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Security report for alfa.hu

Alfa Vienna Insurance Group Biztosító Zrt. · Finance · Hungary

Medium risk. 8 critical or high findings in GDPR outside view, SSL/TLS and 1 other check.

Security score

62/100

Risk levelMedium

0–100, higher is better. How it is calculated

Alfa Vienna Insurance Group Biztosító Zrt. is a Hungarian insurance company offering online insurance products and services. The company operates under the brand Alfa Biztosító and is part of the Vienna Insurance Group, a well-established European insurance conglomerate. The website targets Hungarian customers seeking convenient online insurance solutions, emphasizing quality service and fast processing. The business model focuses on direct online sales and customer engagement through digital channels. The company maintains a strong market position in Hungary's insurance sector with a large enterprise footprint. Technically, the website is built on WordPress CMS, utilizing modern technologies such as Bootstrap 5.3, jQuery 3.5.1, and FontAwesome 6.7.2 for UI elements. SEO is enhanced by the Yoast SEO plugin, and user experience is supported by Ajax Search Lite. The site is mobile-optimized and includes cookie consent management via CookieFirst, reflecting a moderate level of digital maturity. From a security perspective, the site enforces HTTPS and uses consent management for cookies, but lacks visible security headers and explicit security policies or incident response contacts. No vulnerability disclosure or security.txt files were found. The absence of explicit privacy and terms of service pages in the provided content is a compliance gap. Overall, the security posture is moderate but could be improved with better header configurations and transparency. The overall risk assessment is low, with the website appearing legitimate and professionally maintained. Strategic recommendations include publishing comprehensive privacy and security policies, implementing security headers, and providing clear incident response contacts to enhance trust and compliance.

Scanned

NIS2 and GDPR posture

GDPR outside view
10/ 100 · Critical
Checks completed
7of 7

NIS2 Art. 21(2)

  1. (a) Risk analysis and security policies: Not visible from outside
  2. (b) Incident handling: One indicator
  3. (c) Business continuity, backups and crisis management: Not visible from outside
  4. (d) Supply chain security: Not visible from outside
  5. (e) Secure acquisition, development and maintenance, including vulnerability handling: Partly checked
  6. (f) Assessing the effectiveness of security measures: Not visible from outside
  7. (g) Cyber hygiene and security training: Not visible from outside
  8. (h) Cryptography and encryption: Partly checked
  9. (i) HR security, access control and asset management: One indicator
  10. (j) Multi-factor authentication and secured communications: Not visible from outside

This scan rated NIS2 with an earlier keyword method that is no longer shown; rescan for the per-article view. Risk management, continuity, supply chain, training, MFA, management oversight (Art. 20) and incident reporting (Art. 23) need internal evidence, and Guard cannot tell whether NIS2 applies to this organisation.

GDPR is indicative only, based on publicly visible signals: Articles 7, 12, 13 and 32 of Regulation (EU) 2016/679 and Article 5(3) of the ePrivacy Directive. Not a certification or legal assessment.

Priority findings

8 findings rated critical or high. Fix these first.

  1. GDPR outside view

    These are the privacy signals visitors and data protection authorities look for under GDPR.

    • Critical

      EU business without adequate privacy measures

      EU businesses are subject to strict GDPR requirements

      What to do: Implement comprehensive GDPR compliance including privacy policy, cookie consent, and data protection measures

    • High

      No Privacy Policy found

      GDPR requires a clear and accessible privacy policy

      What to do: Add a comprehensive privacy policy page and link to it prominently

    • High

      No Cookie Policy found

      GDPR requires clear information about cookie usage

      What to do: Add a dedicated cookie policy explaining cookie usage and purposes

  2. SSL/TLS

    TLS encrypts the connection and proves the site is really yours. Weak or expiring certificates trigger browser warnings and put traffic at risk.

    • High

      Weak Protocols Supported

      Server supports weak protocols: TLSv1.1

      What to do: Disable TLS 1.0, TLS 1.1, and all SSL versions

      • CWE-327
      • OWASP A04:2025
      • ASVS V12.1.1
    • High

      SSL Certificate Expires Soon

      SSL certificate expires in 15 days

      What to do: Renew SSL certificate before expiration

      • NIS2 21(2)(h)
      • IR 2024/2690 9.2(c): Implementing Regulation (EU) 2024/2690, Annex point 9.2(c): Cryptography
      • NIST SC-17: NIST SP 800-53 Rev. 5 SC-17: Public Key Infrastructure Certificates

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Keep watching alfa.hu

This scan found 23 issues across 6 checks. Monitoring re-runs those checks daily, emails you when something material changes and records each fix, so you can show progress.

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  • TLS certificates and expiry
  • DNS records
  • SPF, DKIM and DMARC
  • Security headers
  • GDPR and NIS2 posture
  • Exposed services
  • Third-party trackers
  • Security score drift

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Results by check

Each check with its score, findings and the evidence it collected.

How this score is calculated

The security score runs 0–100, higher is better. It is the plain average of the security checks that completed in this scan, each counted equally. A check that could not run is left out: it counts neither as a pass nor as a fail.

Counted in this score

SSL/TLS
52
Security headers
70
Email security
60
DNS health
80
Network security
100
GDPR outside view
10
Average
62

Not counted

  • NIS2 outside view: Re-weights evidence from the TLS, email, DNS, network and hygiene checks, so counting it would count that evidence twice. Shown on its own.
  • OffSeq Observations: An AI reading of the site, useful context but not reproducible evidence. Shown on its own.

