do: Add "X-Frame-Options: DENY" or "X-Frame-Options: SAMEORIGIN"
Controls resources the browser is allowed to load
What to do: Implement a Content-Security-Policy appropriate for your application
These are the privacy signals visitors and data protection authorities look for under GDPR.
GDPR requires clear information about cookie usage
What to do: Add a dedicated cookie policy explaining cookie usage and purposes
GDPR requires explicit consent for non-essential cookies
What to do: Implement a cookie consent banner that appears on first visit
TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.
SSL certificate uses 256-bit key, which is considered weak
What to do: Use at least 2048-bit RSA or 256-bit ECC key
Need hands-on remediation? Email guard@offseq.com
This scan found 21 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.
€25per month
Email alerts on material changes and an exportable JSON history of every change.
Billed monthly to your card. Cancel anytime. The full timeline opens with your unlock code.
€39.90one-time
Prices incl. 21% VAT. Secure checkout by Mollie; sold by SEQ SIA, Latvia.
Each check with its score, findings and the evidence it collected.
The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.
Counted in this score
Not counted
Findings that cap the score at 49
Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.
Partial scans
When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.
Risk levels
Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.
Leaked records that mention alloy.co, from OffSeq Breach.
1 subdomain affected
See the 10 newest leaked credentials
A one-off add-on to this report that lists the most recent identifier and password pairs OffSeq Breach holds for alloy.co.
Select it in the checkout above.
Breach keeps ingesting new leaks, so these numbers can grow between scans.
Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.
Automated reading of the public site. Ratings are indicative.
Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.
Retrieved 2026-10-25
Rate this report, add an optional comment, and tell us if you want a security specialist to follow up.
Reviews of this site
Share your experience with alloy.co. Every review is verified by email and published after moderation.
Community rating
No published reviews yet. Be the first to review alloy.co.