Findings that cap the score at 49

Each of these is serious on its own, so while any is present the site cannot rate better than high risk, however good the other checks are.

  • The certificate is not trusted by browsers
  • The website is not served over HTTPS
  • A database, remote desktop, file-sharing or Telnet service is reachable from the internet
  • The page loads a script from a compromised source
  • The domain registration has expired
  • SPF authorises every server to send mail as the domain

Partial scans

When the site blocks Guard or most checks cannot run, the score covers only the checks that ran (usually DNS and email), is capped at 75 and is shown as partial, without a risk level.

Risk levels

  • Critical0–25
  • High26–49
  • Medium50–75
  • Low76–100

Breach exposure

Leaked credentials and lookalike domains from OffSeq Breach. The counts are free; the detailed lists are paid add-ons.

Dark web exposure

Add-on

Leaked records that mention alfa.hu, from OffSeq Breach.

Total records
3,033
Employees
0
Customers
3,033
Third parties
0
Weak passwords
7%

27 subdomains affected

See the 10 newest leaked credentials

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Breach keeps ingesting new leaks, so these numbers can grow between scans.

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Technical appendix

Business context, site observations and technical notes gathered during the scan, and the standards behind each reference.

Business context

Business profile

Alfa Biztosító operates in the Hungarian insurance market as part of the Vienna Insurance Group, leveraging the parent company's brand and resources. The company focuses on online insurance product offerings, targeting individual and corporate customers in Hungary. Its competitive advantage lies in digital accessibility and fast service. Revenue streams are primarily from insurance premiums sold online. The company maintains active social media channels to engage customers and build brand loyalty. Growth indicators include a modern website infrastructure and integration of marketing and analytics tools. The partnership ecosystem includes cookie consent providers and analytics services but no explicit third-party business partners were identified in the content.

Security posture

The website demonstrates a basic to moderate security maturity level with HTTPS enforced and cookie consent implemented. However, the lack of security headers such as Content-Security-Policy, X-Frame-Options, and others reduces protection against common web attacks. No explicit incident response or vulnerability disclosure mechanisms are visible, which may delay response to security incidents. GDPR compliance is partially indicated by cookie consent but lacks a clear privacy policy. No exposed sensitive data or vulnerable libraries were detected in the provided content. The security culture appears to be in early stages of maturity, with room for improvement in transparency and technical controls.

Recommendations

  1. Publish a comprehensive privacy policy and terms of service accessible from the homepage.
  2. Implement and configure security headers including Content-Security-Policy, X-Frame-Options, and X-XSS-Protection.
  3. Create and publish a vulnerability disclosure policy or security.txt file to facilitate responsible reporting.
  4. Provide clear contact information for incident response and data protection officer if applicable.
  5. Enhance accessibility features to improve compliance and user experience for all users.
Site observations

Automated reading of the public site. Ratings are indicative.

Business

Company
Alfa Vienna Insurance Group Biztosító Zrt.
Description
Válasszon biztosításaink közül és kösse meg online! Minőségi szolgáltatás, gyors ügyintézés. Használja ki kedvezményeinket!
Key services
Online insurance contracts, Insurance products
Content quality
good
Branding
consistent

Technology

Stack
jQuery 3.5.1, Bootstrap 5.3, FontAwesome 6.7.2, Yoast SEO plugin, Ajax Search Lite plugin
Frameworks
WordPress
Platforms
WordPress CMS
Performance
moderate
Mobile
good
Accessibility
basic
SEO
good

Security

Observed score
75/100
Good practices seen
  • HTTPS enabled
  • Consent management via CookieFirst

Analytics and tracking

Services
Google Tag Manager, Hotjar
Tracking level
moderate
Privacy practices
basic

Advertising

Tracking pixels
Hotjar
Marketing tools
CookieFirst consent management
Transparency
basic

Site quality

Design
good
User experience
good
Content relevance
good
Navigation
good
Professionalism
good
Trustworthiness
high

Key observations

  1. Website is professionally designed and well-branded.
  2. Uses modern web technologies and WordPress CMS.
  3. Includes social media presence on major platforms.
  4. Has cookie consent mechanism implemented.
  5. Lacks explicit privacy policy and terms of service pages in the provided content.
  6. No visible security.txt or vulnerability disclosure information.
  7. No explicit contact information found in the provided HTML snippet.
  8. No WAF or blocking mechanisms detected.
Technical notes

Notes

The website is built on a WordPress platform with a modern tech stack including Bootstrap 5.3 and jQuery 3.5.1, ensuring responsive design and interactive UI components. FontAwesome 6.7.2 is used for iconography, and Yoast SEO plugin supports search engine optimization. Cookie consent is managed via CookieFirst scripts. Performance is moderate with preconnect hints to key external domains. The site uses Google Tag Manager and Hotjar for analytics and user behavior tracking. No major technical debt or deprecated libraries were detected. Opportunities exist to improve security headers and accessibility compliance to reduce technical risks.
Standards and sources

Reference chips under each finding point to the standard, regulation or specification the finding relates to. They are taken from the official datasets below and mapped conservatively: a finding with no defensible link shows none. NIS2 and GDPR references mark where a finding is relevant evidence, not a compliance verdict. Implementing Regulation (EU) 2024/2690 binds digital infrastructure and digital service providers; for other entities it is the most detailed public reading of the Article 21 measures. WCAG, EN 301 549, European Accessibility Act and Web Accessibility Directive references name the requirement an automated accessibility rule relates to; they are not a conformance verdict.

Retrieved 2026-10-25

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